About

Life in Montgomery

If you're eyeing the Chicago suburbs but want something a step further out, Montgomery offers that sweet spot between affordable suburban living and genuine community feel—though you'll need to make peace with being a solid 45 miles southwest of the city and accepting a 33-minute commute for most jobs. Housing here is remarkably accessible compared to closer-in Chicago suburbs, with median home values around $299,500 and household incomes averaging about $104,000, making it genuinely livable for middle-class families; the neighborhood skews young and family-oriented (almost 49% of households have kids under 18), which shapes everything from the local vibe to school quality depending on which of five different school districts serves your street. The job market is stable but not booming—unemployment sits around 4.7%—so unless you're remote or working locally, expect that commute to be a regular part of life, and factor in that you'll likely need a car for everything since this is classic suburban sprawl.

Montgomery at a Glance

Population, income, housing and more

Median Age

35.3 yrs

Poverty Rate

6.7%

Foreign-Born

12.3%

Broadband Internet

96.6%

of households

Population Growth

+8.3%

recent change · Census Bureau

Median household income

Montgomery$103,734
Illinois avg$83,390
US$80,734

Demographics12.3% foreign-born, most often from Mexico

Who lives in Montgomery: race and ethnicity, ages, households, languages and countries of origin

In Montgomery, the largest foreign-born group is from Mexico (53.9%), and 23.1% of residents speak Spanish at home.

Under 18

28.5%

of residents

65 and Older

10.8%

of residents

Households with Kids

46.1%

anyone under 18

Living Alone

18.7%

of households

Married Couples

58.1%

of households

Avg Household Size

3.01

people

Race & Ethnicity

White53.8%
Hispanic or Latino32.1%
Black7.9%
Two or more races3.6%
Asian2.1%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico53.9%
Argentina9.5%
Nigeria6.9%
India4.8%
Poland3.5%
Korea2.6%
Honduras2.5%
Philippines2.2%
Cameroon2.2%
Bulgaria1.8%

Languages Spoken at Home

English only72.7%
Spanish23.1%
Other1.2%
Russian/Slavic1.2%
Other Indo-European0.7%
Korean0.3%
Other Asian/Pacific0.3%
German/Germanic0.2%

Cost of Livingrent 56% above IL average

Rent, home values, and income in Montgomery

In Montgomery, rent runs 56% above the IL average, and home values are 14% above the IL average.

Median rent (per month)

Montgomery$1,984
Illinois avg$1,274
US$1,413

Median home value

Montgomery$299,500
Illinois avg$263,300
US$332,700

Rent Burdened

34.2%

spending 30%+ of income on rent

Severely Rent Burdened

21.1%

spending 50%+

Cost of Living Index

103.6

metro area (BEA) · US avg = 100

Median Property Tax

$7,183

per year, owner-occupied homes

Homeowners

79.3%

of occupied homes are owned

Typical Home Built

2004

median year built

Home Value Trend

$251,715
$332,417
202120222023202420252026

Latest: $332,417 (September 2026)

Jobs & Economyunemployment about average for IL

Unemployment in Montgomery

Unemployment in Kane County, which includes Montgomery, is close to the IL average.

Unemployment rate

Montgomery4.7%
Illinois avg4.6%
US4.3%

Montgomery: Kane County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.2%
4.6%
4.7%
4.2%
8.7%
5.7%
4.5%
5%
5%
4.7%
2016201720182019202020212022202320242025

Kane County (county-wide) · Annual averages

Montgomery is about 4% of Kane County’s population, so county-wide figures may differ from local conditions.

What Montgomery Residents Do for Work · share of employed residents by industry

Education & health care22.4%
Retail14.3%
Manufacturing13.4%
Professional & business services10.8%
Transportation & utilities9.1%
Arts, hospitality & food service8.1%
Finance & real estate6.2%
Public administration3.9%

City residents, wherever they work

Commute33.4 min avg

How Montgomery residents get to work, and the nearest airports

In Montgomery, most residents drive alone to work (81%), and 45% get there in under 30 minutes.

How People Get to Work

Drive alone80.6%
Carpool5.1%
Public transit0.6%
Walk0.4%
Work from home12.0%
Other1.2%

Commute Time Distribution

Under 15 min15.3%
15–29 min29.2%
30–44 min27.8%
45–59 min14.8%
60+ min12.9%

Nearest airports · with airline service

  • Chicago O'Hare International Airport (ORD)

    Major hub40.7M passengers boarded in 2025

    28 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 54% below national average

Crime rates for 2025

Violent crime in Montgomery runs 54% below the national average.

Violent Crime Rate

152.1

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,212.2

per 100,000 residents

Below average (1,552 national, 2025)

Montgomery Police Department

Natural DisastersThunderstorm Wind most common — 28 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

94.6 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · Very HighLightning · HighInland flooding · HighTornado · HighDrought · Moderate

Kane County, county-wide · FEMA NRI December 2025

In Kane County, which includes Montgomery, the most common type is thunderstorm wind, with 28 recorded events in 2025.

Most common events:

Thunderstorm WindWinter WeatherHailWinter StormTornado

Storm events by year

YearEventsTop TypeProperty Damage
202528Thunderstorm Wind$16,500
202428Thunderstorm WindNone reported
202322Thunderstorm Wind$700,000
202230Thunderstorm WindNone reported
202122Thunderstorm WindNone reported
202018Thunderstorm WindNone reported
201920HailNone reported
201823Hail$250,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Kane County, county-wide

Montgomery is about 4% of Kane County’s population, so county-wide figures may differ from local conditions.

