About

Life in Payson

At 5,000 feet elevation in the heart of Arizona's transition zone, Payson feels like a genuine escape from desert sprawl—but it's not a remote outpost. The town sits 90 miles from Phoenix via the Beeline Highway, close enough for day trips or commuting if you're willing to make it part of your routine, yet far enough that you're genuinely surrounded by forest and mountain terrain rather than subdivisions. What you're actually getting here is a small community of about 16,500 people with a notably older demographic (median age 58.8), where you'll find stable, longtime residents who value the cooler climate, outdoor access, and tight-knit feel over growth and trendy development.

Payson at a Glance

Population, income, housing and more

Median Age

60.9 yrs

Poverty Rate

11.0%

Foreign-Born

5.0%

Broadband Internet

85.7%

of households

Population Growth

+2.1%

recent change · Census Bureau

Median household income

Payson$67,710
Arizona avg$79,964
US$80,734

Demographics5.0% foreign-born, most often from Mexico

Who lives in Payson: race and ethnicity, ages, households, languages and countries of origin

In Payson, the largest foreign-born group is from Mexico (22.8%), and 5.3% of residents speak Spanish at home.

Under 18

15.4%

of residents

65 and Older

39.7%

of residents

Households with Kids

15.8%

anyone under 18

Living Alone

35.7%

of households

Married Couples

48.0%

of households

Avg Household Size

1.99

people

Race & Ethnicity

White82.2%
Hispanic or Latino12.3%
Two or more races3.2%
Other0.8%
Asian0.6%
American Indian & Alaska Native0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico22.8%
South Africa14.2%
Philippines8.1%
Canada8.0%
Jordan7.6%
United Kingdom7.0%
Guatemala5.9%
Iran5.4%
Germany3.6%
Argentina3.0%

Languages Spoken at Home

English only92.4%
Spanish5.3%
Other1.0%
German/Germanic1.0%
Other Indo-European0.1%
Tagalog/Filipino0.1%
Korean0.1%

Cost of Livingrent 13% below AZ average

Rent, home values, and income in Payson

In Payson, rent runs 13% below the AZ average.

Median rent (per month)

Payson$1,345
Arizona avg$1,543
US$1,413

Median home value

Payson$382,400
Arizona avg$394,500
US$332,700

Rent Burdened

44.7%

spending 30%+ of income on rent

Severely Rent Burdened

23.7%

spending 50%+

Median Property Tax

$1,789

per year, owner-occupied homes

Homeowners

75.7%

of occupied homes are owned

Typical Home Built

1993

median year built

Vacant Homes

19.8%

of housing units

Home Value Trend

$397,570
$456,054
$443,575
202120222023202420252026

Latest: $443,575 (September 2026)

Jobs & Economyunemployment about average for AZ

Unemployment in Payson

Unemployment in Gila County, which includes Payson, is close to the AZ average.

Unemployment rate

Payson4.1%
Arizona avg4.3%
US4.3%

Payson: Gila County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

7.2%
6.1%
5.7%
5.6%
7.5%
5%
4%
4%
3.6%
4.1%
2016201720182019202020212022202320242025

Gila County (county-wide) · Annual averages

What Payson Residents Do for Work · share of employed residents by industry

Education & health care21.9%
Arts, hospitality & food service15.4%
Construction11.8%
Retail10.5%
Professional & business services9.7%
Public administration7.7%
Transportation & utilities5.4%
Wholesale trade1.4%

City residents, wherever they work

Commute19.4 min avg

How Payson residents get to work, and the nearest airports

In Payson, most residents drive alone to work (67%), and 84% get there in under 30 minutes.

How People Get to Work

Drive alone66.5%
Carpool18.4%
Public transit0.0%
Walk0.5%
Work from home13.9%
Other0.7%

Commute Time Distribution

Under 15 min72.8%
15–29 min11.6%
30–44 min2.8%
45–59 min1.0%
60+ min11.8%

Nearest airports · with airline service

  • Flagstaff Pulliam Airport (FLG)

    Regional airport · few flights83k passengers boarded in 2025

    65 mi
  • Phoenix Sky Harbor International Airport (PHX)

    Major hub25.1M passengers boarded in 2025

    68 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 14% below national average

Crime rates for 2025

Violent crime in Payson runs 14% below the national average.

Violent Crime Rate

284.8

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,447.7

per 100,000 residents

Below average (1,552 national, 2025)

Payson Police Department

Natural DisastersFlash Flood most common — 18 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

90.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Lightning · HighWildfire · HighWinter weather · HighHeat wave · ModerateInland flooding · Moderate

Gila County, county-wide · FEMA NRI December 2025

In Gila County, which includes Payson, the most common type is flash flood, with 18 recorded events in 2025.

