About

Life in San Marcos

This North County San Diego city of nearly 95,000 feels like a practical place to build a life rather than chase a postcard experience—which honestly appeals to people who actually want to stay. The median household income sits at $109,377 with a median home value around $868,000, so you're looking at serious money for housing, though it's more manageable than coastal San Diego neighborhoods. Rent averages $2,348 monthly, and about 61% of residents own their homes, suggesting decent stability in the community.

San Marcos at a Glance

Population, income, housing and more

Median Age

36.8 yrs

Poverty Rate

9.2%

Foreign-Born

22.3%

Broadband Internet

95.9%

of households

Population Growth

+0.1%

recent change · Census Bureau

Median household income

San Marcos$109,377
California avg$99,122
US$80,734

Demographics22.3% foreign-born, most often from Mexico

Who lives in San Marcos: race and ethnicity, ages, households, languages and countries of origin

In San Marcos, the largest foreign-born group is from Mexico (45.8%), and 24.8% of residents speak Spanish at home.

Under 18

25.2%

of residents

65 and Older

13.2%

of residents

Households with Kids

40.1%

anyone under 18

Living Alone

19.2%

of households

Married Couples

58.0%

of households

Avg Household Size

2.96

people

Race & Ethnicity

White43.8%
Hispanic or Latino36.8%
Asian11.7%
Two or more races5.9%
Black1.2%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico45.8%
Philippines8.4%
India5.2%
Vietnam4.2%
China2.6%
Indonesia2.5%
Canada2.4%
Japan2.2%
Iran1.8%
Korea1.4%

Languages Spoken at Home

English only64.8%
Spanish24.8%
Other Indo-European2.2%
Tagalog/Filipino1.7%
Other Asian/Pacific1.6%
Vietnamese1.3%
Chinese1.3%
Russian/Slavic1.1%

Cost of Livingrent 15% above CA average

Rent, home values, and income in San Marcos

In San Marcos, rent runs 15% above the CA average, and home values are 18% above the CA average.

Median rent (per month)

San Marcos$2,348
California avg$2,036
US$1,413

Median home value

San Marcos$868,000
California avg$734,700
US$332,700

Rent Burdened

61.7%

spending 30%+ of income on rent

Severely Rent Burdened

33.5%

spending 50%+

Cost of Living Index

111.9

metro area (BEA) · US avg = 100

Median Property Tax

$6,608

per year, owner-occupied homes

Homeowners

63.7%

of occupied homes are owned

Typical Home Built

1996

median year built

Vacant Homes

3.7%

of housing units

Home Value Trend

$790,101
$973,182
$953,656
202120222023202420252026

Latest: $953,656 (September 2026)

Jobs & Economyunemployment 1.3 pts below CA average

Unemployment in San Marcos and typical pay across the metro area

Unemployment in San Marcos is 1.3 percentage points lower than the CA average.

Unemployment rate

San Marcos4.2%
California avg5.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.2%
3.5%
2.9%
2.9%
7.9%
5.2%
3%
3.4%
4.1%
4.2%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What San Marcos Residents Do for Work · share of employed residents by industry

Education & health care21.4%
Professional & business services16.1%
Manufacturing11.9%
Arts, hospitality & food service9.7%
Retail9.3%
Construction7.7%
Finance & real estate5.9%
Transportation & utilities5.1%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$134,250
Healthcare$115,750
Business & Finance$83,560
Education$65,350
Office & Admin$48,270
Production$45,570
Transportation$39,780
Sales$38,790

San Diego-Carlsbad, CA metro area

Commute26.5 min avg

How San Marcos residents get to work, and the nearest airports

In San Marcos, most residents drive alone to work (68%), and 58% get there in under 30 minutes.

How People Get to Work

Drive alone67.7%
Carpool8.0%
Public transit0.5%
Walk1.5%
Work from home20.5%
Other1.7%

Commute Time Distribution

Under 15 min20.4%
15–29 min37.6%
30–44 min28.0%
45–59 min7.2%
60+ min6.8%

Nearest airports · with airline service

  • McClellan-Palomar Airport (CLD)

    Regional airport · few flights68k passengers boarded in 2025

    6 mi
  • San Diego International Airport (SAN)

    Major hub12.7M passengers boarded in 2025

    28 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 68% below national average

Crime rates for 2025

Violent crime in San Marcos runs 68% below the national average.

Violent Crime Rate

106.1

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

396.7

per 100,000 residents

Below average (1,552 national, 2025)

San Marcos Police Department

Natural DisastersHigh Wind most common — 25 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Very High

99.7 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Inland flooding · Very HighWildfire · Very HighEarthquake · HighHeat wave · HighLandslide · High

San Diego County, county-wide · FEMA NRI December 2025

In San Diego County, which includes San Marcos, the most common type is high wind, with 25 recorded events in 2025.

Most common events:

High WindHeavy RainFloodDense FogWildfire

Storm events by year

YearEventsTop TypeProperty Damage
202525Heavy Rain$110,000
202456High Wind$30.9M
202367High Wind$13,000
202292High Wind$11,000
202193High Wind$4.2M
202056High Wind$4.5M
201969High Wind$1.0M
201842High Wind$680,100

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

213 earthquakes of magnitude 2.5+ within 100 miles in the past year

San Diego County, county-wide

San Marcos is about 3% of San Diego County’s population, so county-wide figures may differ from local conditions.

