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Living in
Safety Harbor.
About
Life in Safety Harbor
This quiet waterfront community on Tampa Bay's west shore feels like a place where people actually want to stay put. The trade-off is typical Florida: summers are hot and humid with afternoon thunderstorms, and the population has actually declined slightly over recent years, suggesting this is a place that appeals to a specific demographic (notably, it skews white, older, and more affluent) rather than a booming newcomer destination.
Safety Harbor at a Glance
Population, income, housing and more
Median Age
49.8 yrs
Poverty Rate
6.1%
Foreign-Born
10.8%
Broadband Internet
93.9%
of households
Population Growth
-2.6%
recent change · Census Bureau
Median household income
Demographics10.8% foreign-born, most often from Jamaica
Who lives in Safety Harbor: race and ethnicity, ages, households, languages and countries of origin
In Safety Harbor, the largest foreign-born group is from Jamaica (21.5%), and 5.8% of residents speak Spanish at home.
Under 18
18.9%
of residents
65 and Older
24.1%
of residents
Households with Kids
23.6%
anyone under 18
Living Alone
31.1%
of households
Married Couples
50.5%
of households
Avg Household Size
2.40
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for FL
Rent, home values, and income in Safety Harbor
In Safety Harbor, home values are 26% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
36.2%
spending 30%+ of income on rent
Severely Rent Burdened
11.9%
spending 50%+
Cost of Living Index
100.9
metro area (BEA) · US avg = 100
Median Property Tax
$2,836
per year, owner-occupied homes
Homeowners
83.9%
of occupied homes are owned
Typical Home Built
1984
median year built
Vacant Homes
9.0%
of housing units
Home Value Trend
Latest: $496,694 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Safety Harbor and typical pay across the metro area
Unemployment in Pinellas County, which includes Safety Harbor, is close to the FL average.
Unemployment rate
Safety Harbor: Pinellas County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Pinellas County (county-wide) · Annual averages
Safety Harbor is about 2% of Pinellas County’s population, so county-wide figures may differ from local conditions.
What Safety Harbor Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Tampa-St. Petersburg-Clearwater, FL metro area
Commute24.9 min avg
How Safety Harbor residents get to work, and the nearest airports
In Safety Harbor, most residents drive alone to work (64%), and 61% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 6 mi
St. Petersburg Clearwater International Airport (PIE)
Small hub1.4M passengers boarded in 2025
- 10 mi
Tampa International Airport (TPA)
Major hub12.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 64% below national average
Crime rates for 2025
Violent crime in Safety Harbor runs 64% below the national average.
Violent Crime Rate
118
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
466.1
per 100,000 residents
Below average (1,552 national, 2025)
Safety Harbor Police Department
Natural DisastersThunderstorm Wind most common — 10 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Pinellas County, county-wide · FEMA NRI December 2025
In Pinellas County, which includes Safety Harbor, the most common type is thunderstorm wind, with 10 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 10 | Lightning | $376,000 |
| 2024 | 13 | Lightning | $43.9M |
| 2023 | 4 | Tropical Storm | $655,000 |
| 2022 | 15 | Thunderstorm Wind | $50.7M |
| 2021 | 10 | Thunderstorm Wind | $61,000 |
| 2020 | 17 | Thunderstorm Wind | $56.4M |
| 2019 | 13 | Thunderstorm Wind | $205,000 |
| 2018 | 17 | Thunderstorm Wind | $753,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Pinellas County, county-wide
Safety Harbor is about 2% of Pinellas County’s population, so county-wide figures may differ from local conditions.
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Pinellas County, which includes Safety Harbor, is typically good — 254 good-air days per year.
Median AQI
44
Good Days
254
per year
Moderate Days
110
per year
Unhealthy Days
0
per year
Pinellas County, county-wide
Safety Harbor is about 2% of Pinellas County’s population, so county-wide figures may differ from local conditions.
Climate90°F summers, 55°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Safety Harbor has hot summers (avg high 90°F) and warm winters (avg low 55°F).
