About

Life in Ramsey

If you're looking at Ramsey, you're considering a family-friendly suburb that's genuinely affordable by metro standards—median home values around $360,000 and median household income near $116,000 suggest a solidly middle-to-upper-middle-class community. The job market is steady with a 3.9% unemployment rate, and the 27.6-minute average commute to Minneapolis is reasonable, especially given the Northstar Rail option for those who want car-free commuting some days. The population has grown 5.4% recently, so there's activity here, though you should know that means suburban sprawl is real—this is car-dependent living, and the landscape reflects typical Twin Cities suburban development patterns.

Ramsey at a Glance

Population, income, housing and more

Median Age

36.9 yrs

Poverty Rate

4.1%

Foreign-Born

6.5%

Broadband Internet

94.9%

of households

Population Growth

+7.2%

recent change · Census Bureau

Median household income

Ramsey$116,415
Minnesota avg$89,062
US$80,734

Demographics6.5% foreign-born, most often from Liberia

Who lives in Ramsey: race and ethnicity, ages, households, languages and countries of origin

In Ramsey, the largest foreign-born group is from Liberia (22.8%), and 2.3% of residents speak Other at home.

Under 18

26.4%

of residents

65 and Older

16.6%

of residents

Households with Kids

35.1%

anyone under 18

Living Alone

19.7%

of households

Married Couples

59.6%

of households

Avg Household Size

2.66

people

Race & Ethnicity

White81.8%
Black7.4%
Two or more races5.6%
Asian3.3%
Hispanic or Latino1.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Liberia22.8%
Vietnam8.0%
Democratic Republic of Congo (Zaire)7.7%
Kenya7.6%
Thailand6.3%
Philippines5.4%
Nigeria3.6%
Belarus3.6%
Moldova3.3%
Somalia2.5%

Languages Spoken at Home

English only92.6%
Other2.3%
Other Asian/Pacific1.5%
Spanish1.1%
Russian/Slavic1.0%
French/Haitian0.8%
Tagalog/Filipino0.4%
Other Indo-European0.2%

Cost of Livingrent 43% above MN average

Rent, home values, and income in Ramsey

In Ramsey, rent runs 43% above the MN average, and home values are 9% above the MN average.

Median rent (per month)

Ramsey$1,826
Minnesota avg$1,280
US$1,413

Median home value

Ramsey$359,600
Minnesota avg$329,300
US$332,700

Rent Burdened

43.9%

spending 30%+ of income on rent

Severely Rent Burdened

24.2%

spending 50%+

Cost of Living Index

104.8

metro area (BEA) · US avg = 100

Median Property Tax

$3,481

per year, owner-occupied homes

Homeowners

85.0%

of occupied homes are owned

Typical Home Built

1996

median year built

Vacant Homes

2.5%

of housing units

Home Value Trend

$351,278
$390,200
202120222023202420252026

Latest: $390,200 (September 2026)

Jobs & Economyunemployment about average for MN

Unemployment in Ramsey and typical pay across the metro area

Unemployment in Ramsey is close to the MN average.

Unemployment rate

Ramsey3.9%
Minnesota avg3.9%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

3.7%
3.3%
2.9%
3.1%
6.4%
3.3%
2.2%
2.6%
3.2%
3.9%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Ramsey Residents Do for Work · share of employed residents by industry

Education & health care23.5%
Manufacturing16.1%
Professional & business services10.2%
Construction9.4%
Retail9.3%
Other services6.4%
Finance & real estate5.9%
Arts, hospitality & food service5.6%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$127,570
Healthcare$92,930
Business & Finance$81,780
Education$58,630
Office & Admin$49,210
Production$47,230
Transportation$46,500
Sales$40,720

Minneapolis-St. Paul-Bloomington, MN-WI metro area

Commute28.2 min avg

How Ramsey residents get to work, and the nearest airports

In Ramsey, most residents drive alone to work (76%), and 55% get there in under 30 minutes.

How People Get to Work

Drive alone76.1%
Carpool4.7%
Public transit1.2%
Walk0.3%
Work from home17.3%
Other0.4%

Commute Time Distribution

Under 15 min20.3%
15–29 min35.1%
30–44 min26.9%
45–59 min10.0%
60+ min7.8%

Nearest airports · with airline service

  • Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)

    Major hub17.5M passengers boarded in 2025

    27 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 92% below national average

Crime rates for 2025

Violent crime in Ramsey runs 92% below the national average.

Violent Crime Rate

27.3

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

395.9

per 100,000 residents

Below average (1,552 national, 2025)

Ramsey Police Department

Natural DisastersWinter Storm most common — 17 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

88.0 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · Very HighHail · HighLightning · HighCold wave · ModerateHeat wave · Moderate

Anoka County, county-wide · FEMA NRI December 2025

In Anoka County, which includes Ramsey, the most common type is winter storm, with 17 recorded events in 2025.

