What it's like to live in Eloy
Eloy is a small city in Arizona with rent below the national average, home prices that remain within reach, a population that has grown fast since 2020, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Eloy deals with household incomes below the national average, commute times longer than most cities, air quality that falls short of national benchmarks, and college degree attainment below the national average.
The good
- Rent below the national average
- Affordable home prices
- Fast-growing population
- Average class sizes
The not so good
- Below-average household incomes
- Above-average commute times
- Air quality concerns
- Low college degree attainment
- High poverty rate
- Extreme summer heat
How Eloy compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Eloy
Based on Eloy's median rent, home value and household income
To rent
$1,956
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $39,120 a year
- 39% of Eloy renters spend 30% or more of their income on rent
To buy
$51,060
a 20% down payment on the median home
- With 10% down: $25,530
- Homes cost 4.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 31% below US
$978/mo median rent
Rent here is genuinely low, with median rent around $978 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $255,300. Not a steal, but not intimidating either.
Median home value $255,300 · 39% of renters cost-burdened
Job market
4.4% county unemployment
Unemployment in Pinal County is 4.4%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Pinal County (county-wide)
SafetyNear US average
351 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 772/100k · Eloy Police Department · 2025 data
Getting around▲ 11% above US
29 min average commute
Commutes run about average, at 28.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.
How workers get to work
Climate
Summers run seriously hot, with average highs pushing 105°F, and winters are chilly but manageable, with lows around 39°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Education & workforce▼ 64% below US
13% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
9 public schools inside the boundary
There are 9 public schools inside the boundary. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Casa Grande Ruins National Monument (18 miles away). There are 5 national parks and sites within a day's drive.
Bottom line
Eloy's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($978/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget. It may be a harder fit for people who struggle with heat.
Other places near Eloy
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