About

Life in Chicago

Living in Chicago means settling into a genuinely diverse, economically robust city where you're not just getting a place to live—you're tapping into one of the world's major economic engines. The job market here is legitimately varied; with finance, tech, education, transportation, and manufacturing all competing for talent, no single industry dominates, which means there's actual stability if your field shifts. The median household income of $77,902 reflects decent earning potential, though you'll want to factor in that median rent runs around $1,440 and home values hover near $334,100—reasonable for a major metro, but not cheap, especially if you're eyeing neighborhoods closer to the lakefront or the North Side's densely populated residential areas.

Chicago at a Glance

Population, income, housing and more

Median Age

35.8 yrs

Poverty Rate

16.8%

Foreign-Born

20.9%

Broadband Internet

89.1%

of households

Population Growth

-0.6%

recent change · Census Bureau

Median household income

Chicago$77,902
Illinois avg$83,390
US$80,734

Demographics20.9% foreign-born, most often from Mexico

Who lives in Chicago: race and ethnicity, ages, households, languages and countries of origin

In Chicago, the largest foreign-born group is from Mexico (39.3%), and 23.7% of residents speak Spanish at home.

Under 18

19.4%

of residents

65 and Older

13.8%

of residents

Households with Kids

23.3%

anyone under 18

Living Alone

39.7%

of households

Married Couples

30.9%

of households

Avg Household Size

2.29

people

Race & Ethnicity

White32.1%
Hispanic or Latino29.7%
Black27.4%
Asian7.2%
Two or more races3.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico39.3%
China6.3%
India5.0%
Poland4.6%
Philippines3.8%
Ecuador2.5%
Guatemala1.9%
Nigeria1.6%
Venezuela1.6%
Ukraine1.5%

Languages Spoken at Home

English only64.6%
Spanish23.7%
Russian/Slavic2.6%
Other Indo-European2.4%
Chinese2.0%
Other1.0%
Other Asian/Pacific0.9%
Tagalog/Filipino0.8%

Cost of Livingrent 13% above IL average

Rent, home values, and income in Chicago

In Chicago, rent runs 13% above the IL average, and home values are 27% above the IL average.

Median rent (per month)

Chicago$1,440
Illinois avg$1,274
US$1,413

Median home value

Chicago$334,100
Illinois avg$263,300
US$332,700

Rent Burdened

45.6%

spending 30%+ of income on rent

Severely Rent Burdened

24.0%

spending 50%+

Cost of Living Index

103.6

metro area (BEA) · US avg = 100

Median Property Tax

$4,943

per year, owner-occupied homes

Homeowners

46.0%

of occupied homes are owned

Typical Home Built

1953

median year built

Vacant Homes

9.1%

of housing units

Home Value Trend

$292,978
$334,108
202120222023202420252026

Latest: $334,108 (September 2026)

Jobs & Economyunemployment about average for IL

Unemployment in Chicago and typical pay across the metro area

Unemployment in Chicago is close to the IL average.

Unemployment rate

Chicago4.9%
Illinois avg4.6%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

6.3%
5.2%
4.2%
3.9%
11.2%
7.3%
5%
4.5%
5.5%
4.9%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Chicago Residents Do for Work · share of employed residents by industry

Education & health care24.2%
Professional & business services18.2%
Arts, hospitality & food service9.1%
Finance & real estate8.8%
Retail8.2%
Manufacturing7.7%
Transportation & utilities7.1%
Other services4.6%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$125,280
Healthcare$81,400
Business & Finance$79,910
Education$60,950
Office & Admin$46,540
Production$43,550
Transportation$41,020
Sales$38,490

Chicago-Naperville-Elgin, IL-IN-WI metro area

Commute33.1 min avg

How Chicago residents get to work, and the nearest airports

In Chicago, most residents drive alone to work (45%), and 43% get there in under 30 minutes.

How People Get to Work

Drive alone44.7%
Carpool7.3%
Public transit17.7%
Walk5.8%
Work from home21.0%
Other3.4%

Commute Time Distribution

Under 15 min13.0%
15–29 min29.9%
30–44 min29.6%
45–59 min14.0%
60+ min13.4%

Nearest airports · with airline service

  • Chicago Midway International Airport (MDW)

    Medium hub9.4M passengers boarded in 2025

    9 mi
  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    16 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 28% above national average

Crime rates for 2025

Violent crime in Chicago runs 28% above the national average.

Violent Crime Rate

420.4

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,955.8

per 100,000 residents

Above average (1,552 national, 2025)

Chicago Police Department

Natural DisastersThunderstorm Wind most common — 55 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Very High

100.0 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · Very HighHeat wave · Very HighIce storm · Very HighLightning · Very HighInland flooding · Very High

Cook County, county-wide · FEMA NRI December 2025

In Cook County, which includes Chicago, the most common type is thunderstorm wind, with 55 recorded events in 2025.

