What it's like to live in San Carlos

San Carlos is a small city in California with household incomes running above the national average and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. San Carlos deals with rent well above the national average, home prices well above the national average, a population that has been shrinking, and larger class sizes than the national average.

The good

  • Higher-than-average incomes
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • High home prices
  • Shrinking population
  • High student-teacher ratio

How San Carlos compares

Median household income

San Carlos$237,470
California avg$99,122
US$80,734

Median rent (per month)

San Carlos$2,854
California avg$2,036
US$1,413

Median home value

San Carlos$2,000,000+
California avg$734,700
US$332,700

The Census tops out at $2,000,000+ for home value; it doesn't publish exact figures above that.

What it takes to move to San Carlos

Based on San Carlos's median rent, home value and household income

To rent

$5,708

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $114,160 a year
  • 36% of San Carlos renters spend 30% or more of their income on rent

To buy

$400,000

a 20% down payment on the median home

  • With 10% down: $200,000
  • Homes cost 8.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 102% above US

$2,854/mo median rent

Rent is expensive here, at $2,854 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $2,000,000+. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $2,000,000+ · 36% of renters cost-burdened

Job marketNear US average

3.9% unemployment

Unemployment here is 3.9%, close to the national average of 4.3%.

City-level (BLS)

Safety

181 violent crimes per 100k, whole jurisdiction

San Carlos doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the San Mateo County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1075/100k · Policed by San Mateo County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 6 in 10 workers drive to work; 35% work from home.

How workers get to work

Drive alone
52%
Work from home
35%
Carpool
4.2%
Other
4.1%
Public transit
3.2%
Walk
1.2%

Climate

Summers are warm, with highs around 80°F, and winters are chilly but manageable, with lows around 41°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)
30°40°50°60°70°80°90°4"Jan: 3.81" precipitationFeb: 3.65" precipitationMar: 3.02" precipitationApr: 1.15" precipitationMay: 0.46" precipitationJun: 0.16" precipitationJul: 0.00" precipitationAug: 0.04" precipitationSep: 0.07" precipitationOct: 0.87" precipitationNov: 1.87" precipitationDec: 3.92" precipitationJJan: high 59°F, low 41°FFFeb: high 62°F, low 43°FMMar: high 65°F, low 45°FAApr: high 69°F, low 47°FMMay: high 73°F, low 50°FJJun: high 79°F, low 54°F81°JJul: high 81°F, low 57°FAAug: high 81°F, low 57°FSSep: high 79°F, low 54°FOOct: high 75°F, low 50°FNNov: high 65°F, low 44°F40°DDec: high 59°F, low 40°F

30-year averages, 1991–2020

Education & workforce▲ 95% above US

70% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

10 public schools inside the boundary

There are 10 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 21:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Presidio of San Francisco (23 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

San Carlos's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,854/mo) equals 14% of the median household income here, less than the 21% typical nationwide. It tends to suit remote workers (35% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget.

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