Air Quality45 median AQI — Good

Days by air quality category (2025)

Air quality in Kane County, which includes Montgomery, is typically good — 226 good-air days per year.

Median AQI

45

Good Days

226

per year

Moderate Days

130

per year

Unhealthy Days

1

per year

Kane County, county-wide

Montgomery is about 4% of Kane County’s population, so county-wide figures may differ from local conditions.

Climate82°F summers, 19°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Montgomery has warm summers (avg high 82°F) and very cold winters (avg low 19°F).

Spring (Mar–May)

59°/39°F

avg high / low

Summer (Jun–Aug)

82°/63°F

avg high / low

Fall (Sep–Nov)

62°/43°F

avg high / low

Winter (Dec–Feb)

34°/19°F

avg high / low

Annual Precipitation

39.5"

Annual Snowfall

27.9"

Hot Days/Year

16

days above 90°F

Freeze Days/Year

134

days below 32°F

Rainy Days/Year

116

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 1.86" precipitationFeb: 1.83" precipitationMar: 2.35" precipitationApr: 4.05" precipitationMay: 4.86" precipitationJun: 4.50" precipitationJul: 4.19" precipitationAug: 3.86" precipitationSep: 3.37" precipitationOct: 3.70" precipitationNov: 2.71" precipitationDec: 2.19" precipitation16°JJan: high 31°F, low 16°FFFeb: high 35°F, low 20°FMMar: high 47°F, low 29°FAApr: high 60°F, low 39°FMMay: high 71°F, low 50°FJJun: high 81°F, low 60°F84°JJul: high 84°F, low 65°FAAug: high 82°F, low 63°FSSep: high 76°F, low 55°FOOct: high 63°F, low 43°FNNov: high 48°F, low 32°FDDec: high 36°F, low 22°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan31°F16°F1.86"
Feb35°F20°F1.83"
Mar47°F29°F2.35"
Apr60°F39°F4.05"
May71°F50°F4.86"
Jun81°F60°F4.50"
Jul84°F65°F4.19"
Aug82°F63°F3.86"
Sep76°F55°F3.37"
Oct63°F43°F3.70"
Nov48°F32°F2.71"
Dec36°F22°F2.19"

Healthcare

Hospitals, ratings, and health insurance in Montgomery

Uninsured

2.6%

of residents

No hospitals inside Montgomery's limits — nearest hospitals · within 15 miles

Presence Mercy Medical Center

Acute Care Hospitals · ER available · 4.7 mi away · Aurora

Copley Memorial Hospital

Acute Care Hospitals · ER available · 4.9 mi away · Aurora

Linden Oaks at Edward

Psychiatric · 10.9 mi away · Naperville

Not rated

Adult Health · vs. the typical US place

Obesity39.6%US 36.8%
Diabetes9.9%US 12.6%
High blood pressure28.1%US 37.1%
Current smoking12.3%US 15.0%
No leisure-time physical activity22.6%US 26.6%
Depression19.8%US 23.0%
Asthma9.8%US 10.7%
Routine checkup in past year74.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.1:1 student/teacher ratio

Schools and degree attainment in Montgomery

Montgomery's student/teacher ratio is 15.1:1 (lower than the national average of 16:1), and 28.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

4

within city limits

Private Schools

0

within city limits

College Degree Rate

28.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Montgomery (within 15 miles)

Aurora University

2.2 mi away

Private nonprofit · 4-year · 3,974 students · in-state tuition $29,970 · 67% graduate · median earnings $64,180 (10 yrs after entry)

North Central College

11.9 mi away

Private nonprofit · 4-year · 2,428 students · in-state tuition $47,340 · 72% graduate · median earnings $65,646 (10 yrs after entry)

Benedictine University

14.2 mi away

Private nonprofit · 4-year · 1,942 students · in-state tuition $37,650 · 60% graduate · median earnings $67,314 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Pullman National Historical Park, 39 mi

Nearby national parks, recreation areas and public libraries for Montgomery

Montgomery has 2 nearby national parks or recreation areas, closest being Pullman National Historical Park (39 mi away).

Nearby National Parks & Recreation Areas

Pullman National Historical Park

National Historical Park

39 mi away

Indiana Dunes National Park

National Park

66 mi away

Public Libraries in Montgomery

Montgomery Campus

1111 Reading Drive, Montgomery

Branch~66 hrs/week

Cities Near Montgomery

The closest cities within 60 miles

Planning a move to Montgomery?

Read our full moving guide — what it's really like to live here.

Moving to Montgomery →

Montgomery FAQ

Is Montgomery, Illinois affordable?⌄

Montgomery's median rent is $1,984/month, which is significantly above the national average. The median household income is $103,734/year. Median home value is $299,500.

Is Montgomery, Illinois safe?⌄

Montgomery's violent crime rate was 152 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1212 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Montgomery, Illinois?⌄

Kane County, which includes Montgomery, has an unemployment rate of 4.7%, which is close to the national average of 4.3%.

What is the cost of living in Montgomery, Illinois?⌄

The cost of living in Montgomery is primarily driven by housing. Median rent is $1,984/month and median household income is $103,734/year. The median home value is $299,500. About 34% of renters spend more than 30% of their income on housing.

How is the commute in Montgomery, Illinois?⌄

The average commute in Montgomery is 33 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from