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Living in
Lynn Haven.
About
Life in Lynn Haven
This is a solidly middle-class suburb that functions as the practical residential choice for people working in Panama City and the broader Bay County area. You're looking at a median household income around $81,000 with a median home value of $320,000, so housing is reasonably affordable compared to much of Florida—rents average $1,577 a month if you're not buying. The job market is tight with unemployment at just 4.0%, though most residents commute to Panama City (about 24 minutes) rather than working locally, so Lynn Haven feels like a bedroom community that's genuinely quiet on weekday evenings.
Lynn Haven at a Glance
Population, income, housing and more
Median Age
37.3 yrs
Poverty Rate
6.5%
Foreign-Born
11.9%
Broadband Internet
94.5%
of households
Population Growth
+20.2%
recent change · Census Bureau
Median household income
Demographics11.9% foreign-born, most often from Honduras
Who lives in Lynn Haven: race and ethnicity, ages, households, languages and countries of origin
In Lynn Haven, the largest foreign-born group is from Honduras (14.8%), and 9.6% of residents speak Spanish at home.
Under 18
24.2%
of residents
65 and Older
15.6%
of residents
Households with Kids
34.8%
anyone under 18
Living Alone
25.8%
of households
Married Couples
55.4%
of households
Avg Household Size
2.42
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 6% below FL average
Rent, home values, and income in Lynn Haven
In Lynn Haven, rent runs 6% below the FL average, and home values are 11% below the FL average.
Median rent (per month)
Median home value
Rent Burdened
63.5%
spending 30%+ of income on rent
Severely Rent Burdened
15.3%
spending 50%+
Cost of Living Index
97.3
metro area (BEA) · US avg = 100
Median Property Tax
$1,902
per year, owner-occupied homes
Homeowners
64.4%
of occupied homes are owned
Typical Home Built
1998
median year built
Vacant Homes
6.3%
of housing units
Home Value Trend
Latest: $321,626 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Lynn Haven
Unemployment in Bay County, which includes Lynn Haven, is close to the FL average.
Unemployment rate
Lynn Haven: Bay County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Bay County (county-wide) · Annual averages
What Lynn Haven Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute24.9 min avg
How Lynn Haven residents get to work, and the nearest airports
In Lynn Haven, most residents drive alone to work (78%), and 65% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 12 mi
Northwest Florida Beaches International Airport (ECP)
Small hub947k passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 79% below national average
Crime rates for 2025
Violent crime in Lynn Haven runs 79% below the national average.
Violent Crime Rate
70
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
691
per 100,000 residents
Below average (1,552 national, 2025)
Lynn Haven Police Department
Natural DisastersThunderstorm Wind most common — 16 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
94.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Bay County, county-wide · FEMA NRI December 2025
In Bay County, which includes Lynn Haven, the most common type is thunderstorm wind, with 16 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 16 | Thunderstorm Wind | $640,000 |
| 2024 | 20 | Thunderstorm Wind | $20.5M |
| 2023 | 22 | Thunderstorm Wind | $247,000 |
| 2022 | 24 | Thunderstorm Wind | $747,000 |
| 2021 | 26 | Thunderstorm Wind | $1.8M |
| 2020 | 11 | Flash Flood | $1.1M |
| 2019 | 16 | Rip Current | $45,000 |
| 2018 | 25 | Thunderstorm Wind | $6900.0M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Bay County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Bay County, which includes Lynn Haven, is typically good — 239 good-air days per year.
Median AQI
44
Good Days
239
per year
Moderate Days
121
per year
Unhealthy Days
0
per year
Bay County, county-wide
Climate90°F summers, 45°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Lynn Haven has hot summers (avg high 90°F) and mild winters (avg low 45°F).
Spring (Mar–May)
79°/58°F
avg high / low
Summer (Jun–Aug)
90°/74°F
avg high / low
Fall (Sep–Nov)
82°/61°F
avg high / low
Winter (Dec–Feb)
66°/45°F
avg high / low
Annual Precipitation
61.3"
Annual Snowfall
0.0"
Hot Days/Year
67
days above 90°F
Freeze Days/Year
16
days below 32°F
Rainy Days/Year
100
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 64°F | 43°F | 4.79" |
| Feb | 67°F | 46°F | 4.95" |
| Mar | 73°F | 52°F | 5.03" |
| Apr | 79°F | 58°F | 4.09" |
| May | 85°F | 66°F | 3.31" |
| Jun | 89°F | 73°F | 5.82" |
| Jul | 91°F | 75°F | 7.41" |
| Aug | 91°F | 75°F | 7.44" |
| Sep | 89°F | 71°F | 6.98" |
| Oct | 82°F | 61°F | 3.45" |
| Nov | 73°F | 50°F | 3.70" |
| Dec | 67°F | 45°F | 4.30" |
Healthcare
Hospitals, ratings, and health insurance in Lynn Haven
Uninsured
14.7%
of residents
No hospitals inside Lynn Haven's limits — nearest hospitals · within 15 miles
HCA Florida Gulf Coast Hospital
Acute Care Hospitals · ER available · 3.5 mi away · Panama City
Emerald Coast Behavioral Hospital
Psychiatric · 3.7 mi away · Panama City
Ascension Sacred Heart Bay
Acute Care Hospitals · ER available · 5.2 mi away · Panama City
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education18.5:1 student/teacher ratio
Schools and degree attainment in Lynn Haven
Lynn Haven's student/teacher ratio is 18.5:1 (higher than the national average of 16:1), and 35.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
10
within city limits
Private Schools
1
within city limits
College Degree Rate
35.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
18.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Lynn Haven (within 15 miles)
Public · 2-year · 3,934 students · in-state tuition $2,370 · 38% graduate · median earnings $43,513 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Gulf Islands National Seashore, 95 mi
Nearby national parks, recreation areas and public libraries for Lynn Haven
Lynn Haven has 1 nearby national park or recreation area, closest being Gulf Islands National Seashore (95 mi away).
Nearby National Parks & Recreation Areas
Gulf Islands National Seashore
National Seashore
95 mi awayCities Near Lynn Haven
The closest cities within 60 miles
Planning a move to Lynn Haven?
Read our full moving guide — what it's really like to live here.
Lynn Haven FAQ
Is Lynn Haven, Florida affordable?⌄
Lynn Haven's median rent is $1,563/month, which is close to the national average. The median household income is $80,973/year. Median home value is $320,000.
Is Lynn Haven, Florida safe?⌄
Lynn Haven's violent crime rate was 70 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 691 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Lynn Haven, Florida?⌄
Bay County, which includes Lynn Haven, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Lynn Haven, Florida?⌄
The cost of living in Lynn Haven is primarily driven by housing. Median rent is $1,563/month and median household income is $80,973/year. The median home value is $320,000. About 64% of renters spend more than 30% of their income on housing.
How is the commute in Lynn Haven, Florida?⌄
The average commute in Lynn Haven is 25 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from