What it's like to live in Atascadero

Atascadero is a small city in California with household incomes running above the national average, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Atascadero deals with rent well above the national average, home prices well above the national average, air quality that falls short of national benchmarks, and larger class sizes than the national average.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Short commutes

The not so good

  • Rent well above the national average
  • High home prices
  • Air quality concerns
  • High student-teacher ratio
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Atascadero compares

Median household income

Atascadero$91,429
California avg$99,122
US$80,734

Median rent (per month)

Atascadero$1,854
California avg$2,036
US$1,413

Median home value

Atascadero$716,500
California avg$734,700
US$332,700

What it takes to move to Atascadero

Based on Atascadero's median rent, home value and household income

To rent

$3,708

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $74,160 a year
  • 50% of Atascadero renters spend 30% or more of their income on rent

To buy

$143,300

a 20% down payment on the median home

  • With 10% down: $71,650
  • Homes cost 7.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 31% above US

$1,854/mo median rent

Rent runs on the higher side, at $1,854 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $716,500. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $716,500 · 50% of renters cost-burdened

Job market▼ 12% below US

3.8% unemployment

Unemployment here is 3.8%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 55% below US

148 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 730/100k · Atascadero Police Department · 2025 data

Getting around▼ 12% below US

23 min average commute

Commutes are reasonable, averaging 22.9 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
75%
Work from home
14%
Carpool
8.9%
Walk
1.0%
Public transit
0.6%
Other
0.4%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are chilly but manageable, with lows around 35°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°3.5"Jan: 3.44" precipitationFeb: 3.24" precipitationMar: 2.84" precipitationApr: 0.81" precipitationMay: 0.36" precipitationJun: 0.04" precipitationJul: 0.10" precipitationAug: 0.02" precipitationSep: 0.08" precipitationOct: 0.66" precipitationNov: 1.16" precipitationDec: 2.51" precipitationJJan: high 62°F, low 34°FFFeb: high 64°F, low 37°FMMar: high 68°F, low 40°FAApr: high 73°F, low 41°FMMay: high 80°F, low 46°FJJun: high 87°F, low 50°FJJul: high 91°F, low 53°F92°AAug: high 92°F, low 53°FSSep: high 89°F, low 50°FOOct: high 81°F, low 43°FNNov: high 69°F, low 37°F33°DDec: high 61°F, low 33°F

30-year averages, 1991–2020

Education & workforce▼ 12% below US

32% bachelor's degree or higher

Education levels run about average, with 32% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 22:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Pinnacles National Park (75 miles away).

Bottom line

Atascadero's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,854/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It tends to suit anyone prioritizing low crime. It may be a harder fit for renters on a tight budget and anyone who doesn't drive.

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