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Living in
St. Paul.
About
Life in St. Paul
This is a city where you'll actually afford to live while working a good job, and that matters more than you might think. With a median household income around $73,000 and median home values hovering near $290,000, St. Paul is genuinely more accessible than many comparable Midwestern metros—you're looking at median rent around $1,280 a month, which is reasonable for a capital city with real employment options in healthcare, tech, finance, and manufacturing.
St. Paul at a Glance
Population, income, housing and more
Median Age
33.7 yrs
Poverty Rate
15.6%
Foreign-Born
18.2%
Broadband Internet
91.7%
of households
Population Growth
-1.5%
recent change · Census Bureau
Median household income
Demographics18.2% foreign-born, most often from Laos
Who lives in St. Paul: race and ethnicity, ages, households, languages and countries of origin
In St. Paul, the largest foreign-born group is from Laos (13.4%), and 12.1% of residents speak Other Asian/Pacific at home.
Under 18
23.5%
of residents
65 and Older
12.4%
of residents
Households with Kids
26.3%
anyone under 18
Living Alone
37.6%
of households
Married Couples
33.6%
of households
Avg Household Size
2.37
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for MN
Rent, home values, and income in St. Paul
In St. Paul, home values are 11% below the MN average.
Median rent (per month)
Median home value
Rent Burdened
47.7%
spending 30%+ of income on rent
Severely Rent Burdened
24.3%
spending 50%+
Cost of Living Index
104.8
metro area (BEA) · US avg = 100
Median Property Tax
$3,822
per year, owner-occupied homes
Homeowners
52.9%
of occupied homes are owned
Typical Home Built
1952
median year built
Vacant Homes
5.9%
of housing units
Jobs & Economyunemployment about average for MN
Unemployment in St. Paul and typical pay across the metro area
Unemployment in St. Paul is close to the MN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What St. Paul Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Minneapolis-St. Paul-Bloomington, MN-WI metro area
Commute21.1 min avg
How St. Paul residents get to work, and the nearest airports
In St. Paul, most residents drive alone to work (59%), and 76% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 8 mi
Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)
Major hub17.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 49% above national average
Crime rates for 2025
Violent crime in St. Paul runs 49% above the national average.
Violent Crime Rate
491.1
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,825.9
per 100,000 residents
Above average (1,552 national, 2025)
St. Paul Police Department
Natural DisastersWinter Storm most common — 18 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
94.6 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Ramsey County, county-wide · FEMA NRI December 2025
In Ramsey County, which includes St. Paul, the most common type is winter storm, with 18 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 18 | Winter Weather | None reported |
| 2024 | 8 | Thunderstorm Wind | $100,000 |
| 2023 | 16 | Winter Storm | None reported |
| 2022 | 17 | Hail | $1.0M |
| 2021 | 4 | Extreme Cold/Wind Chill | $500 |
| 2020 | 7 | Winter Storm | None reported |
| 2019 | 8 | Winter Storm | None reported |
| 2018 | 9 | Winter Storm | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Ramsey County, county-wide
Air Quality34 median AQI — Good
Days by air quality category (2025)
Air quality in Ramsey County, which includes St. Paul, is typically good — 256 good-air days per year.
Median AQI
34
Good Days
256
per year
Moderate Days
100
per year
Unhealthy Days
4
per year
Ramsey County, county-wide
Climate81°F summers, 12°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
St. Paul has warm summers (avg high 81°F) and very cold winters (avg low 12°F).
