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Living in
New Albany.
About
Life in New Albany
New Albany functions primarily as a bedroom community for Louisville, with an easy 20-minute average commute across the river. Housing is genuinely affordable here—median home values around $180,000 and rents averaging $1,026 monthly are below state and national comparisons, which matters if you're budget-conscious. The job market is steady with a 4.1% unemployment rate, though most career opportunities will likely pull you toward Louisville's larger job market.
New Albany at a Glance
Population, income, housing and more
Median Age
38.2 yrs
Poverty Rate
18.9%
Foreign-Born
3.3%
Broadband Internet
85.9%
of households
Population Growth
-0.9%
recent change · Census Bureau
Median household income
Demographics3.3% foreign-born, most often from Mexico
Who lives in New Albany: race and ethnicity, ages, households, languages and countries of origin
In New Albany, the largest foreign-born group is from Mexico (27.5%), and 2.3% of residents speak Spanish at home.
Under 18
20.2%
of residents
65 and Older
17.9%
of residents
Households with Kids
24.5%
anyone under 18
Living Alone
40.7%
of households
Married Couples
33.0%
of households
Avg Household Size
2.22
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for IN
Rent, home values, and income in New Albany
In New Albany, home values are 17% below the IN average.
Median rent (per month)
Median home value
Rent Burdened
45.0%
spending 30%+ of income on rent
Severely Rent Burdened
23.0%
spending 50%+
Cost of Living Index
93.1
metro area (BEA) · US avg = 100
Median Property Tax
$1,414
per year, owner-occupied homes
Homeowners
55.4%
of occupied homes are owned
Typical Home Built
1965
median year built
Vacant Homes
10.3%
of housing units
Home Value Trend
Latest: $236,651 (September 2026)
Jobs & Economyunemployment 0.4 pts above IN average
Unemployment in New Albany
Unemployment in New Albany is 0.4 percentage points higher than the IN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What New Albany Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute19.6 min avg
How New Albany residents get to work, and the nearest airports
In New Albany, most residents drive alone to work (76%), and 82% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 9 mi
Louisville Muhammad Ali International Airport (SDF)
Small hub2.2M passengers boarded in 2025
- 82 mi
Cincinnati Northern Kentucky International Airport (CVG)
Medium hub4.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 10% below national average
Crime rates for 2025
Violent crime in New Albany runs 10% below the national average.
Violent Crime Rate
295.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
2,049.7
per 100,000 residents
Above average (1,552 national, 2025)
New Albany Police Department
Natural DisastersThunderstorm Wind most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
75.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Floyd County, county-wide · FEMA NRI December 2025
In Floyd County, which includes New Albany, the most common type is thunderstorm wind, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Thunderstorm Wind | None reported |
| 2024 | 7 | Thunderstorm Wind | $100,000 |
| 2023 | 9 | Thunderstorm Wind | None reported |
| 2022 | 8 | Thunderstorm Wind | None reported |
| 2021 | 4 | Winter Storm | None reported |
| 2020 | 1 | Thunderstorm Wind | Not estimated |
| 2019 | 1 | Heavy Rain | None reported |
| 2018 | 9 | Winter Storm | $77,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Floyd County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Floyd County, which includes New Albany, is typically good — 238 good-air days per year.
Median AQI
44
Good Days
238
per year
Moderate Days
119
per year
Unhealthy Days
0
per year
Floyd County, county-wide
Climate87°F summers, 29°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
New Albany has warm summers (avg high 87°F) and cold winters (avg low 29°F).
