© OpenMapTiles © OpenStreetMap
Living in
Indianapolis.
About
Life in Indianapolis
If you're considering Indianapolis, you're looking at an affordable Midwestern city with a solid job market and reasonable housing costs—median homes around $225,000 and rent averaging $1,156 monthly. The economy is genuinely diverse, anchored by major employers in healthcare, education, logistics, and manufacturing rather than any single industry. You'll find the job market stable with 3.7% unemployment, though only about a third of residents hold college degrees.
Indianapolis at a Glance
Population, income, housing and more
Median Age
34.3 yrs
Poverty Rate
15.8%
Foreign-Born
12.7%
Broadband Internet
91.8%
of households
Population Growth
+1.5%
recent change · Census Bureau
Median household income
Demographics12.7% foreign-born, most often from Mexico
Who lives in Indianapolis: race and ethnicity, ages, households, languages and countries of origin
In Indianapolis, the largest foreign-born group is from Mexico (25.5%), and 10.9% of residents speak Spanish at home.
Under 18
24.8%
of residents
65 and Older
13.1%
of residents
Households with Kids
27.9%
anyone under 18
Living Alone
35.5%
of households
Married Couples
36.5%
of households
Avg Household Size
2.40
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 9% above IN average
Rent, home values, and income in Indianapolis
In Indianapolis, rent runs 9% above the IN average.
Median rent (per month)
Median home value
Rent Burdened
48.5%
spending 30%+ of income on rent
Severely Rent Burdened
25.1%
spending 50%+
Cost of Living Index
95.7
metro area (BEA) · US avg = 100
Median Property Tax
$2,037
per year, owner-occupied homes
Homeowners
56.0%
of occupied homes are owned
Typical Home Built
1973
median year built
Vacant Homes
9.6%
of housing units
Home Value Trend
Latest: $227,445 (September 2026)
Jobs & Economyunemployment about average for IN
Unemployment in Indianapolis and typical pay across the metro area
Unemployment in Indianapolis is close to the IN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Indianapolis Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Indianapolis-Carmel-Anderson, IN metro area
Commute24.6 min avg
How Indianapolis residents get to work, and the nearest airports
In Indianapolis, most residents drive alone to work (72%), and 68% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 8 mi
Indianapolis International Airport (IND)
Medium hub5.2M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 133% above national average
Crime rates for 2025
Violent crime in Indianapolis runs 133% above the national average.
Violent Crime Rate
768.8
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,819.3
per 100,000 residents
Above average (1,552 national, 2025)
Indianapolis Police Department
Natural DisastersThunderstorm Wind most common — 20 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
97.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Marion County, county-wide · FEMA NRI December 2025
In Marion County, which includes Indianapolis, the most common type is thunderstorm wind, with 20 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 20 | Thunderstorm Wind | $551,000 |
| 2024 | 17 | Thunderstorm Wind | $2.3M |
| 2023 | 17 | Thunderstorm Wind | $3.6M |
| 2022 | 9 | Thunderstorm Wind | $68,000 |
| 2021 | 13 | Thunderstorm Wind | $1.2M |
| 2020 | 16 | Thunderstorm Wind | $113,000 |
| 2019 | 17 | Thunderstorm Wind | $3.1M |
| 2018 | 12 | Thunderstorm Wind | $23,200 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Marion County, county-wide
Air Quality54 median AQI — Moderate
Days by air quality category (2025)
Air quality in Marion County, which includes Indianapolis, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
54
Good Days
146
per year
Moderate Days
214
per year
Unhealthy Days
2
per year
Marion County, county-wide
Climate82°F summers, 22°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Indianapolis has warm summers (avg high 82°F) and cold winters (avg low 22°F).