Spring (Mar–May)
82°/64°F
avg high / low
Summer (Jun–Aug)
90°/76°F
avg high / low
Fall (Sep–Nov)
83°/69°F
avg high / low
Winter (Dec–Feb)
72°/55°F
avg high / low
Annual Precipitation
56.1"
Annual Snowfall
0.0"
Hot Days/Year
94
days above 90°F
Freeze Days/Year
0
days below 32°F
Rainy Days/Year
119
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 71°F | 53°F | 2.62" |
| Feb | 73°F | 55°F | 2.38" |
| Mar | 77°F | 59°F | 2.43" |
| Apr | 82°F | 64°F | 2.57" |
| May | 87°F | 70°F | 2.73" |
| Jun | 90°F | 75°F | 8.86" |
| Jul | 90°F | 76°F | 9.73" |
| Aug | 91°F | 76°F | 8.83" |
| Sep | 89°F | 75°F | 6.40" |
| Oct | 84°F | 70°F | 2.49" |
| Nov | 77°F | 61°F | 1.64" |
| Dec | 73°F | 56°F | 2.94" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Safety Harbor
Safety Harbor has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
6.3%
of residents
Avg Hospital Rating
4.0 / 5
Mease Countryside Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Mease Dunedin Hospital
Acute Care Hospitals · ER available · 5.3 mi away · Dunedin
Morton Plant Hospital
Acute Care Hospitals · ER available · 7.6 mi away · Clearwater
HCA Florida Largo Hospital
Acute Care Hospitals · ER available · 9.1 mi away · Largo
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.7:1 student/teacher ratio
Schools and degree attainment in Safety Harbor
Safety Harbor's student/teacher ratio is 17.7:1 (higher than the national average of 16:1), and 48.6% of adults 25+ hold a bachelor's degree or higher.
Public Schools
2
within city limits
Private Schools
3
within city limits
College Degree Rate
48.6%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Safety Harbor (within 15 miles)
Private nonprofit · 4-year · 10,572 students · in-state tuition $35,744 · 64% graduate · median earnings $69,272 (10 yrs after entry)
Private nonprofit · 2-year · 8,932 students · 59% graduate · median earnings $33,775 (10 yrs after entry)
Galen College of Nursing-Tampa Bay
10.3 mi awayPrivate for-profit · 2-year · 1,465 students · in-state tuition $18,790 · 60% graduate · median earnings $69,188 (10 yrs after entry)
Private for-profit · 4-year · 388 students · in-state tuition $18,145 · 45% graduate · median earnings $39,314 (10 yrs after entry)
Arizona College of Nursing-Tampa
11.2 mi awayPrivate for-profit · 4-year · 335 students · in-state tuition $23,213 · median earnings $41,223 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: De Soto National Memorial, 34 mi
Nearby national parks, recreation areas and public libraries for Safety Harbor
Safety Harbor has 1 nearby national park or recreation area, closest being De Soto National Memorial (34 mi away).
Nearby National Parks & Recreation Areas
De Soto National Memorial
National Memorial
34 mi awayPublic Libraries in Safety Harbor
Safety Harbor Library
101 Second St North, Safety Harbor
Cities Near Safety Harbor
The closest cities within 60 miles
Planning a move to Safety Harbor?
Read our full moving guide — what it's really like to live here.
Safety Harbor FAQ
Is Safety Harbor, Florida affordable?⌄
Safety Harbor's median rent is $1,743/month, which is above the national average. The median household income is $106,830/year. Median home value is $454,000.
Is Safety Harbor, Florida safe?⌄
Safety Harbor's violent crime rate was 118 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 466 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Safety Harbor, Florida?⌄
Pinellas County, which includes Safety Harbor, has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Safety Harbor, Florida?⌄
The cost of living in Safety Harbor is primarily driven by housing. Median rent is $1,743/month and median household income is $106,830/year. The median home value is $454,000. About 36% of renters spend more than 30% of their income on housing.
How is the commute in Safety Harbor, Florida?⌄
The average commute in Safety Harbor is 25 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from