Spring (Mar–May)
67°/47°F
avg high / low
Summer (Jun–Aug)
87°/68°F
avg high / low
Fall (Sep–Nov)
70°/50°F
avg high / low
Winter (Dec–Feb)
46°/29°F
avg high / low
Annual Precipitation
48.0"
Annual Snowfall
4.3"
Hot Days/Year
46
days above 90°F
Freeze Days/Year
77
days below 32°F
Rainy Days/Year
124
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 43°F | 26°F | 3.48" |
| Feb | 48°F | 29°F | 3.49" |
| Mar | 57°F | 37°F | 4.54" |
| Apr | 69°F | 47°F | 4.79" |
| May | 77°F | 58°F | 4.81" |
| Jun | 85°F | 66°F | 4.43" |
| Jul | 89°F | 70°F | 3.53" |
| Aug | 88°F | 69°F | 3.27" |
| Sep | 82°F | 62°F | 3.93" |
| Oct | 70°F | 50°F | 3.49" |
| Nov | 57°F | 38°F | 3.75" |
| Dec | 47°F | 31°F | 4.48" |
Healthcare2 hospitals, avg 3.0/5
Hospitals, ratings, and health insurance in New Albany
New Albany has 2 hospitals, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
2
within city limits
Uninsured
6.8%
of residents
Avg Hospital Rating
3.0 / 5
Baptist Health Floyd
Acute Care Hospitals · ER available
Physicians' Medical Center Llc
Acute Care Hospitals
Nearby hospitals · within 15 miles
Brightwell Behavioral Health
Psychiatric · 3.1 mi away · Clarksville
Norton Clark Hospital
Acute Care Hospitals · ER available · 4.4 mi away · Jeffersonville
Norton Hospitals, Inc.
Acute Care Hospitals · ER available · 5.7 mi away · Louisville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.4:1 student/teacher ratio
Schools and degree attainment in New Albany
New Albany's student/teacher ratio is 15.4:1 (lower than the national average of 16:1), and 23.7% of adults 25+ hold a bachelor's degree or higher.
Public Schools
11
within city limits
Private Schools
2
within city limits
College Degree Rate
23.7%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in New Albany
Public · 4-year · 3,170 students · in-state tuition $8,424 · 40% graduate · median earnings $52,768 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Mid-America College of Funeral Service
4.3 mi awayPrivate nonprofit · 2-year · 279 students · in-state tuition $20,800 · 64% graduate · median earnings $43,688 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Abraham Lincoln Birthplace National Historical Park, 51 mi
Nearby national parks, recreation areas and public libraries for New Albany
New Albany has 6 nearby national parks or recreation areas, closest being Abraham Lincoln Birthplace National Historical Park (51 mi away).
Nearby National Parks & Recreation Areas
Abraham Lincoln Birthplace National Historical Park
National Historical Park
51 mi awayLincoln Boyhood National Memorial
National Memorial
65 mi awayCamp Nelson National Monument
National Monument
75 mi awayMammoth Cave National Park
National Park
79 mi awayWilliam Howard Taft National Historic Site
National Historic Site
90 mi awayGeorge Rogers Clark National Historical Park
National Historical Park
96 mi awayPublic Libraries in New Albany
New Albany-Floyd County Public Library
180 West Spring Street, New Albany
Carnegie Center For Art And History
201 East Spring St, New Albany
Indiana University Southeast Satellite Branch
4201 Grant Line Road, New Albany
Cities Near New Albany
The closest cities within 60 miles
Planning a move to New Albany?
Read our full moving guide — what it's really like to live here.
New Albany FAQ
Is New Albany, Indiana affordable?⌄
New Albany's median rent is $1,026/month, which is below the national average, making it relatively affordable. The median household income is $54,710/year. Median home value is $180,500.
Is New Albany, Indiana safe?⌄
New Albany's violent crime rate was 295 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 2050 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in New Albany, Indiana?⌄
New Albany has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in New Albany, Indiana?⌄
The cost of living in New Albany is primarily driven by housing. Median rent is $1,026/month and median household income is $54,710/year. The median home value is $180,500. About 45% of renters spend more than 30% of their income on housing.
How is the commute in New Albany, Indiana?⌄
The average commute in New Albany is 20 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from