Most common events:

Thunderstorm WindFloodHailFlash FloodWinter Weather

Storm events by year

YearEventsTop TypeProperty Damage
202555Flood$494.9M
202457Thunderstorm Wind$50,000
202340Thunderstorm Wind$550.0M
202251Thunderstorm Wind$3.1M
202147Thunderstorm WindNone reported
202038Thunderstorm WindNone reported
201936Flood$20,000
201827Thunderstorm Wind$300,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Cook County, county-wide

Air Quality53 median AQI — Moderate

Days by air quality category (2025)

Air quality in Cook County, which includes Chicago, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.

Median AQI

53

Good Days

149

per year

Moderate Days

191

per year

Unhealthy Days

5

per year

Cook County, county-wide

Climate83°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Chicago has warm summers (avg high 83°F) and cold winters (avg low 22°F).

Spring (Mar–May)

60°/42°F

avg high / low

Summer (Jun–Aug)

83°/65°F

avg high / low

Fall (Sep–Nov)

63°/47°F

avg high / low

Winter (Dec–Feb)

36°/22°F

avg high / low

Annual Precipitation

34.4"

Annual Snowfall

38.8"

Hot Days/Year

13

days above 90°F

Freeze Days/Year

97

days below 32°F

Rainy Days/Year

121

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 1.48" precipitationFeb: 1.46" precipitationMar: 1.88" precipitationApr: 3.57" precipitationMay: 4.09" precipitationJun: 4.01" precipitationJul: 3.55" precipitationAug: 3.99" precipitationSep: 2.77" precipitationOct: 3.48" precipitationNov: 2.35" precipitationDec: 1.79" precipitation19°JJan: high 33°F, low 19°FFFeb: high 37°F, low 23°FMMar: high 48°F, low 32°FAApr: high 60°F, low 41°FMMay: high 71°F, low 52°FJJun: high 81°F, low 62°F85°JJul: high 85°F, low 68°FAAug: high 83°F, low 66°FSSep: high 76°F, low 59°FOOct: high 63°F, low 47°FNNov: high 49°F, low 35°FDDec: high 38°F, low 25°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan33°F19°F1.48"
Feb37°F23°F1.46"
Mar48°F32°F1.88"
Apr60°F41°F3.57"
May71°F52°F4.09"
Jun81°F62°F4.01"
Jul85°F68°F3.55"
Aug83°F66°F3.99"
Sep76°F59°F2.77"
Oct63°F47°F3.48"
Nov49°F35°F2.35"
Dec38°F25°F1.79"

Healthcare33 hospitals, avg 2.5/5

Hospitals, ratings, and health insurance in Chicago

Chicago has 33 hospitals, averaging 2.5 out of 5 on CMS's quality rating — below-average care.

Hospitals

33

within city limits

Uninsured

9.8%

of residents

Avg Hospital Rating

2.5 / 5

Rush University Medical Center

Acute Care Hospitals · ER available

  • Main campus: Rush University Medical Center · 1653 West Congress Parkway
  • Outpatient center: RUSH Adult and Pediatric Primary Care · 1645 W Jackson Blvd Ste 215, Chicago

Northwestern Memorial Hospital

Acute Care Hospitals · ER available

Jesse Brown VA Medical Center - VA Chicago Healthcare System

Acute Care - Veterans Administration · ER available

The University of Chicago Medical Center

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Macneal Hospital

Acute Care Hospitals · ER available · 5.6 mi away · Berwyn

West Suburban Medical Center

Acute Care Hospitals · 6 mi away · Oak Park

Rush Oak Park Hospital

Acute Care Hospitals · ER available · 6.8 mi away · Oak Park

Adult Health · vs. the typical US place

Obesity32.6%US 36.8%
Diabetes12.0%US 12.6%
High blood pressure29.7%US 37.1%
Current smoking11.9%US 15.0%
No leisure-time physical activity24.7%US 26.6%
Depression19.1%US 23.0%
Asthma10.2%US 10.7%
Routine checkup in past year76.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education14.0:1 student/teacher ratio

Schools and degree attainment in Chicago

Chicago's student/teacher ratio is 14.0:1 (lower than the national average of 16:1), and 44.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

652

within city limits

Private Schools

216

within city limits

College Degree Rate

44.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.0:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Chicago

University of Illinois Chicago

Public · 4-year · 22,170 students · in-state tuition $14,652 · 70% graduate · median earnings $73,666 (10 yrs after entry)

