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Living in
Chicago.
About
Life in Chicago
Living in Chicago means settling into a genuinely diverse, economically robust city where you're not just getting a place to live—you're tapping into one of the world's major economic engines. The job market here is legitimately varied; with finance, tech, education, transportation, and manufacturing all competing for talent, no single industry dominates, which means there's actual stability if your field shifts. The median household income of $77,902 reflects decent earning potential, though you'll want to factor in that median rent runs around $1,440 and home values hover near $334,100—reasonable for a major metro, but not cheap, especially if you're eyeing neighborhoods closer to the lakefront or the North Side's densely populated residential areas.
Chicago at a Glance
Population, income, housing and more
Median Age
35.8 yrs
Poverty Rate
16.8%
Foreign-Born
20.9%
Broadband Internet
89.1%
of households
Population Growth
-0.6%
recent change · Census Bureau
Median household income
Demographics20.9% foreign-born, most often from Mexico
Who lives in Chicago: race and ethnicity, ages, households, languages and countries of origin
In Chicago, the largest foreign-born group is from Mexico (39.3%), and 23.7% of residents speak Spanish at home.
Under 18
19.4%
of residents
65 and Older
13.8%
of residents
Households with Kids
23.3%
anyone under 18
Living Alone
39.7%
of households
Married Couples
30.9%
of households
Avg Household Size
2.29
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 13% above IL average
Rent, home values, and income in Chicago
In Chicago, rent runs 13% above the IL average, and home values are 27% above the IL average.
Median rent (per month)
Median home value
Rent Burdened
45.6%
spending 30%+ of income on rent
Severely Rent Burdened
24.0%
spending 50%+
Cost of Living Index
103.6
metro area (BEA) · US avg = 100
Median Property Tax
$4,943
per year, owner-occupied homes
Homeowners
46.0%
of occupied homes are owned
Typical Home Built
1953
median year built
Vacant Homes
9.1%
of housing units
Home Value Trend
Latest: $334,108 (September 2026)
Jobs & Economyunemployment about average for IL
Unemployment in Chicago and typical pay across the metro area
Unemployment in Chicago is close to the IL average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Chicago Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Chicago-Naperville-Elgin, IL-IN-WI metro area
Commute33.1 min avg
How Chicago residents get to work, and the nearest airports
In Chicago, most residents drive alone to work (45%), and 43% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 9 mi
Chicago Midway International Airport (MDW)
Medium hub9.4M passengers boarded in 2025
- 16 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 28% above national average
Crime rates for 2025
Violent crime in Chicago runs 28% above the national average.
Violent Crime Rate
420.4
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,955.8
per 100,000 residents
Above average (1,552 national, 2025)
Chicago Police Department
Natural DisastersThunderstorm Wind most common — 55 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Very High
100.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Cook County, county-wide · FEMA NRI December 2025
In Cook County, which includes Chicago, the most common type is thunderstorm wind, with 55 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 55 | Flood | $494.9M |
| 2024 | 57 | Thunderstorm Wind | $50,000 |
| 2023 | 40 | Thunderstorm Wind | $550.0M |
| 2022 | 51 | Thunderstorm Wind | $3.1M |
| 2021 | 47 | Thunderstorm Wind | None reported |
| 2020 | 38 | Thunderstorm Wind | None reported |
| 2019 | 36 | Flood | $20,000 |
| 2018 | 27 | Thunderstorm Wind | $300,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Cook County, county-wide
Air Quality53 median AQI — Moderate
Days by air quality category (2025)
Air quality in Cook County, which includes Chicago, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
53
Good Days
149
per year
Moderate Days
191
per year
Unhealthy Days
5
per year
Cook County, county-wide
Climate83°F summers, 22°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Chicago has warm summers (avg high 83°F) and cold winters (avg low 22°F).
Spring (Mar–May)
60°/42°F
avg high / low
Summer (Jun–Aug)
83°/65°F
avg high / low
Fall (Sep–Nov)
63°/47°F
avg high / low
Winter (Dec–Feb)
36°/22°F
avg high / low
Annual Precipitation
34.4"
Annual Snowfall
38.8"
Hot Days/Year
13
days above 90°F
Freeze Days/Year
97
days below 32°F
Rainy Days/Year
121
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 33°F | 19°F | 1.48" |
| Feb | 37°F | 23°F | 1.46" |
| Mar | 48°F | 32°F | 1.88" |
| Apr | 60°F | 41°F | 3.57" |
| May | 71°F | 52°F | 4.09" |
| Jun | 81°F | 62°F | 4.01" |
| Jul | 85°F | 68°F | 3.55" |
| Aug | 83°F | 66°F | 3.99" |
| Sep | 76°F | 59°F | 2.77" |
| Oct | 63°F | 47°F | 3.48" |
| Nov | 49°F | 35°F | 2.35" |
| Dec | 38°F | 25°F | 1.79" |
Healthcare33 hospitals, avg 2.5/5
Hospitals, ratings, and health insurance in Chicago
Chicago has 33 hospitals, averaging 2.5 out of 5 on CMS's quality rating — below-average care.
