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Living in
Lady Lake.
About
Life in Lady Lake
Living in Lady Lake means embracing a lifestyle built for people in or approaching retirement, where the median age hovers around 67 and over half the population is 65 or older. The town sits comfortably within the Orlando metro area but maintains a quieter, more residential feel—nearly 99% of the population lives in urban or developed areas, so you're not dealing with sprawl, and your average commute tops out around 17.5 minutes, which is genuinely reasonable. Housing is relatively affordable at a median home value near $227,000 with a median household income around $47,000, though rental options are tighter (median rent sits at $1,387 monthly with an 18.8% rental vacancy rate), and the job market is stable at 4.2% unemployment, though career growth opportunities lean toward healthcare, service, and seasonal work tied to the region's retiree economy.
Lady Lake at a Glance
Population, income, housing and more
Median Age
66.9 yrs
Poverty Rate
12.3%
Foreign-Born
4.6%
Broadband Internet
91.6%
of households
Population Growth
+9.3%
recent change · Census Bureau
Median household income
Demographics4.6% foreign-born, most often from Mexico
Who lives in Lady Lake: race and ethnicity, ages, households, languages and countries of origin
In Lady Lake, the largest foreign-born group is from Mexico (18.1%), and 3.4% of residents speak Spanish at home.
Under 18
9.2%
of residents
65 and Older
54.5%
of residents
Households with Kids
9.3%
anyone under 18
Living Alone
39.3%
of households
Married Couples
38.6%
of households
Avg Household Size
1.81
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 17% below FL average
Rent, home values, and income in Lady Lake
In Lady Lake, rent runs 17% below the FL average, and home values are 37% below the FL average.
Median rent (per month)
Median home value
Rent Burdened
65.5%
spending 30%+ of income on rent
Severely Rent Burdened
38.2%
spending 50%+
Cost of Living Index
101.4
metro area (BEA) · US avg = 100
Median Property Tax
$2,373
per year, owner-occupied homes
Homeowners
73.5%
of occupied homes are owned
Typical Home Built
1994
median year built
Vacant Homes
16.6%
of housing units
Home Value Trend
Latest: $328,905 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Lady Lake and typical pay across the metro area
Unemployment in Lake County, which includes Lady Lake, is close to the FL average.
Unemployment rate
Lady Lake: Lake County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Lake County (county-wide) · Annual averages
Lady Lake is about 4% of Lake County’s population, so county-wide figures may differ from local conditions.
What Lady Lake Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Orlando-Kissimmee-Sanford, FL metro area
Commute18.1 min avg
How Lady Lake residents get to work, and the nearest airports
In Lady Lake, most residents drive alone to work (71%), and 78% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 43 mi
Orlando Sanford International Airport (SFB)
Small hub1.6M passengers boarded in 2025
- 50 mi
Orlando International Airport (MCO)
Major hub28.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 72% below national average
Crime rates for 2020
Older dataThe latest complete year reported to the FBI is 2020. It's compared with the national rate for 2020.
Violent crime in Lady Lake runs 72% below the national average.
Violent Crime Rate
110.7
per 100,000 residents
Below average (399 national, 2020)
Property Crime Rate
867.4
per 100,000 residents
Below average (1,955 national, 2020)
Lady Lake Police Department
Natural DisastersThunderstorm Wind most common — 5 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Lake County, county-wide · FEMA NRI December 2025
In Lake County, which includes Lady Lake, the most common type is thunderstorm wind, with 5 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 5 | Flash Flood | $2.8M |
| 2024 | 8 | Tropical Storm | $14.4M |
| 2023 | 6 | Thunderstorm Wind | $5,500 |
| 2022 | 12 | Thunderstorm Wind | $5.9M |
| 2021 | 5 | Thunderstorm Wind | $500 |
| 2020 | 6 | Tornado | $2,000 |
| 2019 | 3 | Thunderstorm Wind | $250,000 |
| 2018 | 6 | Thunderstorm Wind | $1,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Lake County, county-wide
Lady Lake is about 4% of Lake County’s population, so county-wide figures may differ from local conditions.
Air Quality35 median AQI — Good
Days by air quality category (2025)
Air quality in Lake County, which includes Lady Lake, is typically good — 342 good-air days per year.
