What it's like to live in Monterey Park

Monterey Park is a smaller city in California. The numbers below lay out what daily life there actually looks like.

The tradeoffs are worth naming plainly. Monterey Park deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • Air quality concerns
  • Shrinking population
  • Below-average hospital ratings

How Monterey Park compares

Median household income

Monterey Park$81,855
California avg$99,122
US$80,734

Median rent (per month)

Monterey Park$1,888
California avg$2,036
US$1,413

Median home value

Monterey Park$863,000
California avg$734,700
US$332,700

What it takes to move to Monterey Park

Based on Monterey Park's median rent, home value and household income

To rent

$3,776

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $75,520 a year
  • 54% of Monterey Park renters spend 30% or more of their income on rent

To buy

$172,600

a 20% down payment on the median home

  • With 10% down: $86,300
  • Homes cost 10.5× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 34% above US

$1,888/mo median rent

Rent runs on the higher side, at $1,888 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $863,000. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $863,000 · 54% of renters cost-burdened

Job market▲ 16% above US

5.0% unemployment

Unemployment here is 5.0%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.

City-level (BLS)

Safety▼ 19% below US

265 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1812/100k · Monterey Park Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 28.4 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 18% work from home.

How workers get to work

Drive alone
64%
Work from home
18%
Carpool
12%
Public transit
2.6%
Other
1.9%
Walk
1.7%

Climate

Summers are warm, with highs around 85°F, and winters are mild, with lows rarely dropping below 46°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
30°50°70°90°4.5"Jan: 3.56" precipitationFeb: 4.22" precipitationMar: 2.53" precipitationApr: 0.61" precipitationMay: 0.48" precipitationJun: 0.13" precipitationJul: 0.04" precipitationAug: 0.00" precipitationSep: 0.13" precipitationOct: 0.61" precipitationNov: 0.92" precipitationDec: 2.44" precipitationJJan: high 69°F, low 46°FFFeb: high 68°F, low 47°FMMar: high 71°F, low 51°FAApr: high 74°F, low 53°FMMay: high 76°F, low 58°FJJun: high 81°F, low 62°FJJul: high 86°F, low 65°F88°AAug: high 88°F, low 66°FSSep: high 87°F, low 64°FOOct: high 81°F, low 57°FNNov: high 74°F, low 51°F45°DDec: high 68°F, low 45°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 1.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 22:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Santa Monica Mountains National Recreation Area (37 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Nothing in Monterey Park's numbers stands out as a clear strength, and the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,888/mo) equals 28% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (18% of workers here already work from home). It may be a harder fit for renters on a tight budget.

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