About

Life in St. Paul

This is a city where you'll actually afford to live while working a good job, and that matters more than you might think. With a median household income around $73,000 and median home values hovering near $290,000, St. Paul is genuinely more accessible than many comparable Midwestern metros—you're looking at median rent around $1,280 a month, which is reasonable for a capital city with real employment options in healthcare, tech, finance, and manufacturing.

St. Paul at a Glance

Population, income, housing and more

Median Age

33.7 yrs

Poverty Rate

15.6%

Foreign-Born

18.2%

Broadband Internet

91.7%

of households

Population Growth

-1.5%

recent change · Census Bureau

Median household income

St. Paul$73,394
Minnesota avg$89,062
US$80,734

Demographics18.2% foreign-born, most often from Laos

Who lives in St. Paul: race and ethnicity, ages, households, languages and countries of origin

In St. Paul, the largest foreign-born group is from Laos (13.4%), and 12.1% of residents speak Other Asian/Pacific at home.

Under 18

23.5%

of residents

65 and Older

12.4%

of residents

Households with Kids

26.3%

anyone under 18

Living Alone

37.6%

of households

Married Couples

33.6%

of households

Avg Household Size

2.37

people

Race & Ethnicity

White50.0%
Asian17.8%
Black15.7%
Hispanic or Latino9.5%
Two or more races6.1%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Laos13.4%
Thailand13.3%
Mexico10.3%
Ethiopia9.5%
Burma (Myanmar)8.2%
Somalia6.1%
El Salvador3.0%
Kenya3.0%
China2.5%
Vietnam2.5%

Languages Spoken at Home

English only72.3%
Other Asian/Pacific12.1%
Spanish6.5%
Other5.5%
Other Indo-European0.8%
French/Haitian0.6%
Vietnamese0.5%
Chinese0.5%

Cost of Livingrent about average for MN

Rent, home values, and income in St. Paul

In St. Paul, home values are 11% below the MN average.

Median rent (per month)

St. Paul$1,281
Minnesota avg$1,280
US$1,413

Median home value

St. Paul$294,500
Minnesota avg$329,300
US$332,700

Rent Burdened

47.7%

spending 30%+ of income on rent

Severely Rent Burdened

24.3%

spending 50%+

Cost of Living Index

104.8

metro area (BEA) · US avg = 100

Median Property Tax

$3,822

per year, owner-occupied homes

Homeowners

52.9%

of occupied homes are owned

Typical Home Built

1952

median year built

Vacant Homes

5.9%

of housing units

Jobs & Economyunemployment about average for MN

Unemployment in St. Paul and typical pay across the metro area

Unemployment in St. Paul is close to the MN average.

Unemployment rate

St. Paul3.7%
Minnesota avg3.9%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

3.5%
3.1%
2.7%
2.9%
7.2%
4.3%
2.4%
2.6%
3.1%
3.7%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What St. Paul Residents Do for Work · share of employed residents by industry

Education & health care28.5%
Manufacturing12.3%
Professional & business services12.2%
Retail9.3%
Arts, hospitality & food service8.9%
Finance & real estate6.7%
Transportation & utilities4.9%
Other services4.6%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$127,570
Healthcare$92,930
Business & Finance$81,780
Education$58,630
Office & Admin$49,210
Production$47,230
Transportation$46,500
Sales$40,720

Minneapolis-St. Paul-Bloomington, MN-WI metro area

Commute21.1 min avg

How St. Paul residents get to work, and the nearest airports

In St. Paul, most residents drive alone to work (59%), and 76% get there in under 30 minutes.

How People Get to Work

Drive alone58.9%
Carpool9.1%
Public transit5.4%
Walk3.8%
Work from home20.2%
Other2.6%

Commute Time Distribution

Under 15 min27.0%
15–29 min49.2%
30–44 min17.6%
45–59 min3.3%
60+ min2.9%

Nearest airports · with airline service

  • Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)

    Major hub17.5M passengers boarded in 2025

    8 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 49% above national average

Crime rates for 2025

Violent crime in St. Paul runs 49% above the national average.

Violent Crime Rate

491.1

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,825.9

per 100,000 residents

Above average (1,552 national, 2025)

St. Paul Police Department

Natural DisastersWinter Storm most common — 18 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

94.6 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · Very HighHail · HighHeat wave · HighLandslide · HighInland flooding · High

Ramsey County, county-wide · FEMA NRI December 2025

In Ramsey County, which includes St. Paul, the most common type is winter storm, with 18 recorded events in 2025.

