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Living in
Cary.
About
Life in Cary
This quiet suburban village in McHenry and Lake counties sits at a sweet spot for people seeking stable, family-oriented living without the intensity of major city life. With a median household income around $110,000 and median home values hovering near $310,000, you're looking at a fairly affluent community where about 63% of households are married couples with kids—this is genuinely family territory, and the schools reflect that investment. The job market is solid with unemployment around 4.1%, though most residents commute; the Metra Union Pacific Northwest Line offers direct access to downtown Chicago in about 28-30 minutes, making this workable for people with Loop or North Shore jobs who want their own space and yard.
Cary at a Glance
Population, income, housing and more
Median Age
39.2 yrs
Poverty Rate
4.8%
Foreign-Born
9.1%
Broadband Internet
97.8%
of households
Population Growth
+0.6%
recent change · Census Bureau
Median household income
Demographics9.1% foreign-born, most often from Mexico
Who lives in Cary: race and ethnicity, ages, households, languages and countries of origin
In Cary, the largest foreign-born group is from Mexico (33.0%), and 7.8% of residents speak Spanish at home.
Under 18
23.7%
of residents
65 and Older
13.7%
of residents
Households with Kids
35.4%
anyone under 18
Living Alone
18.5%
of households
Married Couples
61.0%
of households
Avg Household Size
2.76
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 12% above IL average
Rent, home values, and income in Cary
In Cary, rent runs 12% above the IL average, and home values are 18% above the IL average.
Median rent (per month)
Median home value
Rent Burdened
64.0%
spending 30%+ of income on rent
Severely Rent Burdened
28.6%
spending 50%+
Cost of Living Index
103.6
metro area (BEA) · US avg = 100
Median Property Tax
$8,089
per year, owner-occupied homes
Homeowners
84.8%
of occupied homes are owned
Typical Home Built
1985
median year built
Home Value Trend
Latest: $380,719 (September 2026)
Jobs & Economyunemployment 0.5 pts below IL average
Unemployment in Cary and typical pay across the metro area
Unemployment in McHenry County, which includes Cary, is 0.5 percentage points lower than the IL average.
Unemployment rate
Cary: McHenry County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
McHenry County (county-wide) · Annual averages
What Cary Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Chicago-Naperville-Elgin, IL-IN-WI metro area
Commute28.4 min avg
How Cary residents get to work, and the nearest airports
In Cary, most residents drive alone to work (72%), and 55% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 23 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 87% below national average
Crime rates for 2025
Violent crime in Cary runs 87% below the national average.
Violent Crime Rate
44.2
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
353.8
per 100,000 residents
Below average (1,552 national, 2025)
Cary Police Department
Natural DisastersThunderstorm Wind most common — 20 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
90.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
McHenry County, county-wide · FEMA NRI December 2025
In McHenry County, which includes Cary, the most common type is thunderstorm wind, with 20 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 20 | Thunderstorm Wind | None reported |
| 2024 | 27 | Thunderstorm Wind | $50,000 |
| 2023 | 18 | Thunderstorm Wind | None reported |
| 2022 | 31 | Thunderstorm Wind | None reported |
| 2021 | 28 | Drought | None reported |
| 2020 | 13 | Thunderstorm Wind | None reported |
| 2019 | 19 | Thunderstorm Wind | None reported |
| 2018 | 11 | Winter Storm | $116,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
McHenry County, county-wide
Air Quality42 median AQI — Good
Days by air quality category (2025)
Air quality in McHenry County, which includes Cary, is typically good — 247 good-air days per year.
Median AQI
42
Good Days
247
per year
Moderate Days
105
per year
Unhealthy Days
1
per year
McHenry County, county-wide
Climate82°F summers, 16°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Cary has warm summers (avg high 82°F) and very cold winters (avg low 16°F).
Spring (Mar–May)
58°/37°F
avg high / low
Summer (Jun–Aug)
82°/59°F
avg high / low
Fall (Sep–Nov)
62°/40°F
avg high / low
Winter (Dec–Feb)
34°/16°F
avg high / low
Annual Precipitation
39.2"
Annual Snowfall
34.5"
Hot Days/Year
11
days above 90°F
Freeze Days/Year
144
days below 32°F
Rainy Days/Year
119
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 31°F | 13°F | 1.65" |
| Feb | 35°F | 16°F | 1.56" |
| Mar | 46°F | 26°F | 2.21" |
| Apr | 59°F | 37°F | 3.63" |
| May | 70°F | 47°F | 4.47" |
| Jun | 80°F | 57°F | 4.81" |
| Jul | 84°F | 62°F | 3.80" |
| Aug | 82°F | 60°F | 3.70" |
| Sep | 76°F | 51°F | 3.61" |
| Oct | 63°F | 40°F | 3.21" |
| Nov | 48°F | 29°F | 2.38" |
| Dec | 36°F | 19°F | 1.94" |
Healthcare
Hospitals, ratings, and health insurance in Cary
Uninsured
3.3%
of residents
No hospitals inside Cary's limits — nearest hospitals · within 15 miles
Mercyhealth Hospital & Physician Clinic-crystal La
Acute Care Hospitals · ER available · 3.2 mi away · Crystal Lake
Advocate Good Shepherd Hospital
Acute Care Hospitals · ER available · 6.6 mi away · Barrington
Northwestern Medicine Mchenry
Acute Care Hospitals · ER available · 7.5 mi away · Mchenry
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.1:1 student/teacher ratio
Schools and degree attainment in Cary
Cary's student/teacher ratio is 14.1:1 (lower than the national average of 16:1), and 44.7% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
2
within city limits
College Degree Rate
44.7%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Cary (within 15 miles)
Private nonprofit · 4-year · 708 students · in-state tuition $31,810 · 50% graduate · median earnings $59,095 (10 yrs after entry)
Private for-profit · 2-year · 123 students · 57% graduate · median earnings $67,642 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Pullman National Historical Park, 49 mi
Nearby national parks, recreation areas and public libraries for Cary
Cary has 2 nearby national parks or recreation areas, closest being Pullman National Historical Park (49 mi away).
Nearby National Parks & Recreation Areas
Pullman National Historical Park
National Historical Park
49 mi awayIndiana Dunes National Park
National Park
71 mi awayPublic Libraries in Cary
Cary Area Public Library District
1606 Three Oaks Road, Cary
Cities Near Cary
The closest cities within 60 miles
Planning a move to Cary?
Read our full moving guide — what it's really like to live here.
Cary FAQ
Is Cary, Illinois affordable?⌄
Cary's median rent is $1,428/month, which is close to the national average. The median household income is $113,026/year. Median home value is $309,800.
Is Cary, Illinois safe?⌄
Cary's violent crime rate was 44 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 354 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Cary, Illinois?⌄
McHenry County, which includes Cary, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Cary, Illinois?⌄
The cost of living in Cary is primarily driven by housing. Median rent is $1,428/month and median household income is $113,026/year. The median home value is $309,800. About 64% of renters spend more than 30% of their income on housing.
How is the commute in Cary, Illinois?⌄
The average commute in Cary is 28 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from