What it's like to live in Siloam Springs

Siloam Springs is a small city in Arkansas with rent below the national average, home prices that remain within reach, county unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Siloam Springs deals with crime rates above the national average, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Short commutes
  • Fast-growing population
  • Average class sizes

The not so good

  • Crime above national average
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Siloam Springs compares

Median household income

Siloam Springs$72,065
Arkansas avg$60,773
US$80,734

Median rent (per month)

Siloam Springs$1,003
Arkansas avg$947
US$1,413

Median home value

Siloam Springs$221,700
Arkansas avg$188,000
US$332,700

What it takes to move to Siloam Springs

Based on Siloam Springs's median rent, home value and household income

To rent

$2,006

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $40,120 a year
  • 40% of Siloam Springs renters spend 30% or more of their income on rent

To buy

$44,340

a 20% down payment on the median home

  • With 10% down: $22,170
  • Homes cost 3.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 29% below US

$1,003/mo median rent

Rent here is genuinely low, with median rent around $1,003 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $221,700. That kind of affordability is rare in today's market.

Median home value $221,700 · 40% of renters cost-burdened

Job market

3.2% county unemployment

Unemployment in Benton County is 3.2%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Benton County (county-wide)

Safety▲ 33% above US

438 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 929/100k · Siloam Springs Police Department · 2025 data

Getting around▼ 15% below US

22 min average commute

Commutes are reasonable, averaging 22.1 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 7% work from home.

How workers get to work

Drive alone
80%
Work from home
7.4%
Carpool
7.2%
Walk
3.9%
Other
0.8%
Public transit
0.6%

Climate

Summers are hot and humid, with highs regularly hitting 89°F, and winters are cold, with lows around 29°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°6"Jan: 2.51" precipitationFeb: 2.24" precipitationMar: 3.53" precipitationApr: 4.98" precipitationMay: 5.92" precipitationJun: 4.29" precipitationJul: 4.17" precipitationAug: 3.34" precipitationSep: 3.86" precipitationOct: 4.00" precipitationNov: 3.74" precipitationDec: 2.85" precipitation27°JJan: high 48°F, low 27°FFFeb: high 52°F, low 30°FMMar: high 61°F, low 38°FAApr: high 70°F, low 46°FMMay: high 77°F, low 55°FJJun: high 86°F, low 64°F90°JJul: high 90°F, low 69°FAAug: high 90°F, low 67°FSSep: high 82°F, low 59°FOOct: high 72°F, low 47°FNNov: high 60°F, low 37°FDDec: high 50°F, low 29°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 24% below US

28% bachelor's degree or higher

College degree attainment runs below average at 28%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

6 public schools inside the boundary

There are 6 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Pea Ridge National Military Park (33 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Siloam Springs's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are crime rates above the national average and fewer dining and entertainment options than a bigger city. A year of median rent ($1,003/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and job seekers (county-wide unemployment is low). It may be a harder fit for anyone who doesn't drive.

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