Median AQI
35
Good Days
342
per year
Moderate Days
17
per year
Unhealthy Days
0
per year
Lake County, county-wide
Lady Lake is about 4% of Lake County’s population, so county-wide figures may differ from local conditions.
Climate89°F summers, 48°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Lady Lake has warm summers (avg high 89°F) and warm winters (avg low 48°F).
Spring (Mar–May)
81°/59°F
avg high / low
Summer (Jun–Aug)
89°/72°F
avg high / low
Fall (Sep–Nov)
81°/63°F
avg high / low
Winter (Dec–Feb)
69°/48°F
avg high / low
Annual Precipitation
54.9"
Annual Snowfall
0.0"
Hot Days/Year
73
days above 90°F
Freeze Days/Year
5
days below 32°F
Rainy Days/Year
118
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 67°F | 46°F | 2.81" |
| Feb | 70°F | 49°F | 2.49" |
| Mar | 75°F | 53°F | 3.49" |
| Apr | 81°F | 59°F | 2.64" |
| May | 86°F | 65°F | 3.37" |
| Jun | 89°F | 71°F | 7.51" |
| Jul | 90°F | 73°F | 6.50" |
| Aug | 90°F | 73°F | 7.46" |
| Sep | 87°F | 71°F | 6.32" |
| Oct | 81°F | 64°F | 2.94" |
| Nov | 74°F | 54°F | 2.24" |
| Dec | 69°F | 49°F | 2.26" |
Healthcare
Hospitals, ratings, and health insurance in Lady Lake
Uninsured
9.4%
of residents
No hospitals inside Lady Lake's limits — nearest hospitals · within 15 miles
The Villages Regional Hospital
Acute Care Hospitals · ER available · 2.5 mi away · the Villages
Lifestream Behavioral Center
Psychiatric · 6.3 mi away · Leesburg
Uf Health Leesburg Hospital
Acute Care Hospitals · ER available · 8.8 mi away · Leesburg
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.2:1 student/teacher ratio
Schools and degree attainment in Lady Lake
Lady Lake's student/teacher ratio is 15.2:1 (lower than the national average of 16:1), and 22.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
1
within city limits
Private Schools
2
within city limits
College Degree Rate
22.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.2:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Lady Lake (within 15 miles)
Public · 2-year · 4,177 students · in-state tuition $3,292 · 35% graduate · median earnings $44,593 (10 yrs after entry)
Private nonprofit · 4-year · 506 students · in-state tuition $54,256 · 59% graduate · median earnings $28,501 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Fort Matanzas National Monument, 69 mi
Nearby national parks, recreation areas and public libraries for Lady Lake
Lady Lake has 3 nearby national parks or recreation areas, closest being Fort Matanzas National Monument (69 mi away).
Nearby National Parks & Recreation Areas
Fort Matanzas National Monument
National Monument
69 mi awayCanaveral National Seashore
National Seashore
72 mi awayCastillo de San Marcos National Monument
National Monument
77 mi awayPublic Libraries in Lady Lake
Lady Lake Public Library
225 W. Guava St., Lady Lake
Cities Near Lady Lake
The closest cities within 60 miles
Planning a move to Lady Lake?
Read our full moving guide — what it's really like to live here.
Lady Lake FAQ
Is Lady Lake, Florida affordable?⌄
Lady Lake's median rent is $1,387/month, which is close to the national average. The median household income is $46,074/year. Median home value is $227,300.
Is Lady Lake, Florida safe?⌄
Lady Lake's violent crime rate was 111 per 100,000 residents in 2020, which is well below the national average — one of the safer cities in the country of 399/100k that year. Property crime rate is 867 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Lady Lake, Florida?⌄
Lake County, which includes Lady Lake, has an unemployment rate of 4.2%, which is close to the national average of 4.3%.
What is the cost of living in Lady Lake, Florida?⌄
The cost of living in Lady Lake is primarily driven by housing. Median rent is $1,387/month and median household income is $46,074/year. The median home value is $227,300. About 66% of renters spend more than 30% of their income on housing.
How is the commute in Lady Lake, Florida?⌄
The average commute in Lady Lake is 18 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from