About

Life in Stillwater

If you're thinking about moving here, know that you're looking at a stable, affluent suburb sitting right on the St. Croix River in the Minneapolis–Saint Paul metro area—close enough to the cities for work and culture, but with its own established identity. The median household income hovers around $106,000, and the median home value sits at $414,200, which reflects a prosperous community, though you'll want to factor that into your budget; median rent runs about $1,622 a month.

Stillwater at a Glance

Population, income, housing and more

Median Age

42.5 yrs

Poverty Rate

7.3%

Foreign-Born

4.9%

Broadband Internet

93.4%

of households

Population Growth

-0.1%

recent change · Census Bureau

Median household income

Stillwater$105,853
Minnesota avg$89,062
US$80,734

Demographics4.9% foreign-born, most often from Uruguay

Who lives in Stillwater: race and ethnicity, ages, households, languages and countries of origin

In Stillwater, the largest foreign-born group is from Uruguay (18.5%), and 4.6% of residents speak Spanish at home.

Under 18

21.1%

of residents

65 and Older

19.8%

of residents

Households with Kids

28.7%

anyone under 18

Living Alone

28.5%

of households

Married Couples

48.2%

of households

Avg Household Size

2.35

people

Race & Ethnicity

White86.7%
Hispanic or Latino6.8%
Asian2.3%
Two or more races2.3%
Black1.1%
Other0.5%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Uruguay18.5%
China16.3%
Mexico10.2%
Kazakhstan5.6%
Canada5.5%
Korea4.5%
Peru4.5%
Germany4.0%
Guatemala4.0%
Hong Kong3.7%

Languages Spoken at Home

English only93.0%
Spanish4.6%
Chinese1.4%
Other Asian/Pacific0.5%
Russian/Slavic0.3%
German/Germanic0.1%
Tagalog/Filipino0.1%
Other Indo-European0.0%

Cost of Livingrent 27% above MN average

Rent, home values, and income in Stillwater

In Stillwater, rent runs 27% above the MN average, and home values are 26% above the MN average.

Median rent (per month)

Stillwater$1,622
Minnesota avg$1,280
US$1,413

Median home value

Stillwater$414,200
Minnesota avg$329,300
US$332,700

Rent Burdened

46.7%

spending 30%+ of income on rent

Severely Rent Burdened

14.1%

spending 50%+

Cost of Living Index

104.8

metro area (BEA) · US avg = 100

Median Property Tax

$4,026

per year, owner-occupied homes

Homeowners

76.7%

of occupied homes are owned

Typical Home Built

1980

median year built

Vacant Homes

5.5%

of housing units

Home Value Trend

$391,213
$454,039
202120222023202420252026

Latest: $454,039 (September 2026)

Jobs & Economyunemployment 0.5 pts below MN average

Unemployment in Stillwater and typical pay across the metro area

Unemployment in Washington County, which includes Stillwater, is 0.5 percentage points lower than the MN average.

Unemployment rate

Stillwater3.4%
Minnesota avg3.9%
US4.3%

Stillwater: Washington County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.4%
3%
2.6%
2.9%
5.8%
3.2%
2%
2.4%
2.8%
3.4%
2016201720182019202020212022202320242025

Washington County (county-wide) · Annual averages

What Stillwater Residents Do for Work · share of employed residents by industry

Education & health care23.6%
Professional & business services13.7%
Retail12.6%
Manufacturing9.8%
Arts, hospitality & food service8.2%
Construction6.3%
Wholesale trade5.2%
Finance & real estate5.1%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$127,570
Healthcare$92,930
Business & Finance$81,780
Education$58,630
Office & Admin$49,210
Production$47,230
Transportation$46,500
Sales$40,720

Minneapolis-St. Paul-Bloomington, MN-WI metro area

Commute20.1 min avg

How Stillwater residents get to work, and the nearest airports

In Stillwater, most residents drive alone to work (68%), and 72% get there in under 30 minutes.

How People Get to Work

Drive alone67.8%
Carpool6.8%
Public transit0.6%
Walk2.0%
Work from home21.9%
Other0.9%

Commute Time Distribution

Under 15 min42.8%
15–29 min28.7%
30–44 min22.3%
45–59 min3.9%
60+ min2.4%

Nearest airports · with airline service

  • Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)

    Major hub17.5M passengers boarded in 2025

    24 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 76% below national average

Crime rates for 2025

Violent crime in Stillwater runs 76% below the national average.

Violent Crime Rate

77.4

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

861.6

per 100,000 residents

Below average (1,552 national, 2025)

Stillwater Police Department

Natural DisastersWinter Storm most common — 20 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

83.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · Very HighHail · HighLightning · HighTornado · HighCold wave · Moderate

Washington County, county-wide · FEMA NRI December 2025

In Washington County, which includes Stillwater, the most common type is winter storm, with 20 recorded events in 2025.