Most common events:

Winter StormThunderstorm WindWinter WeatherHailExtreme Cold/Wind Chill

Storm events by year

YearEventsTop TypeProperty Damage
202518Winter WeatherNone reported
20248Thunderstorm Wind$100,000
202316Winter StormNone reported
202217Hail$1.0M
20214Extreme Cold/Wind Chill$500
20207Winter StormNone reported
20198Winter StormNone reported
20189Winter StormNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Ramsey County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Ramsey County, which includes St. Paul, is typically good — 256 good-air days per year.

Median AQI

34

Good Days

256

per year

Moderate Days

100

per year

Unhealthy Days

4

per year

Ramsey County, county-wide

Climate81°F summers, 12°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

St. Paul has warm summers (avg high 81°F) and very cold winters (avg low 12°F).

Spring (Mar–May)

56°/37°F

avg high / low

Summer (Jun–Aug)

81°/62°F

avg high / low

Fall (Sep–Nov)

58°/40°F

avg high / low

Winter (Dec–Feb)

27°/12°F

avg high / low

Annual Precipitation

29.2"

Annual Snowfall

40.4"

Hot Days/Year

12

days above 90°F

Freeze Days/Year

146

days below 32°F

Rainy Days/Year

102

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 0.48" precipitationFeb: 0.52" precipitationMar: 1.43" precipitationApr: 2.58" precipitationMay: 3.97" precipitationJun: 4.63" precipitationJul: 3.97" precipitationAug: 4.10" precipitationSep: 3.08" precipitationOct: 2.47" precipitationNov: 1.32" precipitationDec: 0.65" precipitation9°JJan: high 24°F, low 9°FFFeb: high 29°F, low 13°FMMar: high 42°F, low 25°FAApr: high 57°F, low 37°FMMay: high 69°F, low 49°FJJun: high 79°F, low 59°F83°JJul: high 83°F, low 64°FAAug: high 80°F, low 62°FSSep: high 72°F, low 53°FOOct: high 58°F, low 40°FNNov: high 42°F, low 27°FDDec: high 29°F, low 15°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan24°F9°F0.48"
Feb29°F13°F0.52"
Mar42°F25°F1.43"
Apr57°F37°F2.58"
May69°F49°F3.97"
Jun79°F59°F4.63"
Jul83°F64°F3.97"
Aug80°F62°F4.10"
Sep72°F53°F3.08"
Oct58°F40°F2.47"
Nov42°F27°F1.32"
Dec29°F15°F0.65"

Healthcare4 hospitals, avg 3.0/5

Hospitals, ratings, and health insurance in St. Paul

St. Paul has 4 hospitals, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

4

within city limits

Uninsured

6.7%

of residents

Avg Hospital Rating

3.0 / 5

Allina United Hospital

Acute Care Hospitals · ER available

Regions Hospital

Acute Care Hospitals · ER available

Gillette Childrens Specialty Hospital

Childrens

Not rated

Capitol Park Mental Health Hospital

Psychiatric

Not rated

Nearby hospitals · within 15 miles

Minneapolis VA Medical Center

Acute Care - Veterans Administration · ER available · 5.8 mi away · Minneapolis

M Health Fairview Woodwinds Hospital

Acute Care Hospitals · ER available · 6.4 mi away · Woodbury

M Health Fairview St John's Hospital

Acute Care Hospitals · ER available · 6.5 mi away · Maplewood

Adult Health · vs. the typical US place

Obesity32.8%US 36.8%
Diabetes10.5%US 12.6%
High blood pressure28.4%US 37.1%
Current smoking13.9%US 15.0%
No leisure-time physical activity22.0%US 26.6%
Depression26.3%US 23.0%
Asthma10.4%US 10.7%
Routine checkup in past year72.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.7:1 student/teacher ratio

Schools and degree attainment in St. Paul

St. Paul's student/teacher ratio is 14.7:1 (lower than the national average of 16:1), and 43.8% of adults 25+ hold a bachelor's degree or higher.

