What it's like to live in Spanish Fort

Spanish Fort is a small city in Alabama with county unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Spanish Fort deals with very rainy, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Fast-growing population
  • Average class sizes

The not so good

  • Very rainy — 66" of rain per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Spanish Fort compares

Median household income

Spanish Fort$99,346
Alabama avg$63,999
US$80,734

Median rent (per month)

Spanish Fort$1,390
Alabama avg$1,007
US$1,413

Median home value

Spanish Fort$343,900
Alabama avg$209,900
US$332,700

What it takes to move to Spanish Fort

Based on Spanish Fort's median rent, home value and household income

To rent

$2,780

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $55,600 a year
  • 48% of Spanish Fort renters spend 30% or more of their income on rent

To buy

$68,780

a 20% down payment on the median home

  • With 10% down: $34,390
  • Homes cost 3.5× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,390/mo median rent

Rent is pretty middle of the road, at $1,390 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $343,900. Buyers should expect to stretch their budget here.

Median home value $343,900 · 48% of renters cost-burdened

Job market

2.5% county unemployment

Unemployment in Baldwin County is 2.5%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Baldwin County (county-wide)

Safety▼ 81% below US

62 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 765/100k · Spanish Fort Police Department · 2025 data

Getting aroundNear US average

26 min average commute

Commutes run about average, at 26 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
84%
Work from home
12%
Carpool
4.4%
Other
0.5%

Climate

Summers are hot and humid, with highs regularly hitting 88°F, and winters are chilly but manageable, with lows around 41°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°8"Jan: 5.35" precipitationFeb: 4.39" precipitationMar: 5.02" precipitationApr: 5.22" precipitationMay: 4.90" precipitationJun: 6.53" precipitationJul: 7.62" precipitationAug: 6.97" precipitationSep: 6.03" precipitationOct: 4.17" precipitationNov: 4.48" precipitationDec: 5.08" precipitation39°JJan: high 61°F, low 39°FFFeb: high 65°F, low 43°FMMar: high 70°F, low 47°FAApr: high 76°F, low 53°FMMay: high 83°F, low 61°FJJun: high 87°F, low 70°FJJul: high 89°F, low 72°F89°AAug: high 89°F, low 71°FSSep: high 86°F, low 67°FOOct: high 79°F, low 56°FNNov: high 70°F, low 46°FDDec: high 64°F, low 42°F

30-year averages, 1991–2020

Education & workforce▲ 36% above US

49% bachelor's degree or higher

The population is well-educated, with 49% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Gulf Islands National Seashore (47 miles away).

Bottom line

Spanish Fort's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are very rainy and fewer dining and entertainment options than a bigger city. A year of median rent ($1,390/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and college-educated professionals.

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