About

Life in Cary

This quiet suburban village in McHenry and Lake counties sits at a sweet spot for people seeking stable, family-oriented living without the intensity of major city life. With a median household income around $110,000 and median home values hovering near $310,000, you're looking at a fairly affluent community where about 63% of households are married couples with kids—this is genuinely family territory, and the schools reflect that investment. The job market is solid with unemployment around 4.1%, though most residents commute; the Metra Union Pacific Northwest Line offers direct access to downtown Chicago in about 28-30 minutes, making this workable for people with Loop or North Shore jobs who want their own space and yard.

Cary at a Glance

Population, income, housing and more

Median Age

39.2 yrs

Poverty Rate

4.8%

Foreign-Born

9.1%

Broadband Internet

97.8%

of households

Population Growth

+0.6%

recent change · Census Bureau

Median household income

Cary$113,026
Illinois avg$83,390
US$80,734

Demographics9.1% foreign-born, most often from Mexico

Who lives in Cary: race and ethnicity, ages, households, languages and countries of origin

In Cary, the largest foreign-born group is from Mexico (33.0%), and 7.8% of residents speak Spanish at home.

Under 18

23.7%

of residents

65 and Older

13.7%

of residents

Households with Kids

35.4%

anyone under 18

Living Alone

18.5%

of households

Married Couples

61.0%

of households

Avg Household Size

2.76

people

Race & Ethnicity

White79.2%
Hispanic or Latino12.9%
Two or more races4.8%
Asian1.5%
Black0.9%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico33.0%
Poland21.8%
India6.0%
Peru3.7%
Ukraine3.7%
Philippines3.6%
Italy3.0%
Canada3.0%
Greece2.5%
Bulgaria1.9%

Languages Spoken at Home

English only87.6%
Spanish7.8%
Russian/Slavic2.3%
Other Indo-European0.7%
Other Asian/Pacific0.6%
German/Germanic0.4%
Tagalog/Filipino0.4%
French/Haitian0.2%

Cost of Livingrent 12% above IL average

Rent, home values, and income in Cary

In Cary, rent runs 12% above the IL average, and home values are 18% above the IL average.

Median rent (per month)

Cary$1,428
Illinois avg$1,274
US$1,413

Median home value

Cary$309,800
Illinois avg$263,300
US$332,700

Rent Burdened

64.0%

spending 30%+ of income on rent

Severely Rent Burdened

28.6%

spending 50%+

Cost of Living Index

103.6

metro area (BEA) · US avg = 100

Median Property Tax

$8,089

per year, owner-occupied homes

Homeowners

84.8%

of occupied homes are owned

Typical Home Built

1985

median year built

Home Value Trend

$277,924
$380,719
202120222023202420252026

Latest: $380,719 (September 2026)

Jobs & Economyunemployment 0.5 pts below IL average

Unemployment in Cary and typical pay across the metro area

Unemployment in McHenry County, which includes Cary, is 0.5 percentage points lower than the IL average.

Unemployment rate

Cary4.1%
Illinois avg4.6%
US4.3%

Cary: McHenry County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.4%
4.5%
3.6%
3.4%
8.3%
4.8%
3.9%
3.7%
4.5%
4.1%
2016201720182019202020212022202320242025

McHenry County (county-wide) · Annual averages

What Cary Residents Do for Work · share of employed residents by industry

Education & health care20.9%
Professional & business services15.8%
Manufacturing14.2%
Retail10.5%
Finance & real estate8.7%
Arts, hospitality & food service7.1%
Construction6.2%
Transportation & utilities4.8%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$125,280
Healthcare$81,400
Business & Finance$79,910
Education$60,950
Office & Admin$46,540
Production$43,550
Transportation$41,020
Sales$38,490

Chicago-Naperville-Elgin, IL-IN-WI metro area

Commute28.4 min avg

How Cary residents get to work, and the nearest airports

In Cary, most residents drive alone to work (72%), and 55% get there in under 30 minutes.

How People Get to Work

Drive alone71.7%
Carpool4.8%
Public transit3.5%
Walk0.9%
Work from home18.8%
Other0.3%

Commute Time Distribution

Under 15 min26.8%
15–29 min28.0%
30–44 min17.6%
45–59 min16.6%
60+ min11.0%

Nearest airports · with airline service

  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    23 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 87% below national average

Crime rates for 2025

Violent crime in Cary runs 87% below the national average.

Violent Crime Rate

44.2

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

353.8

per 100,000 residents

Below average (1,552 national, 2025)

Cary Police Department

Natural DisastersThunderstorm Wind most common — 20 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

90.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · HighStrong wind · HighTornado · HighHail · ModerateLightning · Moderate

McHenry County, county-wide · FEMA NRI December 2025

In McHenry County, which includes Cary, the most common type is thunderstorm wind, with 20 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherDroughtWinter StormHail

Storm events by year

YearEventsTop TypeProperty Damage
202520Thunderstorm WindNone reported
202427Thunderstorm Wind$50,000
202318Thunderstorm WindNone reported
202231Thunderstorm WindNone reported
202128DroughtNone reported
202013Thunderstorm WindNone reported
201919Thunderstorm WindNone reported
201811Winter Storm$116,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

McHenry County, county-wide

Air Quality42 median AQI — Good

Days by air quality category (2025)

Air quality in McHenry County, which includes Cary, is typically good — 247 good-air days per year.