Public Schools

175

within city limits

Private Schools

19

within city limits

College Degree Rate

43.8%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in St. Paul

University of St Thomas

Private nonprofit · 4-year · 6,245 students · in-state tuition $56,460 · 78% graduate · median earnings $82,322 (10 yrs after entry)

Metropolitan State University

Public · 4-year · 5,616 students · in-state tuition $10,382 · 58% graduate · median earnings $66,336 (10 yrs after entry)

Concordia University-Saint Paul

Private nonprofit · 4-year · 3,018 students · in-state tuition $26,400 · 62% graduate · median earnings $65,009 (10 yrs after entry)

St Catherine University

Private nonprofit · 4-year · 2,473 students · in-state tuition $53,214 · 57% graduate · median earnings $64,729 (10 yrs after entry)

Macalester College

Private nonprofit · 4-year · 2,131 students · in-state tuition $70,862 · 89% graduate · median earnings $69,951 (10 yrs after entry)

Hamline University

Private nonprofit · 4-year · 1,776 students · in-state tuition $51,994 · 67% graduate · median earnings $64,996 (10 yrs after entry)

Nearby Colleges (within 15 miles)

University of Minnesota-Twin Cities

6.7 mi away

Public · 4-year · 31,855 students · in-state tuition $18,482 · 83% graduate · median earnings $74,314 (10 yrs after entry)

Capella University

8.3 mi away

Private for-profit · 4-year · 18,364 students · in-state tuition $14,328 · 32% graduate · median earnings $51,254 (10 yrs after entry)

Walden University

8.2 mi away

Private for-profit · 4-year · 9,136 students · in-state tuition $13,140 · 33% graduate · median earnings $54,715 (10 yrs after entry)

Normandale Community College

13.8 mi away

Public · 2-year · 7,044 students · in-state tuition $6,567 · 26% graduate · median earnings $55,051 (10 yrs after entry)

Augsburg University

6.8 mi away

Private nonprofit · 4-year · 2,494 students · in-state tuition $46,840 · 61% graduate · median earnings $63,332 (10 yrs after entry)

Inver Hills Community College

8.6 mi away

Public · 2-year · 2,193 students · in-state tuition $6,583 · 28% graduate · median earnings $56,727 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Mississippi National River & Recreation Area, 0 mi

Nearby national parks, recreation areas and public libraries for St. Paul

St. Paul has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (0 mi away).

Nearby National Parks & Recreation Areas

Mississippi National River & Recreation Area

National River & Recreation Area

0 mi away

Saint Croix National Scenic Riverway

National Scenic Riverway

63 mi away

Public Libraries in St. Paul

St. Paul Public Library - Central

90 West Fourth Street, Saint Paul

Central library~41 hrs/week

Arlington Hills Branch Library

1200 Payne Avenue, Saint Paul

Branch~56 hrs/week

Dayton'S Bluff Branch Library

645 East 7th Street, Saint Paul

Branch~48 hrs/week

Hamline Midway Branch Library

1558 West Minnehaha Avenue, Saint Paul

Branch~48 hrs/week

Hayden Heights Branch Library

1456 White Bear Avenue, Saint Paul

Branch~48 hrs/week

Highland Branch Library

1974 Ford Parkway, Saint Paul

Branch~56 hrs/week

Merriam Park Branch Library

1831 Marshall Avenue, Saint Paul

Branch~52 hrs/week

Rice Street Branch Library

1011 Rice Street, Saint Paul

Branch~52 hrs/week

Riverview Branch Library

1 East George Street, Saint Paul

Branch~48 hrs/week

Rondo Community Library

461 North Dale Street, Saint Paul

Branch~56 hrs/week

St. Anthony Park Branch Library

2245 Como Avenue, Saint Paul

Branch~48 hrs/week

Sun Ray Branch Library

2105 Wilson Avenue, Saint Paul

Branch~56 hrs/week

Cities Near St. Paul

The closest cities within 60 miles

Planning a move to St. Paul?

Read our full moving guide — what it's really like to live here.

Moving to St. Paul →

St. Paul FAQ

Is St. Paul, Minnesota affordable?⌄

St. Paul's median rent is $1,281/month, which is close to the national average. The median household income is $73,394/year. Median home value is $294,500.

Is St. Paul, Minnesota safe?⌄

St. Paul's violent crime rate was 491 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2826 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in St. Paul, Minnesota?⌄

St. Paul has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in St. Paul, Minnesota?⌄

The cost of living in St. Paul is primarily driven by housing. Median rent is $1,281/month and median household income is $73,394/year. The median home value is $294,500. About 48% of renters spend more than 30% of their income on housing.

How is the commute in St. Paul, Minnesota?⌄

The average commute in St. Paul is 21 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from