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Living in
Loveland.
About
Life in Loveland
Loveland functions as a practical northern Colorado hub rather than a destination town, though the Valentine re-mailing tradition and growing public art scene give it some character beyond the typical sprawl. The real draw for people moving here is the location: you're 46 miles from Denver's job market, nestled between Fort Collins and the mountains, with reasonable access to Rocky Mountain National Park. The job market is stable with 4.2 percent unemployment, and you'll find employment in healthcare, education, retail, and regional business centers, though many residents still commute south to Boulder or Denver.
Loveland at a Glance
Population, income, housing and more
Median Age
40.7 yrs
Poverty Rate
8.5%
Foreign-Born
4.0%
Broadband Internet
92.1%
of households
Population Growth
+6.6%
recent change · Census Bureau
Median household income
Demographics4.0% foreign-born, most often from Mexico
Who lives in Loveland: race and ethnicity, ages, households, languages and countries of origin
In Loveland, the largest foreign-born group is from Mexico (43.4%), and 5.8% of residents speak Spanish at home.
Under 18
19.0%
of residents
65 and Older
21.3%
of residents
Households with Kids
24.3%
anyone under 18
Living Alone
30.1%
of households
Married Couples
47.7%
of households
Avg Household Size
2.26
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for CO
Rent, home values, and income in Loveland
In Loveland, home values are 11% below the CO average.
Median rent (per month)
Median home value
Rent Burdened
52.1%
spending 30%+ of income on rent
Severely Rent Burdened
23.7%
spending 50%+
Cost of Living Index
101.1
metro area (BEA) · US avg = 100
Median Property Tax
$2,302
per year, owner-occupied homes
Homeowners
62.2%
of occupied homes are owned
Typical Home Built
1993
median year built
Vacant Homes
2.2%
of housing units
Home Value Trend
Latest: $493,188 (September 2026)
Jobs & Economyunemployment about average for CO
Unemployment in Loveland
Unemployment in Loveland is close to the CO average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Loveland Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute26.2 min avg
How Loveland residents get to work, and the nearest airports
In Loveland, most residents drive alone to work (72%), and 64% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 43 mi
Denver International Airport (DEN)
Major hub40.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 51% below national average
Crime rates for 2025
Violent crime in Loveland runs 51% below the national average.
Violent Crime Rate
162.8
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,441.8
per 100,000 residents
Below average (1,552 national, 2025)
Loveland Police Department
Natural DisastersWinter Weather most common — 27 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
90.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Larimer County, county-wide · FEMA NRI December 2025
In Larimer County, which includes Loveland, the most common type is winter weather, with 27 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 27 | Winter Weather | Not estimated |
| 2024 | 39 | Winter Weather | None reported |
| 2023 | 45 | Winter Weather | $370,000 |
| 2022 | 50 | Winter Weather | $322,000 |
| 2021 | 36 | Flash Flood | $635,000 |
| 2020 | 36 | High Wind | None reported |
| 2019 | 32 | Winter Weather | None reported |
| 2018 | 35 | Winter Weather | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Larimer County, county-wide
Air Quality50 median AQI — Good
Days by air quality category (2025)
Air quality in Larimer County, which includes Loveland, is typically good — 185 good-air days per year.
Median AQI
50
Good Days
185
per year
Moderate Days
169
per year
Unhealthy Days
0
per year
Larimer County, county-wide
Climate86°F summers, 14°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Loveland has warm summers (avg high 86°F) and very cold winters (avg low 14°F).
Spring (Mar–May)
63°/31°F
avg high / low
Summer (Jun–Aug)
86°/52°F
avg high / low
Fall (Sep–Nov)
66°/33°F
avg high / low
Winter (Dec–Feb)
45°/14°F
avg high / low
Annual Precipitation
15.5"
Annual Snowfall
47.0"
Hot Days/Year
38
days above 90°F
Freeze Days/Year
174
days below 32°F
Rainy Days/Year
94
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 44°F | 13°F | 0.52" |
| Feb | 46°F | 15°F | 0.62" |
| Mar | 56°F | 23°F | 1.28" |
| Apr | 62°F | 31°F | 2.18" |
| May | 71°F | 40°F | 2.68" |
| Jun | 83°F | 49°F | 1.63" |
| Jul | 89°F | 55°F | 1.47" |
| Aug | 87°F | 53°F | 1.29" |
| Sep | 79°F | 44°F | 1.36" |
| Oct | 65°F | 32°F | 1.18" |
| Nov | 53°F | 21°F | 0.81" |
| Dec | 44°F | 13°F | 0.58" |
Healthcare2 hospitals, avg 4.0/5
Hospitals, ratings, and health insurance in Loveland
Loveland has 2 hospitals, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
2
within city limits
Uninsured
7.1%
of residents
Avg Hospital Rating
4.0 / 5
Medical Center of the Rockies
Acute Care Hospitals · ER available
Banner North Co Medical Center - Loveland Campus
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Banner Fort Collins Medical Center
Acute Care Hospitals · ER available · 7.7 mi away · Fort Collins
Poudre Valley Hospital
Acute Care Hospitals · ER available · 10.7 mi away · Fort Collins
Uchealth Greeley Hospital
Acute Care Hospitals · ER available · 14.5 mi away · Greeley
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.7:1 student/teacher ratio
Schools and degree attainment in Loveland
Loveland's student/teacher ratio is 16.7:1 (higher than the national average of 16:1), and 39.0% of adults 25+ hold a bachelor's degree or higher.
Public Schools
23
within city limits
Private Schools
3
within city limits
College Degree Rate
39.0%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Loveland (within 15 miles)
Colorado State University-Fort Collins
10.9 mi awayPublic · 4-year · 25,538 students · in-state tuition $13,774 · 68% graduate · median earnings $66,947 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Rocky Mountain National Park, 34 mi
Nearby national parks, recreation areas and public libraries for Loveland
Loveland has 1 nearby national park or recreation area, closest being Rocky Mountain National Park (34 mi away).
Nearby National Parks & Recreation Areas
Rocky Mountain National Park
National Park
34 mi awayPublic Libraries in Loveland
Loveland Public Library
300 North Adams Avenue, Loveland
Cities Near Loveland
The closest cities within 60 miles
Planning a move to Loveland?
Read our full moving guide — what it's really like to live here.
Loveland FAQ
Is Loveland, Colorado affordable?⌄
Loveland's median rent is $1,730/month, which is above the national average. The median household income is $84,604/year. Median home value is $479,000.
Is Loveland, Colorado safe?⌄
Loveland's violent crime rate was 163 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1442 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Loveland, Colorado?⌄
Loveland has an unemployment rate of 4.2%, which is close to the national average of 4.3%.
What is the cost of living in Loveland, Colorado?⌄
The cost of living in Loveland is primarily driven by housing. Median rent is $1,730/month and median household income is $84,604/year. The median home value is $479,000. About 52% of renters spend more than 30% of their income on housing.
How is the commute in Loveland, Colorado?⌄
The average commute in Loveland is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from