Most common events:

Winter StormHailThunderstorm WindWinter WeatherExtreme Cold/Wind Chill

Storm events by year

YearEventsTop TypeProperty Damage
202517Winter WeatherNone reported
202411Thunderstorm WindNone reported
202315Winter StormNone reported
202217Thunderstorm Wind$500
20214Hail$2,000
20207Winter StormNone reported
201911Winter Storm$65,000
201813Winter Storm$30,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Anoka County, county-wide

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Anoka County, which includes Ramsey, is typically good — 269 good-air days per year.

Median AQI

38

Good Days

269

per year

Moderate Days

85

per year

Unhealthy Days

4

per year

Anoka County, county-wide

Climate81°F summers, 7°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Ramsey has warm summers (avg high 81°F) and very cold winters (avg low 7°F).

Spring (Mar–May)

55°/32°F

avg high / low

Summer (Jun–Aug)

81°/58°F

avg high / low

Fall (Sep–Nov)

57°/36°F

avg high / low

Winter (Dec–Feb)

26°/7°F

avg high / low

Annual Precipitation

32.9"

Annual Snowfall

35.7"

Hot Days/Year

11

days above 90°F

Freeze Days/Year

163

days below 32°F

Rainy Days/Year

89

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°4.5"Jan: 0.80" precipitationFeb: 0.83" precipitationMar: 1.67" precipitationApr: 3.04" precipitationMay: 4.20" precipitationJun: 4.45" precipitationJul: 4.49" precipitationAug: 4.03" precipitationSep: 3.61" precipitationOct: 2.96" precipitationNov: 1.71" precipitationDec: 1.10" precipitation4°JJan: high 23°F, low 4°FFFeb: high 28°F, low 7°FMMar: high 41°F, low 18°FAApr: high 56°F, low 32°FMMay: high 69°F, low 45°FJJun: high 79°F, low 56°F83°JJul: high 83°F, low 61°FAAug: high 81°F, low 58°FSSep: high 73°F, low 49°FOOct: high 58°F, low 36°FNNov: high 41°F, low 24°FDDec: high 27°F, low 11°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan23°F4°F0.80"
Feb28°F7°F0.83"
Mar41°F18°F1.67"
Apr56°F32°F3.04"
May69°F45°F4.20"
Jun79°F56°F4.45"
Jul83°F61°F4.49"
Aug81°F58°F4.03"
Sep73°F49°F3.61"
Oct58°F36°F2.96"
Nov41°F24°F1.71"
Dec27°F11°F1.10"

Healthcare

Hospitals, ratings, and health insurance in Ramsey

Uninsured

2.6%

of residents

No hospitals inside Ramsey's limits — nearest hospitals · within 15 miles

Anoka Metro Regional Treatment Center

Psychiatric · 4.7 mi away · Anoka

Not rated

Mercy Hospital

Acute Care Hospitals · ER available · 6.5 mi away · Coon Rapids

Maple Grove Hospital

Acute Care Hospitals · ER available · 8.9 mi away · Maple Grove

Adult Health · vs. the typical US place

Obesity35.7%US 36.8%
Diabetes9.1%US 12.6%
High blood pressure28.4%US 37.1%
Current smoking12.9%US 15.0%
No leisure-time physical activity21.8%US 26.6%
Depression25.8%US 23.0%
Asthma10.0%US 10.7%
Routine checkup in past year72.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.1:1 student/teacher ratio

Schools and degree attainment in Ramsey

Ramsey's student/teacher ratio is 16.1:1, close to the national average of 16:1, and 34.4% of adults 25+ hold a bachelor's degree or higher.

Public Schools

4

within city limits

Private Schools

0

within city limits

College Degree Rate

34.4%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Ramsey (within 15 miles)

Anoka-Ramsey Community College

7.8 mi away

Public · 2-year · 4,201 students · in-state tuition $6,750 · 26% graduate · median earnings $53,668 (10 yrs after entry)

North Hennepin Community College

11.3 mi away

Public · 2-year · 3,451 students · in-state tuition $5,244 · 25% graduate · median earnings $55,487 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Mississippi National River & Recreation Area, 28 mi

Nearby national parks, recreation areas and public libraries for Ramsey

Ramsey has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (28 mi away).

Nearby National Parks & Recreation Areas

Mississippi National River & Recreation Area

National River & Recreation Area

28 mi away

Saint Croix National Scenic Riverway

National Scenic Riverway

61 mi away

Cities Near Ramsey

The closest cities within 60 miles

Planning a move to Ramsey?

Read our full moving guide — what it's really like to live here.

Moving to Ramsey →

Ramsey FAQ

Is Ramsey, Minnesota affordable?⌄

Ramsey's median rent is $1,826/month, which is above the national average. The median household income is $116,415/year. Median home value is $359,600.

Is Ramsey, Minnesota safe?⌄

Ramsey's violent crime rate was 27 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 396 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Ramsey, Minnesota?⌄

Ramsey has an unemployment rate of 3.9%, which is close to the national average of 4.3%.

What is the cost of living in Ramsey, Minnesota?⌄

The cost of living in Ramsey is primarily driven by housing. Median rent is $1,826/month and median household income is $116,415/year. The median home value is $359,600. About 44% of renters spend more than 30% of their income on housing.

How is the commute in Ramsey, Minnesota?⌄

The average commute in Ramsey is 28 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from