About

Life in Indianapolis

If you're considering Indianapolis, you're looking at an affordable Midwestern city with a solid job market and reasonable housing costs—median homes around $225,000 and rent averaging $1,156 monthly. The economy is genuinely diverse, anchored by major employers in healthcare, education, logistics, and manufacturing rather than any single industry. You'll find the job market stable with 3.7% unemployment, though only about a third of residents hold college degrees.

Indianapolis at a Glance

Population, income, housing and more

Median Age

34.3 yrs

Poverty Rate

15.8%

Foreign-Born

12.7%

Broadband Internet

91.8%

of households

Population Growth

+1.5%

recent change · Census Bureau

Median household income

Indianapolis$66,219
Indiana avg$71,957
US$80,734

Demographics12.7% foreign-born, most often from Mexico

Who lives in Indianapolis: race and ethnicity, ages, households, languages and countries of origin

In Indianapolis, the largest foreign-born group is from Mexico (25.5%), and 10.9% of residents speak Spanish at home.

Under 18

24.8%

of residents

65 and Older

13.1%

of residents

Households with Kids

27.9%

anyone under 18

Living Alone

35.5%

of households

Married Couples

36.5%

of households

Avg Household Size

2.40

people

Race & Ethnicity

White48.9%
Black27.6%
Hispanic or Latino13.8%
Two or more races4.9%
Asian4.2%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico25.5%
Burma (Myanmar)8.8%
Nigeria8.6%
Honduras5.2%
India4.8%
Haiti4.4%
El Salvador3.6%
Guatemala2.3%
Philippines2.1%
Venezuela2.0%

Languages Spoken at Home

English only81.7%
Spanish10.9%
Other Asian/Pacific1.8%
Other1.7%
Other Indo-European1.3%
French/Haitian1.2%
Arabic0.4%
Chinese0.3%

Cost of Livingrent 9% above IN average

Rent, home values, and income in Indianapolis

In Indianapolis, rent runs 9% above the IN average.

Median rent (per month)

Indianapolis$1,156
Indiana avg$1,062
US$1,413

Median home value

Indianapolis$224,800
Indiana avg$218,200
US$332,700

Rent Burdened

48.5%

spending 30%+ of income on rent

Severely Rent Burdened

25.1%

spending 50%+

Cost of Living Index

95.7

metro area (BEA) · US avg = 100

Median Property Tax

$2,037

per year, owner-occupied homes

Homeowners

56.0%

of occupied homes are owned

Typical Home Built

1973

median year built

Vacant Homes

9.6%

of housing units

Home Value Trend

$190,466
$227,445
202120222023202420252026

Latest: $227,445 (September 2026)

Jobs & Economyunemployment about average for IN

Unemployment in Indianapolis and typical pay across the metro area

Unemployment in Indianapolis is close to the IN average.

Unemployment rate

Indianapolis3.7%
Indiana avg3.7%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.4%
3.6%
3.5%
3.3%
8.2%
4.9%
3.3%
3.4%
4.1%
3.7%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Indianapolis Residents Do for Work · share of employed residents by industry

Education & health care22.7%
Professional & business services12.7%
Retail11.5%
Manufacturing10.9%
Transportation & utilities8.7%
Arts, hospitality & food service8.4%
Construction6.3%
Finance & real estate6.3%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$105,620
Healthcare$78,280
Business & Finance$74,760
Construction$59,520
Education$50,990
Production$44,200
Office & Admin$43,100
Transportation$40,830

Indianapolis-Carmel-Anderson, IN metro area

Commute24.6 min avg

How Indianapolis residents get to work, and the nearest airports

In Indianapolis, most residents drive alone to work (72%), and 68% get there in under 30 minutes.

How People Get to Work

Drive alone71.8%
Carpool9.6%
Public transit1.4%
Walk1.8%
Work from home14.0%
Other1.4%

Commute Time Distribution

Under 15 min21.7%
15–29 min45.9%
30–44 min23.2%
45–59 min4.5%
60+ min4.7%

Nearest airports · with airline service

  • Indianapolis International Airport (IND)

    Medium hub5.2M passengers boarded in 2025

    8 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 133% above national average

Crime rates for 2025

Violent crime in Indianapolis runs 133% above the national average.