Spring (Mar–May)
61°/41°F
avg high / low
Summer (Jun–Aug)
82°/63°F
avg high / low
Fall (Sep–Nov)
64°/44°F
avg high / low
Winter (Dec–Feb)
38°/22°F
avg high / low
Annual Precipitation
41.2"
Annual Snowfall
25.5"
Hot Days/Year
13
days above 90°F
Freeze Days/Year
120
days below 32°F
Rainy Days/Year
114
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 34°F | 19°F | 3.08" |
| Feb | 39°F | 22°F | 2.34" |
| Mar | 50°F | 31°F | 3.71" |
| Apr | 62°F | 41°F | 4.46" |
| May | 72°F | 52°F | 4.99" |
| Jun | 81°F | 62°F | 5.42" |
| Jul | 84°F | 64°F | 3.87" |
| Aug | 83°F | 63°F | 3.56" |
| Sep | 77°F | 55°F | 3.21" |
| Oct | 65°F | 44°F | 3.23" |
| Nov | 51°F | 33°F | 3.44" |
| Dec | 39°F | 24°F | 3.27" |
Healthcare14 hospitals, avg 3.0/5
Hospitals, ratings, and health insurance in Indianapolis
Indianapolis has 14 hospitals, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
14
within city limits
Uninsured
8.8%
of residents
Avg Hospital Rating
3.0 / 5
Franciscan Health Indianapolis
Acute Care Hospitals · ER available
Eskenazi Health
Acute Care Hospitals · ER available
Indianapolis VA Medical Center
Acute Care - Veterans Administration · ER available
Indiana University Health
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Iu Health West Hospital
Acute Care Hospitals · ER available · 10.5 mi away · Avon
Medical Behavioral Hospital of Indianapolis
Psychiatric · 10.6 mi away · Greenwood
St Vincent Heart Center
Acute Care Hospitals · ER available · 11.3 mi away · Carmel
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.
Education15.8:1 student/teacher ratio
Schools and degree attainment in Indianapolis
Indianapolis's student/teacher ratio is 15.8:1, close to the national average of 16:1, and 34.9% of adults 25+ hold a bachelor's degree or higher.
Public Schools
225
within city limits
Private Schools
66
within city limits
College Degree Rate
34.9%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Indianapolis
Indiana University-Indianapolis
Public · 4-year · 13,830 students · in-state tuition $10,762 · 57% graduate · median earnings $58,990 (10 yrs after entry)
Private nonprofit · 4-year · 4,317 students · in-state tuition $49,890 · 80% graduate · median earnings $83,535 (10 yrs after entry)
Private nonprofit · 4-year · 3,005 students · in-state tuition $38,308 · 57% graduate · median earnings $58,791 (10 yrs after entry)
Private nonprofit · 4-year · 2,266 students · in-state tuition $42,100 · 60% graduate · median earnings $64,806 (10 yrs after entry)
Private for-profit · 4-year · 359 students
Chamberlain University-Indiana
Private for-profit · 4-year · 144 students · in-state tuition $20,845 · 49% graduate · median earnings $96,897 (10 yrs after entry)
Private for-profit · 2-year · 123 students · in-state tuition $17,740 · 69% graduate · median earnings $40,075 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: William Howard Taft National Historic Site, 98 mi
Nearby national parks, recreation areas and public libraries for Indianapolis
Indianapolis has 1 nearby national park or recreation area, closest being William Howard Taft National Historic Site (98 mi away).
Nearby National Parks & Recreation Areas
William Howard Taft National Historic Site
National Historic Site
98 mi awayPublic Libraries in Indianapolis
Indianapolis Public Library
40 East St Clair, Indianapolis
College Avenue Branch Library
4180 North College Avenue, Indianapolis
Decatur Branch Library
5301 Kentucky Avenue, Indianapolis
Eagle Branch Library
3905 Moller Rd, Indianapolis
East 38th Street Branch Library
5420 East 38th Street, Indianapolis
East Washington Branch Library
2822 East Washington Street, Indianapolis
Franklin Road Branch Library
5550 South Franklin Road, Indianapolis
Garfield Park Branch Library
2502 Shelby Street, Indianapolis
Glendale Branch Library
6101 North Keystone Ave, Indianapolis
Haughville Branch Library
2121 West Michigan Street, Indianapolis
Infozone Branch Library
3000 North Meridian Street, Indianapolis
Irvington Branch Library
5625 East Washington Street, Indianapolis
Compare Indianapolis
Popular side-by-side matchups
Cities Near Indianapolis
The closest cities within 60 miles
Planning a move to Indianapolis?
Read our full moving guide — what it's really like to live here.
Indianapolis FAQ
Is Indianapolis, Indiana affordable?⌄
Indianapolis's median rent is $1,156/month, which is below the national average, making it relatively affordable. The median household income is $66,219/year. Median home value is $224,800.
Is Indianapolis, Indiana safe?⌄
Indianapolis's violent crime rate was 769 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2819 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Indianapolis, Indiana?⌄
Indianapolis has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Indianapolis, Indiana?⌄
The cost of living in Indianapolis is primarily driven by housing. Median rent is $1,156/month and median household income is $66,219/year. The median home value is $224,800. About 49% of renters spend more than 30% of their income on housing.
How is the commute in Indianapolis, Indiana?⌄
The average commute in Indianapolis is 25 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from