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Living in
Germantown.
Germantown is an unincorporated community in Montgomery County, MD. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Germantown
If you're eyeing Germantown as your next home, here's the honest picture: you're looking at a solidly upper-middle-class suburb of nearly 91,000 people that's genuinely diverse and built for commuters and families. The median household income sits around $118,000, and the median home price hovers near $422,000—expensive by national standards, but reasonable for the DC metro area, especially given the school district's reputation and the fact that Montgomery County Public Schools serves the entire area. The unemployment rate is a healthy 3.7%, with a thriving tech corridor along I-270 that's drawn major headquarters for companies like Qiagen, Hughes Network Systems, and numerous others, so job prospects here are real if you work in tech, engineering, or related fields.
Germantown at a Glance
Population, income, housing and more
Median Age
37.5 yrs
Poverty Rate
8.8%
Foreign-Born
37.8%
Broadband Internet
96.6%
of households
Population Growth
-0.1%
recent change · Census Bureau
Median household income
Demographics37.8% foreign-born, most often from India
Who lives in Germantown: race and ethnicity, ages, households, languages and countries of origin
In Germantown, the largest foreign-born group is from India (11.4%), and 19.5% of residents speak Spanish at home.
Under 18
23.0%
of residents
65 and Older
11.5%
of residents
Households with Kids
35.6%
anyone under 18
Living Alone
23.9%
of households
Married Couples
50.8%
of households
Avg Household Size
2.85
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 20% above MD average
Rent, home values, and income in Germantown
In Germantown, rent runs 20% above the MD average.
Median rent (per month)
Median home value
Rent Burdened
46.9%
spending 30%+ of income on rent
Severely Rent Burdened
23.1%
spending 50%+
Cost of Living Index
108.9
metro area (BEA) · US avg = 100
Median Property Tax
$3,673
per year, owner-occupied homes
Homeowners
67.2%
of occupied homes are owned
Typical Home Built
1990
median year built
Vacant Homes
1.8%
of housing units
Home Value Trend
Latest: $413,590 (September 2026)
Jobs & Economyunemployment about average for MD
Unemployment in Germantown and typical pay across the metro area
Unemployment in Montgomery County, which includes Germantown, is close to the MD average.
Unemployment rate
Germantown: Montgomery County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Montgomery County (county-wide) · Annual averages
What Germantown Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV metro area
Commute30.8 min avg
How Germantown residents get to work, and the nearest airports
In Germantown, most residents drive alone to work (59%), and 51% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 19 mi
Washington Dulles International Airport (IAD)
Major hub13.9M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 49% below national average
Crime rates for 2025
Violent crime in the area policed by the Montgomery County Police Department, which covers Germantown, runs 49% below the national average.
Violent Crime Rate
167.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,571.4
per 100,000 residents
About average (1,552 national, 2025)
Policed by Montgomery County Police Department (county-wide rate)
Natural DisastersThunderstorm Wind most common — 29 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.7 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Montgomery County, county-wide · FEMA NRI December 2025
In Montgomery County, which includes Germantown, the most common type is thunderstorm wind, with 29 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 29 | Winter Weather | $1.4M |
| 2024 | 25 | Thunderstorm Wind | $6.7M |
| 2023 | 19 | Thunderstorm Wind | $12.9M |
| 2022 | 39 | Thunderstorm Wind | $1.6M |
| 2021 | 48 | Thunderstorm Wind | $4.8M |
| 2020 | 53 | Thunderstorm Wind | $1.9M |
| 2019 | 56 | Thunderstorm Wind | $1.5M |
| 2018 | 48 | Flood | $100 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Montgomery County, county-wide
Air Quality39 median AQI — Good
Days by air quality category (2025)
Air quality in Montgomery County, which includes Germantown, is typically good — 299 good-air days per year.
Median AQI
39
Good Days
299
per year
Moderate Days
61
per year
Unhealthy Days
0
per year
Montgomery County, county-wide
Climate82°F summers, 27°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Germantown has warm summers (avg high 82°F) and cold winters (avg low 27°F).