Violent Crime Rate

768.8

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,819.3

per 100,000 residents

Above average (1,552 national, 2025)

Indianapolis Police Department

Natural DisastersThunderstorm Wind most common — 20 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

97.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Lightning · Very HighStrong wind · Very HighTornado · Very HighCold wave · HighHeat wave · High

Marion County, county-wide · FEMA NRI December 2025

In Marion County, which includes Indianapolis, the most common type is thunderstorm wind, with 20 recorded events in 2025.

Most common events:

Thunderstorm WindHailHigh WindFlash FloodFlood

Storm events by year

YearEventsTop TypeProperty Damage
202520Thunderstorm Wind$551,000
202417Thunderstorm Wind$2.3M
202317Thunderstorm Wind$3.6M
20229Thunderstorm Wind$68,000
202113Thunderstorm Wind$1.2M
202016Thunderstorm Wind$113,000
201917Thunderstorm Wind$3.1M
201812Thunderstorm Wind$23,200

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Marion County, county-wide

Air Quality54 median AQI — Moderate

Days by air quality category (2025)

Air quality in Marion County, which includes Indianapolis, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.

Median AQI

54

Good Days

146

per year

Moderate Days

214

per year

Unhealthy Days

2

per year

Marion County, county-wide

Climate82°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Indianapolis has warm summers (avg high 82°F) and cold winters (avg low 22°F).

Spring (Mar–May)

61°/41°F

avg high / low

Summer (Jun–Aug)

82°/63°F

avg high / low

Fall (Sep–Nov)

64°/44°F

avg high / low

Winter (Dec–Feb)

38°/22°F

avg high / low

Annual Precipitation

41.2"

Annual Snowfall

25.5"

Hot Days/Year

13

days above 90°F

Freeze Days/Year

120

days below 32°F

Rainy Days/Year

114

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.08" precipitationFeb: 2.34" precipitationMar: 3.71" precipitationApr: 4.46" precipitationMay: 4.99" precipitationJun: 5.42" precipitationJul: 3.87" precipitationAug: 3.56" precipitationSep: 3.21" precipitationOct: 3.23" precipitationNov: 3.44" precipitationDec: 3.27" precipitation19°JJan: high 34°F, low 19°FFFeb: high 39°F, low 22°FMMar: high 50°F, low 31°FAApr: high 62°F, low 41°FMMay: high 72°F, low 52°FJJun: high 81°F, low 62°F84°JJul: high 84°F, low 64°FAAug: high 83°F, low 63°FSSep: high 77°F, low 55°FOOct: high 65°F, low 44°FNNov: high 51°F, low 33°FDDec: high 39°F, low 24°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan34°F19°F3.08"
Feb39°F22°F2.34"
Mar50°F31°F3.71"
Apr62°F41°F4.46"
May72°F52°F4.99"
Jun81°F62°F5.42"
Jul84°F64°F3.87"
Aug83°F63°F3.56"
Sep77°F55°F3.21"
Oct65°F44°F3.23"
Nov51°F33°F3.44"
Dec39°F24°F3.27"

Healthcare14 hospitals, avg 3.0/5

Hospitals, ratings, and health insurance in Indianapolis

Indianapolis has 14 hospitals, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

14

within city limits

Uninsured

8.8%

of residents

Avg Hospital Rating

3.0 / 5

Franciscan Health Indianapolis

Acute Care Hospitals · ER available

Eskenazi Health

Acute Care Hospitals · ER available

Indianapolis VA Medical Center

Acute Care - Veterans Administration · ER available

Indiana University Health

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Iu Health West Hospital

Acute Care Hospitals · ER available · 10.5 mi away · Avon

Medical Behavioral Hospital of Indianapolis

Psychiatric · 10.6 mi away · Greenwood

Not rated

St Vincent Heart Center

Acute Care Hospitals · ER available · 11.3 mi away · Carmel

Adult Health · vs. the typical US place

Obesity38.2%US 36.8%
Diabetes13.0%US 12.6%
High blood pressure37.7%US 37.1%
Current smoking15.5%US 15.0%
No leisure-time physical activity24.6%US 26.6%
Depression25.8%US 23.0%
Asthma11.9%US 10.7%
Routine checkup in past year78.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education15.8:1 student/teacher ratio

Schools and degree attainment in Indianapolis

Indianapolis's student/teacher ratio is 15.8:1, close to the national average of 16:1, and 34.9% of adults 25+ hold a bachelor's degree or higher.