Most common events:

Winter StormHailThunderstorm WindWinter WeatherExtreme Cold/Wind Chill

Storm events by year

YearEventsTop TypeProperty Damage
202520Winter WeatherNone reported
202411Thunderstorm WindNone reported
202315Winter StormNone reported
202212HailNone reported
20215Lightning$3,000
20209Winter Storm$100,000
201912Heavy Snow$1.5M
201810Winter Storm$500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Washington County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Washington County, which includes Stillwater, is typically good.

Median AQI

34

Washington County, county-wide

Climate78°F summers, 8°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Stillwater has mild summers (avg high 78°F) and very cold winters (avg low 8°F).

Spring (Mar–May)

54°/34°F

avg high / low

Summer (Jun–Aug)

78°/60°F

avg high / low

Fall (Sep–Nov)

57°/38°F

avg high / low

Winter (Dec–Feb)

26°/8°F

avg high / low

Annual Precipitation

33.2"

Annual Snowfall

49.7"

Hot Days/Year

4

days above 90°F

Freeze Days/Year

159

days below 32°F

Rainy Days/Year

111

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°5"Jan: 0.85" precipitationFeb: 0.92" precipitationMar: 1.62" precipitationApr: 2.97" precipitationMay: 4.17" precipitationJun: 4.79" precipitationJul: 4.38" precipitationAug: 4.41" precipitationSep: 3.32" precipitationOct: 2.74" precipitationNov: 1.82" precipitationDec: 1.21" precipitation5°JJan: high 22°F, low 5°FFFeb: high 28°F, low 8°FMMar: high 41°F, low 20°FAApr: high 55°F, low 34°FMMay: high 67°F, low 47°FJJun: high 76°F, low 58°F79°JJul: high 79°F, low 62°FAAug: high 78°F, low 60°FSSep: high 71°F, low 51°FOOct: high 58°F, low 38°FNNov: high 41°F, low 25°FDDec: high 28°F, low 13°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan22°F5°F0.85"
Feb28°F8°F0.92"
Mar41°F20°F1.62"
Apr55°F34°F2.97"
May67°F47°F4.17"
Jun76°F58°F4.79"
Jul79°F62°F4.38"
Aug78°F60°F4.41"
Sep71°F51°F3.32"
Oct58°F38°F2.74"
Nov41°F25°F1.82"
Dec28°F13°F1.21"

Healthcare1 hospital, avg 4.0/5

Hospitals, ratings, and health insurance in Stillwater

Stillwater has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

1

within city limits

Uninsured

2.3%

of residents

Avg Hospital Rating

4.0 / 5

Lakeview Memorial Hospital

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Hudson Hospital

Critical Access Hospitals · ER available · 8.8 mi away · Hudson

M Health Fairview St John's Hospital

Acute Care Hospitals · ER available · 10.1 mi away · Maplewood

M Health Fairview Woodwinds Hospital

Acute Care Hospitals · ER available · 12 mi away · Woodbury

Adult Health · vs. the typical US place

Obesity33.4%US 36.8%
Diabetes10.5%US 12.6%
High blood pressure30.6%US 37.1%
Current smoking11.1%US 15.0%
No leisure-time physical activity18.6%US 26.6%
Depression24.1%US 23.0%
Asthma9.7%US 10.7%
Routine checkup in past year77.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.8:1 student/teacher ratio

Schools and degree attainment in Stillwater

Stillwater's student/teacher ratio is 15.8:1, close to the national average of 16:1, and 51.0% of adults 25+ hold a bachelor's degree or higher.

Public Schools

13

within city limits

Private Schools

3

within city limits

College Degree Rate

51.0%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.8:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Stillwater (within 15 miles)

Metropolitan State University

13.7 mi away

Public · 4-year · 5,616 students · in-state tuition $10,382 · 58% graduate · median earnings $66,336 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Mississippi National River & Recreation Area, 15 mi

Nearby national parks, recreation areas and public libraries for Stillwater

Stillwater has 2 nearby national parks or recreation areas, closest being Mississippi National River & Recreation Area (15 mi away).

Nearby National Parks & Recreation Areas

Mississippi National River & Recreation Area

National River & Recreation Area

15 mi away

Saint Croix National Scenic Riverway

National Scenic Riverway

50 mi away

Public Libraries in Stillwater

Stillwater Public Library

224 Third Street North, Stillwater

Central library~55 hrs/week

Cities Near Stillwater

The closest cities within 60 miles

Planning a move to Stillwater?

Read our full moving guide — what it's really like to live here.

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Stillwater FAQ

Is Stillwater, Minnesota affordable?⌄

Stillwater's median rent is $1,622/month, which is close to the national average. The median household income is $105,853/year. Median home value is $414,200.

Is Stillwater, Minnesota safe?⌄

Stillwater's violent crime rate was 77 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 862 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Stillwater, Minnesota?⌄

Washington County, which includes Stillwater, has an unemployment rate of 3.4%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Stillwater, Minnesota?⌄

The cost of living in Stillwater is primarily driven by housing. Median rent is $1,622/month and median household income is $105,853/year. The median home value is $414,200. About 47% of renters spend more than 30% of their income on housing.

How is the commute in Stillwater, Minnesota?⌄

The average commute in Stillwater is 20 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from