Spring (Mar–May)
63°/43°F
avg high / low
Summer (Jun–Aug)
82°/64°F
avg high / low
Fall (Sep–Nov)
65°/47°F
avg high / low
Winter (Dec–Feb)
42°/27°F
avg high / low
Annual Precipitation
46.7"
Annual Snowfall
32.6"
Hot Days/Year
13
days above 90°F
Freeze Days/Year
98
days below 32°F
Rainy Days/Year
124
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 39°F | 25°F | 3.41" |
| Feb | 43°F | 26°F | 2.98" |
| Mar | 52°F | 33°F | 4.04" |
| Apr | 64°F | 43°F | 3.62" |
| May | 73°F | 53°F | 4.35" |
| Jun | 80°F | 62°F | 4.67" |
| Jul | 84°F | 66°F | 4.49" |
| Aug | 83°F | 65°F | 4.18" |
| Sep | 76°F | 58°F | 4.76" |
| Oct | 65°F | 47°F | 4.01" |
| Nov | 53°F | 36°F | 3.49" |
| Dec | 44°F | 30°F | 3.89" |
Healthcare1 hospital, avg 1.0/5
Hospitals, ratings, and health insurance in Germantown
Germantown has 1 hospital, averaging 1.0 out of 5 on CMS's quality rating — below-average care.
Hospitals
1
within city limits
Uninsured
6.3%
of residents
Avg Hospital Rating
1.0 / 5
Holy Cross Germantown Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Adventist Healthcare Shady Grove Medical Center
Acute Care Hospitals · ER available · 6.9 mi away · Rockville
Medstar Montgomery Medical Center
Acute Care Hospitals · ER available · 11.4 mi away · Olney
Inova Loudoun Hospital
Acute Care Hospitals · ER available · 13.4 mi away · Leesburg
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.0:1 student/teacher ratio
Schools and degree attainment in Germantown
Germantown's student/teacher ratio is 14.0:1 (lower than the national average of 16:1), and 50.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
19
within city limits
Private Schools
2
within city limits
College Degree Rate
50.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.0:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Germantown (within 15 miles)
Public · 2-year · 13,773 students · in-state tuition $5,394 · 23% graduate · median earnings $55,378 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Chesapeake & Ohio Canal National Historical Park, 13 mi
Nearby national parks, recreation areas and public libraries for Germantown
Germantown has 8 nearby national parks or recreation areas, closest being Chesapeake & Ohio Canal National Historical Park (13 mi away).
Nearby National Parks & Recreation Areas
Chesapeake & Ohio Canal National Historical Park
National Historical Park
13 mi awayGreat Falls Park
Park
13 mi awayMonocacy National Battlefield
National Battlefield
14 mi awayPotomac Heritage National Scenic Trail
National Scenic Trail
14 mi awayClara Barton National Historic Site
National Historic Site
16 mi awayGeorge Washington Memorial Parkway
Memorial Parkway
16 mi awayGlen Echo Park
Park
16 mi awayWolf Trap National Park for the Performing Arts
National Park Site
17 mi awayPublic Libraries in Germantown
Germantown Branch
19840 Century Blvd, Germantown
Cities Near Germantown
The closest cities within 60 miles
Planning a move to Germantown?
Read our full moving guide — what it's really like to live here.
Germantown FAQ
Is Germantown, Maryland affordable?⌄
Germantown's median rent is $2,040/month, which is significantly above the national average. The median household income is $117,546/year. Median home value is $422,400.
Is Germantown, Maryland safe?⌄
Germantown is policed by the Montgomery County Police Department, whose violent crime rate across its service area was 167 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1571 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Germantown, Maryland?⌄
Montgomery County, which includes Germantown, has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Germantown, Maryland?⌄
The cost of living in Germantown is primarily driven by housing. Median rent is $2,040/month and median household income is $117,546/year. The median home value is $422,400. About 47% of renters spend more than 30% of their income on housing.
How is the commute in Germantown, Maryland?⌄
The average commute in Germantown is 31 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from