DePaul University

Private nonprofit · 4-year · 14,090 students · in-state tuition $47,676 · 68% graduate · median earnings $75,602 (10 yrs after entry)

Loyola University Chicago

Private nonprofit · 4-year · 11,737 students · in-state tuition $56,060 · 72% graduate · median earnings $78,431 (10 yrs after entry)

University of Chicago

Private nonprofit · 4-year · 7,569 students · in-state tuition $73,962 · 96% graduate · median earnings $103,872 (10 yrs after entry)

Columbia College Chicago

Private nonprofit · 4-year · 5,368 students · in-state tuition $37,344 · 54% graduate · median earnings $48,427 (10 yrs after entry)

National Louis University

Private nonprofit · 4-year · 4,406 students · in-state tuition $13,020 · 46% graduate · median earnings $52,883 (10 yrs after entry)

City Colleges of Chicago-Wilbur Wright College

Public · 2-year · 4,372 students · in-state tuition $4,710 · 27% graduate · median earnings $47,007 (10 yrs after entry)

City Colleges of Chicago-Harold Washington College

Public · 2-year · 4,207 students · in-state tuition $4,710 · 24% graduate · median earnings $42,885 (10 yrs after entry)

Nearby Colleges (within 15 miles)

Northwestern University

14.7 mi away

Private nonprofit · 4-year · 9,201 students · in-state tuition $70,589 · 97% graduate · median earnings $104,255 (10 yrs after entry)

Elmhurst University

14 mi away

Private nonprofit · 4-year · 3,006 students · in-state tuition $45,858 · 72% graduate · median earnings $67,398 (10 yrs after entry)

Morton College

4.1 mi away

Public · 2-year · 2,640 students · in-state tuition $5,662 · 30% graduate · median earnings $47,728 (10 yrs after entry)

Dominican University

8.4 mi away

Private nonprofit · 4-year · 2,561 students · in-state tuition $40,608 · 64% graduate · median earnings $66,693 (10 yrs after entry)

Concordia University-Chicago

7.7 mi away

Private nonprofit · 4-year · 1,323 students · in-state tuition $38,798 · 59% graduate · median earnings $56,714 (10 yrs after entry)

Trinity Christian College

12.8 mi away

Private nonprofit · 4-year · 820 students · in-state tuition $21,205 · 65% graduate · median earnings $60,507 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Pullman National Historical Park, 11 mi

Nearby national parks, recreation areas and public libraries for Chicago

Chicago has 2 nearby national parks or recreation areas, closest being Pullman National Historical Park (11 mi away).

Nearby National Parks & Recreation Areas

Pullman National Historical Park

National Historical Park

11 mi away

Indiana Dunes National Park

National Park

33 mi away

Public Libraries in Chicago

Chicago Public Library

400 South State Street, Chicago

Central library~72 hrs/week

Albany Park Branch

5150 North Kimball Avenue, Chicago

Branch~46 hrs/week

Altgeld Branch

13281 S. Corliss Avenue, Chicago

Branch~50 hrs/week

Archer Heights Branch

5055 South Archer Avenue, Chicago

Branch~50 hrs/week

Austin Branch

5615 West Race Avenue, Chicago

Branch~50 hrs/week

Austin-Irving Branch

6100 West Irving Park Road, Chicago

Branch~50 hrs/week

Avalon Branch

8148 South Stony Island Avenue, Chicago

Branch~50 hrs/week

Back Of The Yards Branch

2111 West 47th Street, Chicago

Branch~50 hrs/week

Bessie Coleman Branch

731 East 63rd Street, Chicago

Branch~50 hrs/week

Beverly Branch

1962 West 95th Street, Chicago

Branch~54 hrs/week

Bezazian Branch

1226 West Ainslie Street, Chicago

Branch~50 hrs/week

Blackstone Branch

4904 South Lake Park Avenue, Chicago

Branch~50 hrs/week

Compare Chicago

Popular side-by-side matchups

Cities Near Chicago

The closest cities within 60 miles

Planning a move to Chicago?

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Chicago FAQ

Is Chicago, Illinois affordable?⌄

Chicago's median rent is $1,440/month, which is close to the national average. The median household income is $77,902/year. Median home value is $334,100.

Is Chicago, Illinois safe?⌄

Chicago's violent crime rate was 420 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2956 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Chicago, Illinois?⌄

Chicago has an unemployment rate of 4.9%, which is slightly above the national average of 4.3%.

What is the cost of living in Chicago, Illinois?⌄

The cost of living in Chicago is primarily driven by housing. Median rent is $1,440/month and median household income is $77,902/year. The median home value is $334,100. About 46% of renters spend more than 30% of their income on housing.

How is the commute in Chicago, Illinois?⌄

The average commute in Chicago is 33 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from