Most common events:

Flash FloodExcessive HeatHeavy SnowThunderstorm WindHeavy Rain

Storm events by year

YearEventsTop TypeProperty Damage
202518Flash Flood$28.2M
202416Flash Flood$5.0M
202317Heavy Snow$43,000
202223Flash Flood$141,000
202144Flash Flood$48.9M
202021Excessive Heat$1.1M
201930Excessive Heat$470,000
201828Flash Flood$30,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Gila County, county-wide

Air Quality47 median AQI — Good

Days by air quality category (2025)

Air quality in Gila County, which includes Payson, is typically good — 229 good-air days per year.

Median AQI

47

Good Days

229

per year

Moderate Days

121

per year

Unhealthy Days

1

per year

Gila County, county-wide

Climate91°F summers, 26°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Payson has hot summers (avg high 91°F) and cold winters (avg low 26°F).

Spring (Mar–May)

72°/37°F

avg high / low

Summer (Jun–Aug)

91°/57°F

avg high / low

Fall (Sep–Nov)

75°/41°F

avg high / low

Winter (Dec–Feb)

57°/26°F

avg high / low

Annual Precipitation

19.8"

Annual Snowfall

18.5"

Hot Days/Year

65

days above 90°F

Freeze Days/Year

125

days below 32°F

Rainy Days/Year

62

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°110°3"Jan: 2.27" precipitationFeb: 2.33" precipitationMar: 1.89" precipitationApr: 0.82" precipitationMay: 0.54" precipitationJun: 0.21" precipitationJul: 2.81" precipitationAug: 2.60" precipitationSep: 1.54" precipitationOct: 1.26" precipitationNov: 1.48" precipitationDec: 2.09" precipitationJJan: high 56°F, low 26°FFFeb: high 59°F, low 28°FMMar: high 65°F, low 32°FAApr: high 72°F, low 36°FMMay: high 80°F, low 43°FJJun: high 90°F, low 51°F93°JJul: high 93°F, low 60°FAAug: high 91°F, low 59°FSSep: high 86°F, low 52°FOOct: high 76°F, low 41°FNNov: high 64°F, low 31°F26°DDec: high 55°F, low 26°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan56°F26°F2.27"
Feb59°F28°F2.33"
Mar65°F32°F1.89"
Apr72°F36°F0.82"
May80°F43°F0.54"
Jun90°F51°F0.21"
Jul93°F60°F2.81"
Aug91°F59°F2.60"
Sep86°F52°F1.54"
Oct76°F41°F1.26"
Nov64°F31°F1.48"
Dec55°F26°F2.09"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in Payson

Payson has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

8.7%

of residents

Avg Hospital Rating

4.0 / 5

Banner Payson Medical Center

Critical Access Hospitals

Adult Health · vs. the typical US place

Obesity29.1%US 36.8%
Diabetes14.1%US 12.6%
High blood pressure40.5%US 37.1%
Current smoking12.9%US 15.0%
No leisure-time physical activity24.4%US 26.6%
Depression20.2%US 23.0%
Asthma10.7%US 10.7%
Routine checkup in past year79.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education17.3:1 student/teacher ratio

Schools and degree attainment in Payson

Payson's student/teacher ratio is 17.3:1 (higher than the national average of 16:1), and 24.5% of adults 25+ hold a bachelor's degree or higher.

Public Schools

7

within city limits

Private Schools

1

within city limits

College Degree Rate

24.5%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

17.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Montezuma Castle National Monument, 39 mi

Nearby national parks, recreation areas and public libraries for Payson

Payson has 7 nearby national parks or recreation areas, closest being Montezuma Castle National Monument (39 mi away).

Nearby National Parks & Recreation Areas

Montezuma Castle National Monument

National Monument

39 mi away

Tonto National Monument

National Monument

43 mi away

Tuzigoot National Monument

National Monument

54 mi away

Walnut Canyon National Monument

National Monument

65 mi away

Sunset Crater Volcano National Monument

National Monument

79 mi away

Casa Grande Ruins National Monument

National Monument

87 mi away

Wupatki National Monument

National Monument

91 mi away

Public Libraries in Payson

Payson Public Library

328 N Mclane Rd, Payson

Central library~48 hrs/week

Cities Near Payson

The closest cities within 60 miles

Planning a move to Payson?

Read our full moving guide — what it's really like to live here.

Moving to Payson →

Payson FAQ

Is Payson, Arizona affordable?⌄

Payson's median rent is $1,345/month, which is close to the national average. The median household income is $67,710/year. Median home value is $382,400.

Is Payson, Arizona safe?⌄

Payson's violent crime rate was 285 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1448 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Payson, Arizona?⌄

Gila County, which includes Payson, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.

What is the cost of living in Payson, Arizona?⌄

The cost of living in Payson is primarily driven by housing. Median rent is $1,345/month and median household income is $67,710/year. The median home value is $382,400. About 45% of renters spend more than 30% of their income on housing.

How is the commute in Payson, Arizona?⌄

The average commute in Payson is 19 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from