Public Schools

225

within city limits

Private Schools

66

within city limits

College Degree Rate

34.9%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.8:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Indianapolis

Indiana University-Indianapolis

Public · 4-year · 13,830 students · in-state tuition $10,762 · 57% graduate · median earnings $58,990 (10 yrs after entry)

Butler University

Private nonprofit · 4-year · 4,317 students · in-state tuition $49,890 · 80% graduate · median earnings $83,535 (10 yrs after entry)

University of Indianapolis

Private nonprofit · 4-year · 3,005 students · in-state tuition $38,308 · 57% graduate · median earnings $58,791 (10 yrs after entry)

Marian University

Private nonprofit · 4-year · 2,266 students · in-state tuition $42,100 · 60% graduate · median earnings $64,806 (10 yrs after entry)

American College of Education

Private for-profit · 4-year · 359 students

Chamberlain University-Indiana

Private for-profit · 4-year · 144 students · in-state tuition $20,845 · 49% graduate · median earnings $96,897 (10 yrs after entry)

Vet Tech Institute of Indiana

Private for-profit · 2-year · 123 students · in-state tuition $17,740 · 69% graduate · median earnings $40,075 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: William Howard Taft National Historic Site, 98 mi

Nearby national parks, recreation areas and public libraries for Indianapolis

Indianapolis has 1 nearby national park or recreation area, closest being William Howard Taft National Historic Site (98 mi away).

Nearby National Parks & Recreation Areas

William Howard Taft National Historic Site

National Historic Site

98 mi away

Public Libraries in Indianapolis

Indianapolis Public Library

40 East St Clair, Indianapolis

Central library~54 hrs/week

College Avenue Branch Library

4180 North College Avenue, Indianapolis

Branch~50 hrs/week

Decatur Branch Library

5301 Kentucky Avenue, Indianapolis

Branch~51 hrs/week

Eagle Branch Library

3905 Moller Rd, Indianapolis

Branch~53 hrs/week

East 38th Street Branch Library

5420 East 38th Street, Indianapolis

Branch~49 hrs/week

East Washington Branch Library

2822 East Washington Street, Indianapolis

Branch~49 hrs/week

Franklin Road Branch Library

5550 South Franklin Road, Indianapolis

Branch~49 hrs/week

Garfield Park Branch Library

2502 Shelby Street, Indianapolis

Branch~49 hrs/week

Glendale Branch Library

6101 North Keystone Ave, Indianapolis

Branch~53 hrs/week

Haughville Branch Library

2121 West Michigan Street, Indianapolis

Branch~49 hrs/week

Infozone Branch Library

3000 North Meridian Street, Indianapolis

Branch~54 hrs/week

Irvington Branch Library

5625 East Washington Street, Indianapolis

Branch~49 hrs/week

Compare Indianapolis

Popular side-by-side matchups

Cities Near Indianapolis

The closest cities within 60 miles

Planning a move to Indianapolis?

Read our full moving guide — what it's really like to live here.

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Indianapolis FAQ

Is Indianapolis, Indiana affordable?⌄

Indianapolis's median rent is $1,156/month, which is below the national average, making it relatively affordable. The median household income is $66,219/year. Median home value is $224,800.

Is Indianapolis, Indiana safe?⌄

Indianapolis's violent crime rate was 769 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 2819 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Indianapolis, Indiana?⌄

Indianapolis has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Indianapolis, Indiana?⌄

The cost of living in Indianapolis is primarily driven by housing. Median rent is $1,156/month and median household income is $66,219/year. The median home value is $224,800. About 49% of renters spend more than 30% of their income on housing.

How is the commute in Indianapolis, Indiana?⌄

The average commute in Indianapolis is 25 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from