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Living in
Chesterfield.
About
Life in Chesterfield
Chesterfield appeals primarily to established professionals and families with solid incomes—this is a prosperous suburb where the median household income sits well above $133,000 and home values average around $473,000. The job market is stable with major corporate headquarters based here and low unemployment near 3.5%, plus you're only about 22 minutes from employment centers elsewhere in the St. Louis metro.
Chesterfield at a Glance
Population, income, housing and more
Median Age
47.2 yrs
Poverty Rate
3.9%
Foreign-Born
16.0%
Broadband Internet
96.5%
of households
Population Growth
-1.4%
recent change · Census Bureau
Median household income
Demographics16.0% foreign-born, most often from India
Who lives in Chesterfield: race and ethnicity, ages, households, languages and countries of origin
In Chesterfield, the largest foreign-born group is from India (38.9%), and 4.6% of residents speak Other Indo-European at home.
Under 18
21.1%
of residents
65 and Older
25.5%
of residents
Households with Kids
29.0%
anyone under 18
Living Alone
27.2%
of households
Married Couples
61.0%
of households
Avg Household Size
2.35
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 59% above MO average
Rent, home values, and income in Chesterfield
In Chesterfield, rent runs 59% above the MO average, and home values are 105% above the MO average.
Median rent (per month)
Median home value
Rent Burdened
33.2%
spending 30%+ of income on rent
Severely Rent Burdened
19.7%
spending 50%+
Cost of Living Index
95.1
metro area (BEA) · US avg = 100
Median Property Tax
$5,449
per year, owner-occupied homes
Homeowners
77.6%
of occupied homes are owned
Typical Home Built
1982
median year built
Vacant Homes
3.7%
of housing units
Home Value Trend
Latest: $571,219 (September 2026)
Jobs & Economyunemployment 0.5 pts below MO average
Unemployment in Chesterfield and typical pay across the metro area
Unemployment in Chesterfield is 0.5 percentage points lower than the MO average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Chesterfield Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
St. Louis, MO-IL metro area
Commute21.6 min avg
How Chesterfield residents get to work, and the nearest airports
In Chesterfield, most residents drive alone to work (67%), and 74% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 12 mi
St. Louis Lambert International Airport (STL)
Medium hub7.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 64% below national average
Crime rates for 2025
Violent crime in Chesterfield runs 64% below the national average.
Violent Crime Rate
119.6
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
907.9
per 100,000 residents
Below average (1,552 national, 2025)
Chesterfield Police Department
Natural DisastersThunderstorm Wind most common — 24 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
99.3 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
St. Louis County, county-wide · FEMA NRI December 2025
In St. Louis County, which includes Chesterfield, the most common type is thunderstorm wind, with 24 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 24 | Thunderstorm Wind | $7.8M |
| 2024 | 18 | Tornado | $2.0M |
| 2023 | 22 | Thunderstorm Wind | $30,000 |
| 2022 | 14 | Thunderstorm Wind | $50.6M |
| 2021 | 18 | Thunderstorm Wind | $124,000 |
| 2020 | 11 | Thunderstorm Wind | $50,000 |
| 2019 | 26 | Thunderstorm Wind | $100,000 |
| 2018 | 25 | Thunderstorm Wind | $50,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
St. Louis County, county-wide
Chesterfield is about 5% of St. Louis County’s population, so county-wide figures may differ from local conditions.
Air Quality55 median AQI — Moderate
Days by air quality category (2025)
Air quality in St. Louis city, MO (the nearest EPA-monitored county, about 18 miles from Chesterfield) is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
55
Good Days
125
per year
Moderate Days
232
per year
Unhealthy Days
2
per year
Nearest EPA monitor county: St. Louis city, MO (18 mi away)
Climate87°F summers, 25°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Chesterfield has warm summers (avg high 87°F) and cold winters (avg low 25°F).
