Coto de Caza is an unincorporated community in Orange County, CA. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Coto de Caza

Coto de Caza is an unincorporated community in California with household incomes running above the national average and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Coto de Caza deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.

The good

  • Higher-than-average incomes
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • Air quality concerns
  • High student-teacher ratio
  • High rent burden for renters

How Coto de Caza compares

Median household income

Coto de Caza$243,816
California avg$99,122
US$80,734

Median rent (per month)

Coto de Caza$3,500+
California avg$2,036
US$1,413

The Census tops out at $3,500+ for rent; it doesn't publish exact figures above that.

Median home value

Coto de Caza$1,535,600
California avg$734,700
US$332,700

What it takes to move to Coto de Caza

Based on Coto de Caza's median rent, home value and household income

To rent

$7,002

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $140,040 a year
  • 58% of Coto de Caza renters spend 30% or more of their income on rent

To buy

$307,120

a 20% down payment on the median home

  • With 10% down: $153,560
  • Homes cost 6.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingCensus top category

$3,500+/mo median rent

Rent is expensive here, at $3,500+ a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,535,600. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $1,535,600 · 58% of renters cost-burdened

Job market

4.1% county unemployment

Unemployment in Orange County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Orange County (county-wide)

Safety

290 violent crimes per 100k, whole jurisdiction

Coto de Caza doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Orange County Sheriff's Office jurisdiction as a whole, which runs close to the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 576/100k · Policed by Orange County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 21% above US

32 min average commute

Traffic is a real factor here. The 31.5 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 6 in 10 workers drive to work; 34% work from home.

How workers get to work

Drive alone
61%
Work from home
34%
Carpool
2.3%
Other
1.6%
Walk
1.2%
Public transit
0.3%

Climate

Summers are warm, with highs around 87°F, and winters are mild, with lows rarely dropping below 48°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°3.5"Jan: 2.67" precipitationFeb: 3.47" precipitationMar: 1.70" precipitationApr: 0.85" precipitationMay: 0.34" precipitationJun: 0.04" precipitationJul: 0.09" precipitationAug: 0.01" precipitationSep: 0.10" precipitationOct: 0.62" precipitationNov: 0.83" precipitationDec: 2.34" precipitationJJan: high 69°F, low 49°FFFeb: high 71°F, low 48°FMMar: high 73°F, low 50°FAApr: high 76°F, low 52°FMMay: high 79°F, low 56°FJJun: high 83°F, low 59°FJJul: high 88°F, low 62°F90°AAug: high 90°F, low 62°FSSep: high 89°F, low 62°FOOct: high 84°F, low 58°FNNov: high 76°F, low 53°F48°DDec: high 68°F, low 48°F

30-year averages, 1991–2020

Education & workforce▲ 86% above US

67% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

1 public school inside the boundary

There is 1 public school inside the boundary. The student-to-teacher ratio is 22:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Juan Bautista de Anza National Historic Trail (28 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Coto de Caza's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. It tends to suit remote workers (34% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.

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