Air Quality67 median AQI — Moderate

Days by air quality category (2025)

Air quality in San Diego County, which includes San Marcos, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.

Median AQI

67

Good Days

64

per year

Moderate Days

268

per year

Unhealthy Days

7

per year

San Diego County, county-wide

San Marcos is about 3% of San Diego County’s population, so county-wide figures may differ from local conditions.

Climate86°F summers, 45°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

San Marcos has warm summers (avg high 86°F) and mild winters (avg low 45°F).

Spring (Mar–May)

74°/52°F

avg high / low

Summer (Jun–Aug)

86°/63°F

avg high / low

Fall (Sep–Nov)

81°/57°F

avg high / low

Winter (Dec–Feb)

69°/45°F

avg high / low

Annual Precipitation

13.9"

Annual Snowfall

0.0"

Hot Days/Year

54

days above 90°F

Freeze Days/Year

2

days below 32°F

Rainy Days/Year

43

Average month

High °FLow °FPrecip (in)
30°50°70°90°4"Jan: 3.19" precipitationFeb: 3.57" precipitationMar: 2.20" precipitationApr: 0.99" precipitationMay: 0.35" precipitationJun: 0.09" precipitationJul: 0.12" precipitationAug: 0.06" precipitationSep: 0.16" precipitationOct: 0.57" precipitationNov: 1.08" precipitationDec: 2.14" precipitationJJan: high 69°F, low 45°FFFeb: high 69°F, low 46°FMMar: high 71°F, low 49°FAApr: high 74°F, low 52°FMMay: high 77°F, low 56°FJJun: high 82°F, low 60°FJJul: high 87°F, low 64°F89°AAug: high 89°F, low 65°FSSep: high 87°F, low 63°FOOct: high 81°F, low 57°FNNov: high 75°F, low 49°F44°DDec: high 68°F, low 44°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan69°F45°F3.19"
Feb69°F46°F3.57"
Mar71°F49°F2.20"
Apr74°F52°F0.99"
May77°F56°F0.35"
Jun82°F60°F0.09"
Jul87°F64°F0.12"
Aug89°F65°F0.06"
Sep87°F63°F0.16"
Oct81°F57°F0.57"
Nov75°F49°F1.08"
Dec68°F44°F2.14"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in San Marcos

San Marcos has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

7.1%

of residents

Avg Hospital Rating

4.0 / 5

Kaiser Foundation Hospital - San Marcos

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Palomar Health Downtown Campus

Acute Care Hospitals · ER available · 5.7 mi away · Escondido

Tri-city Medical Center

Acute Care Hospitals · ER available · 7.6 mi away · Oceanside

Scripps Memorial Hospital - Encinitas

Acute Care Hospitals · ER available · 9.4 mi away · Encinitas

Adult Health · vs. the typical US place

Obesity25.3%US 36.8%
Diabetes9.5%US 12.6%
High blood pressure27.3%US 37.1%
Current smoking9.9%US 15.0%
No leisure-time physical activity20.5%US 26.6%
Depression22.0%US 23.0%
Asthma9.2%US 10.7%
Routine checkup in past year72.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education24.3:1 student/teacher ratio

Schools and degree attainment in San Marcos

San Marcos's student/teacher ratio is 24.3:1 (higher than the national average of 16:1), and 43.8% of adults 25+ hold a bachelor's degree or higher.

Public Schools

21

within city limits

Private Schools

2

within city limits

College Degree Rate

43.8%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

24.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in San Marcos

California State University-San Marcos

Public · 4-year · 14,877 students · in-state tuition $8,454 · 68% graduate · median earnings $67,217 (10 yrs after entry)

Nearby Colleges (within 15 miles)

MiraCosta College

8.3 mi away

Public · 2-year · 10,278 students · in-state tuition $1,158 · 29% graduate · median earnings $49,887 (10 yrs after entry)

John Paul the Great Catholic University

5.4 mi away

Private nonprofit · 4-year · 286 students · in-state tuition $31,090 · 65% graduate · median earnings $53,787 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Cabrillo National Monument, 32 mi

Nearby national parks, recreation areas and public libraries for San Marcos

San Marcos has 3 nearby national parks or recreation areas, closest being Cabrillo National Monument (32 mi away).

Nearby National Parks & Recreation Areas

Cabrillo National Monument

National Monument

32 mi away

Juan Bautista de Anza National Historic Trail

National Historic Trail

51 mi away

Joshua Tree National Park

National Park

94 mi away

Public Libraries in San Marcos

San Marcos Library

2 Civic Center Drive, San Marcos

Branch~51 hrs/week

Cities Near San Marcos

The closest cities within 60 miles

Planning a move to San Marcos?

Read our full moving guide — what it's really like to live here.

Moving to San Marcos →

San Marcos FAQ

Is San Marcos, California affordable?⌄

San Marcos's median rent is $2,348/month, which is significantly above the national average. The median household income is $109,377/year. Median home value is $868,000.

Is San Marcos, California safe?⌄

San Marcos's violent crime rate was 106 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 397 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in San Marcos, California?⌄

San Marcos has an unemployment rate of 4.2%, which is close to the national average of 4.3%.

What is the cost of living in San Marcos, California?⌄

The cost of living in San Marcos is primarily driven by housing. Median rent is $2,348/month and median household income is $109,377/year. The median home value is $868,000. About 62% of renters spend more than 30% of their income on housing.

How is the commute in San Marcos, California?⌄

The average commute in San Marcos is 27 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from