Median AQI

42

Good Days

247

per year

Moderate Days

105

per year

Unhealthy Days

1

per year

McHenry County, county-wide

Climate82°F summers, 16°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Cary has warm summers (avg high 82°F) and very cold winters (avg low 16°F).

Spring (Mar–May)

58°/37°F

avg high / low

Summer (Jun–Aug)

82°/59°F

avg high / low

Fall (Sep–Nov)

62°/40°F

avg high / low

Winter (Dec–Feb)

34°/16°F

avg high / low

Annual Precipitation

39.2"

Annual Snowfall

34.5"

Hot Days/Year

11

days above 90°F

Freeze Days/Year

144

days below 32°F

Rainy Days/Year

119

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 1.65" precipitationFeb: 1.56" precipitationMar: 2.21" precipitationApr: 3.63" precipitationMay: 4.47" precipitationJun: 4.81" precipitationJul: 3.80" precipitationAug: 3.70" precipitationSep: 3.61" precipitationOct: 3.21" precipitationNov: 2.38" precipitationDec: 1.94" precipitation13°JJan: high 31°F, low 13°FFFeb: high 35°F, low 16°FMMar: high 46°F, low 26°FAApr: high 59°F, low 37°FMMay: high 70°F, low 47°FJJun: high 80°F, low 57°F84°JJul: high 84°F, low 62°FAAug: high 82°F, low 60°FSSep: high 76°F, low 51°FOOct: high 63°F, low 40°FNNov: high 48°F, low 29°FDDec: high 36°F, low 19°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan31°F13°F1.65"
Feb35°F16°F1.56"
Mar46°F26°F2.21"
Apr59°F37°F3.63"
May70°F47°F4.47"
Jun80°F57°F4.81"
Jul84°F62°F3.80"
Aug82°F60°F3.70"
Sep76°F51°F3.61"
Oct63°F40°F3.21"
Nov48°F29°F2.38"
Dec36°F19°F1.94"

Healthcare

Hospitals, ratings, and health insurance in Cary

Uninsured

3.3%

of residents

No hospitals inside Cary's limits — nearest hospitals · within 15 miles

Mercyhealth Hospital & Physician Clinic-crystal La

Acute Care Hospitals · ER available · 3.2 mi away · Crystal Lake

Not rated

Advocate Good Shepherd Hospital

Acute Care Hospitals · ER available · 6.6 mi away · Barrington

Northwestern Medicine Mchenry

Acute Care Hospitals · ER available · 7.5 mi away · Mchenry

Adult Health · vs. the typical US place

Obesity31.1%US 36.8%
Diabetes9.2%US 12.6%
High blood pressure31.3%US 37.1%
Current smoking10.4%US 15.0%
No leisure-time physical activity18.2%US 26.6%
Depression22.2%US 23.0%
Asthma9.8%US 10.7%
Routine checkup in past year77.3%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.1:1 student/teacher ratio

Schools and degree attainment in Cary

Cary's student/teacher ratio is 14.1:1 (lower than the national average of 16:1), and 44.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

2

within city limits

College Degree Rate

44.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Cary (within 15 miles)

Judson University

10.6 mi away

Private nonprofit · 4-year · 708 students · in-state tuition $31,810 · 50% graduate · median earnings $59,095 (10 yrs after entry)

Ambria College of Nursing

9.7 mi away

Private for-profit · 2-year · 123 students · 57% graduate · median earnings $67,642 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Pullman National Historical Park, 49 mi

Nearby national parks, recreation areas and public libraries for Cary

Cary has 2 nearby national parks or recreation areas, closest being Pullman National Historical Park (49 mi away).

Nearby National Parks & Recreation Areas

Pullman National Historical Park

National Historical Park

49 mi away

Indiana Dunes National Park

National Park

71 mi away

Public Libraries in Cary

Cary Area Public Library District

1606 Three Oaks Road, Cary

Central library~67 hrs/week

Cities Near Cary

The closest cities within 60 miles

Planning a move to Cary?

Read our full moving guide — what it's really like to live here.

Moving to Cary →

Cary FAQ

Is Cary, Illinois affordable?⌄

Cary's median rent is $1,428/month, which is close to the national average. The median household income is $113,026/year. Median home value is $309,800.

Is Cary, Illinois safe?⌄

Cary's violent crime rate was 44 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 354 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Cary, Illinois?⌄

McHenry County, which includes Cary, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.

What is the cost of living in Cary, Illinois?⌄

The cost of living in Cary is primarily driven by housing. Median rent is $1,428/month and median household income is $113,026/year. The median home value is $309,800. About 64% of renters spend more than 30% of their income on housing.

How is the commute in Cary, Illinois?⌄

The average commute in Cary is 28 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from