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Living in
Payson.
About
Life in Payson
At 5,000 feet elevation in the heart of Arizona's transition zone, Payson feels like a genuine escape from desert sprawl—but it's not a remote outpost. The town sits 90 miles from Phoenix via the Beeline Highway, close enough for day trips or commuting if you're willing to make it part of your routine, yet far enough that you're genuinely surrounded by forest and mountain terrain rather than subdivisions. What you're actually getting here is a small community of about 16,500 people with a notably older demographic (median age 58.8), where you'll find stable, longtime residents who value the cooler climate, outdoor access, and tight-knit feel over growth and trendy development.
Payson at a Glance
Population, income, housing and more
Median Age
60.9 yrs
Poverty Rate
11.0%
Foreign-Born
5.0%
Broadband Internet
85.7%
of households
Population Growth
+2.1%
recent change · Census Bureau
Median household income
Demographics5.0% foreign-born, most often from Mexico
Who lives in Payson: race and ethnicity, ages, households, languages and countries of origin
In Payson, the largest foreign-born group is from Mexico (22.8%), and 5.3% of residents speak Spanish at home.
Under 18
15.4%
of residents
65 and Older
39.7%
of residents
Households with Kids
15.8%
anyone under 18
Living Alone
35.7%
of households
Married Couples
48.0%
of households
Avg Household Size
1.99
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 13% below AZ average
Rent, home values, and income in Payson
In Payson, rent runs 13% below the AZ average.
Median rent (per month)
Median home value
Rent Burdened
44.7%
spending 30%+ of income on rent
Severely Rent Burdened
23.7%
spending 50%+
Median Property Tax
$1,789
per year, owner-occupied homes
Homeowners
75.7%
of occupied homes are owned
Typical Home Built
1993
median year built
Vacant Homes
19.8%
of housing units
Home Value Trend
Latest: $443,575 (September 2026)
Jobs & Economyunemployment about average for AZ
Unemployment in Payson
Unemployment in Gila County, which includes Payson, is close to the AZ average.
Unemployment rate
Payson: Gila County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Gila County (county-wide) · Annual averages
What Payson Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute19.4 min avg
How Payson residents get to work, and the nearest airports
In Payson, most residents drive alone to work (67%), and 84% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 65 mi
Flagstaff Pulliam Airport (FLG)
Regional airport · few flights83k passengers boarded in 2025
- 68 mi
Phoenix Sky Harbor International Airport (PHX)
Major hub25.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 14% below national average
Crime rates for 2025
Violent crime in Payson runs 14% below the national average.
Violent Crime Rate
284.8
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,447.7
per 100,000 residents
Below average (1,552 national, 2025)
Payson Police Department
Natural DisastersFlash Flood most common — 18 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
90.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Gila County, county-wide · FEMA NRI December 2025
In Gila County, which includes Payson, the most common type is flash flood, with 18 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 18 | Flash Flood | $28.2M |
| 2024 | 16 | Flash Flood | $5.0M |
| 2023 | 17 | Heavy Snow | $43,000 |
| 2022 | 23 | Flash Flood | $141,000 |
| 2021 | 44 | Flash Flood | $48.9M |
| 2020 | 21 | Excessive Heat | $1.1M |
| 2019 | 30 | Excessive Heat | $470,000 |
| 2018 | 28 | Flash Flood | $30,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Gila County, county-wide
Air Quality47 median AQI — Good
Days by air quality category (2025)
Air quality in Gila County, which includes Payson, is typically good — 229 good-air days per year.
Median AQI
47
Good Days
229
per year
Moderate Days
121
per year
Unhealthy Days
1
per year
Gila County, county-wide
Climate91°F summers, 26°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Payson has hot summers (avg high 91°F) and cold winters (avg low 26°F).
Spring (Mar–May)
72°/37°F
avg high / low
Summer (Jun–Aug)
91°/57°F
avg high / low
Fall (Sep–Nov)
75°/41°F
avg high / low
Winter (Dec–Feb)
57°/26°F
avg high / low
Annual Precipitation
19.8"
Annual Snowfall
18.5"
Hot Days/Year
65
days above 90°F
Freeze Days/Year
125
days below 32°F
Rainy Days/Year
62
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 56°F | 26°F | 2.27" |
| Feb | 59°F | 28°F | 2.33" |
| Mar | 65°F | 32°F | 1.89" |
| Apr | 72°F | 36°F | 0.82" |
| May | 80°F | 43°F | 0.54" |
| Jun | 90°F | 51°F | 0.21" |
| Jul | 93°F | 60°F | 2.81" |
| Aug | 91°F | 59°F | 2.60" |
| Sep | 86°F | 52°F | 1.54" |
| Oct | 76°F | 41°F | 1.26" |
| Nov | 64°F | 31°F | 1.48" |
| Dec | 55°F | 26°F | 2.09" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Payson
Payson has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
8.7%
of residents
Avg Hospital Rating
4.0 / 5
Banner Payson Medical Center
Critical Access Hospitals
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.3:1 student/teacher ratio
Schools and degree attainment in Payson
Payson's student/teacher ratio is 17.3:1 (higher than the national average of 16:1), and 24.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
7
within city limits
Private Schools
1
within city limits
College Degree Rate
24.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.3:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Montezuma Castle National Monument, 39 mi
Nearby national parks, recreation areas and public libraries for Payson
Payson has 7 nearby national parks or recreation areas, closest being Montezuma Castle National Monument (39 mi away).
Nearby National Parks & Recreation Areas
Montezuma Castle National Monument
National Monument
39 mi awayTonto National Monument
National Monument
43 mi awayTuzigoot National Monument
National Monument
54 mi awayWalnut Canyon National Monument
National Monument
65 mi awaySunset Crater Volcano National Monument
National Monument
79 mi awayCasa Grande Ruins National Monument
National Monument
87 mi awayWupatki National Monument
National Monument
91 mi awayPublic Libraries in Payson
Payson Public Library
328 N Mclane Rd, Payson
Cities Near Payson
The closest cities within 60 miles
Planning a move to Payson?
Read our full moving guide — what it's really like to live here.
Payson FAQ
Is Payson, Arizona affordable?⌄
Payson's median rent is $1,345/month, which is close to the national average. The median household income is $67,710/year. Median home value is $382,400.
Is Payson, Arizona safe?⌄
Payson's violent crime rate was 285 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1448 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Payson, Arizona?⌄
Gila County, which includes Payson, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Payson, Arizona?⌄
The cost of living in Payson is primarily driven by housing. Median rent is $1,345/month and median household income is $67,710/year. The median home value is $382,400. About 45% of renters spend more than 30% of their income on housing.
How is the commute in Payson, Arizona?⌄
The average commute in Payson is 19 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from