What it's like to live in Searcy

Searcy is a small city in Arkansas with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and a growing population. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Searcy deals with household incomes below the national average, crime rates above the national average, a poverty rate above the national average, and hot summers.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Growing population
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • High poverty rate
  • Hot summers
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options

How Searcy compares

Median household income

Searcy$52,170
Arkansas avg$60,773
US$80,734

Median rent (per month)

Searcy$905
Arkansas avg$947
US$1,413

Median home value

Searcy$188,500
Arkansas avg$188,000
US$332,700

What it takes to move to Searcy

Based on Searcy's median rent, home value and household income

To rent

$1,810

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $36,200 a year
  • 49% of Searcy renters spend 30% or more of their income on rent

To buy

$37,700

a 20% down payment on the median home

  • With 10% down: $18,850
  • Homes cost 3.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 36% below US

$905/mo median rent

Rent here is genuinely low, with median rent around $905 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $188,500. That kind of affordability is rare in today's market.

Median home value $188,500 · 49% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in White County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

White County (county-wide)

Safety▲ 41% above US

466 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 2131/100k · Searcy Police Department · 2025 data

Getting around▼ 37% below US

16 min average commute

Commutes run short here, averaging 16.3 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 6% work from home.

How workers get to work

Drive alone
81%
Carpool
8.0%
Work from home
5.6%
Walk
4.1%
Other
0.8%
Public transit
0.3%

Climate

Summers are hot and humid, with highs regularly hitting 92°F, and winters are chilly but manageable, with lows around 32°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 3.58" precipitationFeb: 3.90" precipitationMar: 5.07" precipitationApr: 5.42" precipitationMay: 5.93" precipitationJun: 3.02" precipitationJul: 3.87" precipitationAug: 3.41" precipitationSep: 3.83" precipitationOct: 4.13" precipitationNov: 4.77" precipitationDec: 4.91" precipitation30°JJan: high 49°F, low 30°FFFeb: high 54°F, low 33°FMMar: high 63°F, low 42°FAApr: high 73°F, low 50°FMMay: high 82°F, low 61°FJJun: high 90°F, low 69°F93°JJul: high 93°F, low 73°FAAug: high 92°F, low 71°FSSep: high 85°F, low 63°FOOct: high 74°F, low 51°FNNov: high 61°F, low 40°FDDec: high 52°F, low 33°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 18% below US

30% bachelor's degree or higher

College degree attainment runs below average at 30%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 12:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Little Rock Central High School National Historic Site (47 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Searcy's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($905/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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