Spring (Mar–May)
56°/37°F
avg high / low
Summer (Jun–Aug)
81°/62°F
avg high / low
Fall (Sep–Nov)
58°/40°F
avg high / low
Winter (Dec–Feb)
27°/12°F
avg high / low
Annual Precipitation
29.2"
Annual Snowfall
40.4"
Hot Days/Year
12
days above 90°F
Freeze Days/Year
146
days below 32°F
Rainy Days/Year
102
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 24°F | 9°F | 0.48" |
| Feb | 29°F | 13°F | 0.52" |
| Mar | 42°F | 25°F | 1.43" |
| Apr | 57°F | 37°F | 2.58" |
| May | 69°F | 49°F | 3.97" |
| Jun | 79°F | 59°F | 4.63" |
| Jul | 83°F | 64°F | 3.97" |
| Aug | 80°F | 62°F | 4.10" |
| Sep | 72°F | 53°F | 3.08" |
| Oct | 58°F | 40°F | 2.47" |
| Nov | 42°F | 27°F | 1.32" |
| Dec | 29°F | 15°F | 0.65" |
Healthcare4 hospitals, avg 3.0/5
Hospitals, ratings, and health insurance in St. Paul
St. Paul has 4 hospitals, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
4
within city limits
Uninsured
6.7%
of residents
Avg Hospital Rating
3.0 / 5
Allina United Hospital
Acute Care Hospitals · ER available
Regions Hospital
Acute Care Hospitals · ER available
Gillette Childrens Specialty Hospital
Childrens
Capitol Park Mental Health Hospital
Psychiatric
Nearby hospitals · within 15 miles
Minneapolis VA Medical Center
Acute Care - Veterans Administration · ER available · 5.8 mi away · Minneapolis
M Health Fairview Woodwinds Hospital
Acute Care Hospitals · ER available · 6.4 mi away · Woodbury
M Health Fairview St John's Hospital
Acute Care Hospitals · ER available · 6.5 mi away · Maplewood
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.7:1 student/teacher ratio
Schools and degree attainment in St. Paul
St. Paul's student/teacher ratio is 14.7:1 (lower than the national average of 16:1), and 43.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
175
within city limits
Private Schools
19
within city limits
College Degree Rate
43.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in St. Paul
Private nonprofit · 4-year · 6,245 students · in-state tuition $56,460 · 78% graduate · median earnings $82,322 (10 yrs after entry)
Public · 4-year · 5,616 students · in-state tuition $10,382 · 58% graduate · median earnings $66,336 (10 yrs after entry)
Concordia University-Saint Paul
Private nonprofit · 4-year · 3,018 students · in-state tuition $26,400 · 62% graduate · median earnings $65,009 (10 yrs after entry)
Private nonprofit · 4-year · 2,473 students · in-state tuition $53,214 · 57% graduate · median earnings $64,729 (10 yrs after entry)
Private nonprofit · 4-year · 2,131 students · in-state tuition $70,862 · 89% graduate · median earnings $69,951 (10 yrs after entry)
Private nonprofit · 4-year · 1,776 students · in-state tuition $51,994 · 67% graduate · median earnings $64,996 (10 yrs after entry)
Nearby Colleges (within 15 miles)
University of Minnesota-Twin Cities
6.7 mi awayPublic · 4-year · 31,855 students · in-state tuition $18,482 · 83% graduate · median earnings $74,314 (10 yrs after entry)
Private for-profit · 4-year · 18,364 students · in-state tuition $14,328 · 32% graduate · median earnings $51,254 (10 yrs after entry)
Private for-profit · 4-year · 9,136 students · in-state tuition $13,140 · 33% graduate · median earnings $54,715 (10 yrs after entry)
Public · 2-year · 7,044 students · in-state tuition $6,567 · 26% graduate · median earnings $55,051 (10 yrs after entry)
Private nonprofit · 4-year · 2,494 students · in-state tuition $46,840 · 61% graduate · median earnings $63,332 (10 yrs after entry)
Public · 2-year · 2,193 students · in-state tuition $6,583 · 28% graduate · median earnings $56,727 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Mississippi National River & Recreation Area, 0 mi
Nearby national parks, recreation areas and public libraries for St. Paul
St. Paul has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (0 mi away).
Nearby National Parks & Recreation Areas
Mississippi National River & Recreation Area
National River & Recreation Area
0 mi awaySaint Croix National Scenic Riverway
National Scenic Riverway
63 mi awayPublic Libraries in St. Paul
St. Paul Public Library - Central
90 West Fourth Street, Saint Paul
Arlington Hills Branch Library
1200 Payne Avenue, Saint Paul
Dayton'S Bluff Branch Library
645 East 7th Street, Saint Paul
Hamline Midway Branch Library
1558 West Minnehaha Avenue, Saint Paul
Hayden Heights Branch Library
1456 White Bear Avenue, Saint Paul
Highland Branch Library
1974 Ford Parkway, Saint Paul
Merriam Park Branch Library
1831 Marshall Avenue, Saint Paul
Rice Street Branch Library
1011 Rice Street, Saint Paul
Riverview Branch Library
1 East George Street, Saint Paul
Rondo Community Library
461 North Dale Street, Saint Paul
St. Anthony Park Branch Library
2245 Como Avenue, Saint Paul
Sun Ray Branch Library
2105 Wilson Avenue, Saint Paul
Cities Near St. Paul
The closest cities within 60 miles
Planning a move to St. Paul?
Read our full moving guide — what it's really like to live here.
St. Paul FAQ
Is St. Paul, Minnesota affordable?⌄
St. Paul's median rent is $1,281/month, which is close to the national average. The median household income is $73,394/year. Median home value is $294,500.
Is St. Paul, Minnesota safe?⌄
St. Paul's violent crime rate was 491 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2826 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in St. Paul, Minnesota?⌄
St. Paul has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in St. Paul, Minnesota?⌄
The cost of living in St. Paul is primarily driven by housing. Median rent is $1,281/month and median household income is $73,394/year. The median home value is $294,500. About 48% of renters spend more than 30% of their income on housing.
How is the commute in St. Paul, Minnesota?⌄
The average commute in St. Paul is 21 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from