Spring (Mar–May)
67°/46°F
avg high / low
Summer (Jun–Aug)
87°/67°F
avg high / low
Fall (Sep–Nov)
69°/47°F
avg high / low
Winter (Dec–Feb)
43°/25°F
avg high / low
Annual Precipitation
42.3"
Annual Snowfall
8.1"
Hot Days/Year
41
days above 90°F
Freeze Days/Year
106
days below 32°F
Rainy Days/Year
101
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 40°F | 22°F | 2.56" |
| Feb | 46°F | 25°F | 2.19" |
| Mar | 56°F | 35°F | 3.59" |
| Apr | 67°F | 46°F | 4.59" |
| May | 77°F | 56°F | 5.22" |
| Jun | 85°F | 65°F | 4.28" |
| Jul | 89°F | 69°F | 3.85" |
| Aug | 88°F | 67°F | 3.54" |
| Sep | 81°F | 58°F | 3.31" |
| Oct | 70°F | 46°F | 3.20" |
| Nov | 56°F | 36°F | 3.47" |
| Dec | 45°F | 27°F | 2.54" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Chesterfield
Chesterfield has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
2.4%
of residents
Avg Hospital Rating
4.0 / 5
St Lukes Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Barnes-jewish West County Hospital
Acute Care Hospitals · ER available · 6.2 mi away · Creve Coeur
Centerpointe Hospital
Psychiatric · 6.4 mi away · Saint Charles
Progress West Hospital
Acute Care Hospitals · ER available · 7.4 mi away · Ofallon
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.4:1 student/teacher ratio
Schools and degree attainment in Chesterfield
Chesterfield's student/teacher ratio is 14.4:1 (lower than the national average of 16:1), and 72.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
12
within city limits
Private Schools
9
within city limits
College Degree Rate
72.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Chesterfield
Private nonprofit · 4-year · 229 students · in-state tuition $10,800 · 55% graduate · median earnings $59,488 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Maryville University of Saint Louis
4.1 mi awayPrivate nonprofit · 4-year · 5,658 students · in-state tuition $27,166 · 61% graduate · median earnings $67,386 (10 yrs after entry)
Private nonprofit · 4-year · 4,624 students · in-state tuition $22,794 · 56% graduate · median earnings $58,321 (10 yrs after entry)
Private nonprofit · 4-year · 2,304 students · in-state tuition $32,690 · 55% graduate · median earnings $56,096 (10 yrs after entry)
Private nonprofit · 4-year · 1,488 students · in-state tuition $36,084 · 56% graduate · median earnings $49,360 (10 yrs after entry)
Chamberlain University-Missouri
8.3 mi awayPrivate for-profit · 4-year · 284 students · in-state tuition $20,845 · 62% graduate · median earnings $96,897 (10 yrs after entry)
Arizona College of Nursing-St Louis
7.4 mi awayPrivate for-profit · 4-year · 131 students · in-state tuition $24,600 · median earnings $41,223 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Ulysses S Grant National Historic Site, 14 mi
Nearby national parks, recreation areas and public libraries for Chesterfield
Chesterfield has 6 nearby national parks or recreation areas, closest being Ulysses S Grant National Historic Site (14 mi away).
Nearby National Parks & Recreation Areas
Ulysses S Grant National Historic Site
National Historic Site
14 mi awayGateway Arch National Park
National Park
21 mi awaySte. Geneviève National Historical Park
National Historical Park
55 mi awayNew Philadelphia National Historic Site
National Historic Site
75 mi awayLincoln Home National Historic Site
National Historic Site
93 mi awaySpringfield 1908 Race Riot National Monument
National Monument
94 mi awayPublic Libraries in Chesterfield
Samuel C. Sachs Branch
16400 Burkhardt Pl, Chesterfield
Cities Near Chesterfield
The closest cities within 60 miles
Planning a move to Chesterfield?
Read our full moving guide — what it's really like to live here.
Chesterfield FAQ
Is Chesterfield, Missouri affordable?⌄
Chesterfield's median rent is $1,644/month, which is above the national average. The median household income is $133,037/year. Median home value is $472,500.
Is Chesterfield, Missouri safe?⌄
Chesterfield's violent crime rate was 120 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 908 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Chesterfield, Missouri?⌄
Chesterfield has an unemployment rate of 3.5%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Chesterfield, Missouri?⌄
The cost of living in Chesterfield is primarily driven by housing. Median rent is $1,644/month and median household income is $133,037/year. The median home value is $472,500. About 33% of renters spend more than 30% of their income on housing.
How is the commute in Chesterfield, Missouri?⌄
The average commute in Chesterfield is 22 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from