Hospitals
33
within city limits
Uninsured
9.8%
of residents
Avg Hospital Rating
2.5 / 5
Rush University Medical Center
Acute Care Hospitals · ER available
- Main campus: Rush University Medical Center · 1653 West Congress Parkway
- Outpatient center: RUSH Adult and Pediatric Primary Care · 1645 W Jackson Blvd Ste 215, Chicago
Northwestern Memorial Hospital
Acute Care Hospitals · ER available
Jesse Brown VA Medical Center - VA Chicago Healthcare System
Acute Care - Veterans Administration · ER available
The University of Chicago Medical Center
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Macneal Hospital
Acute Care Hospitals · ER available · 5.6 mi away · Berwyn
West Suburban Medical Center
Acute Care Hospitals · 6 mi away · Oak Park
Rush Oak Park Hospital
Acute Care Hospitals · ER available · 6.8 mi away · Oak Park
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.
Education14.0:1 student/teacher ratio
Schools and degree attainment in Chicago
Chicago's student/teacher ratio is 14.0:1 (lower than the national average of 16:1), and 44.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
652
within city limits
Private Schools
216
within city limits
College Degree Rate
44.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Chicago
University of Illinois Chicago
Public · 4-year · 22,170 students · in-state tuition $14,652 · 70% graduate · median earnings $73,666 (10 yrs after entry)
Private nonprofit · 4-year · 14,090 students · in-state tuition $47,676 · 68% graduate · median earnings $75,602 (10 yrs after entry)
Private nonprofit · 4-year · 11,737 students · in-state tuition $56,060 · 72% graduate · median earnings $78,431 (10 yrs after entry)
Private nonprofit · 4-year · 7,569 students · in-state tuition $73,962 · 96% graduate · median earnings $103,872 (10 yrs after entry)
Private nonprofit · 4-year · 5,368 students · in-state tuition $37,344 · 54% graduate · median earnings $48,427 (10 yrs after entry)
Private nonprofit · 4-year · 4,406 students · in-state tuition $13,020 · 46% graduate · median earnings $52,883 (10 yrs after entry)
City Colleges of Chicago-Wilbur Wright College
Public · 2-year · 4,372 students · in-state tuition $4,710 · 27% graduate · median earnings $47,007 (10 yrs after entry)
City Colleges of Chicago-Harold Washington College
Public · 2-year · 4,207 students · in-state tuition $4,710 · 24% graduate · median earnings $42,885 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Private nonprofit · 4-year · 9,201 students · in-state tuition $70,589 · 97% graduate · median earnings $104,255 (10 yrs after entry)
Private nonprofit · 4-year · 3,006 students · in-state tuition $45,858 · 72% graduate · median earnings $67,398 (10 yrs after entry)
Public · 2-year · 2,640 students · in-state tuition $5,662 · 30% graduate · median earnings $47,728 (10 yrs after entry)
Private nonprofit · 4-year · 2,561 students · in-state tuition $40,608 · 64% graduate · median earnings $66,693 (10 yrs after entry)
Private nonprofit · 4-year · 1,323 students · in-state tuition $38,798 · 59% graduate · median earnings $56,714 (10 yrs after entry)
Private nonprofit · 4-year · 820 students · in-state tuition $21,205 · 65% graduate · median earnings $60,507 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Pullman National Historical Park, 11 mi
Nearby national parks, recreation areas and public libraries for Chicago
Chicago has 2 nearby national parks or recreation areas, closest being Pullman National Historical Park (11 mi away).
Nearby National Parks & Recreation Areas
Pullman National Historical Park
National Historical Park
11 mi awayIndiana Dunes National Park
National Park
33 mi awayPublic Libraries in Chicago
Chicago Public Library
400 South State Street, Chicago
Albany Park Branch
5150 North Kimball Avenue, Chicago
Altgeld Branch
13281 S. Corliss Avenue, Chicago
Archer Heights Branch
5055 South Archer Avenue, Chicago
Austin Branch
5615 West Race Avenue, Chicago
Austin-Irving Branch
6100 West Irving Park Road, Chicago
Avalon Branch
8148 South Stony Island Avenue, Chicago
Back Of The Yards Branch
2111 West 47th Street, Chicago
Bessie Coleman Branch
731 East 63rd Street, Chicago
Beverly Branch
1962 West 95th Street, Chicago
Bezazian Branch
1226 West Ainslie Street, Chicago
Blackstone Branch
4904 South Lake Park Avenue, Chicago
Compare Chicago
Popular side-by-side matchups
Cities Near Chicago
The closest cities within 60 miles
Planning a move to Chicago?
Read our full moving guide — what it's really like to live here.
Chicago FAQ
Is Chicago, Illinois affordable?⌄
Chicago's median rent is $1,440/month, which is close to the national average. The median household income is $77,902/year. Median home value is $334,100.
Is Chicago, Illinois safe?⌄
Chicago's violent crime rate was 420 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2956 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Chicago, Illinois?⌄
Chicago has an unemployment rate of 4.9%, which is slightly above the national average of 4.3%.
What is the cost of living in Chicago, Illinois?⌄
The cost of living in Chicago is primarily driven by housing. Median rent is $1,440/month and median household income is $77,902/year. The median home value is $334,100. About 46% of renters spend more than 30% of their income on housing.
How is the commute in Chicago, Illinois?⌄
The average commute in Chicago is 33 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from