What it's like to live in Santa Barbara
Santa Barbara is a smaller city in California with unemployment below the national average, household incomes running above the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Santa Barbara deals with rent well above the national average, home prices well above the national average, crime rates above the national average, and air quality that falls short of national benchmarks.
The good
- Low unemployment
- Higher-than-average incomes
- Short commutes
- Highly educated workforce
The not so good
- Rent well above the national average
- High home prices
- Crime above national average
- Air quality concerns
- High student-teacher ratio
- High rent burden for renters
How Santa Barbara compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Santa Barbara
Based on Santa Barbara's median rent, home value and household income
To rent
$4,826
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $96,520 a year
- 54% of Santa Barbara renters spend 30% or more of their income on rent
To buy
$314,160
a 20% down payment on the median home
- With 10% down: $157,080
- Homes cost 14.8× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 71% above US
$2,413/mo median rent
Rent is expensive here, at $2,413 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,570,800. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $1,570,800 · 54% of renters cost-burdened
Job market▼ 21% below US
3.4% unemployment
Unemployment here is 3.4%, a little below the national average of 4.3%.
City-level (BLS)
Safety▲ 92% above US
634 violent crimes per 100k
Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.
Property crime 1667/100k · Santa Barbara Police Department · 2025 data
Getting around▼ 33% below US
17 min average commute
Commutes run short here, averaging 17.3 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 7 in 10 workers drive to work; 19% work from home.
How workers get to work
Climate
Summers are comfortable, with highs around 76°F, and winters are mild, with lows rarely dropping below 47°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 44% above US
52% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
22 public schools inside the boundary
There are 22 public schools inside the boundary and 10 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Channel Islands National Park (31 miles away). There are 3 national parks and sites within a day's drive.
Bottom line
Santa Barbara's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,413/mo) equals 27% of the median household income here, more than the 21% typical nationwide. It tends to suit job seekers, remote workers (19% of workers here already work from home), and people who want short commutes. It may be a harder fit for renters on a tight budget.
See all the data for Santa Barbara →·All California cities →
Other places near Santa Barbara
All California guides →Moving to Eastern Goleta Valley →
5 mi away · pop. 28,295
Rent $2,964/mo · Income $146,284
Compare with Santa Barbara →Moving to University of California-Santa Barbara →
8 mi away · pop. 12,121
Rent $1,526/mo · Income $69,327
Compare with Santa Barbara →Moving to Isla Vista →
8 mi away · pop. 13,920
Rent $1,878/mo · Income $25,972
Compare with Santa Barbara →Moving to Goleta →
9 mi away · pop. 32,685
Rent $2,437/mo · Income $122,370
Compare with Santa Barbara →Not sure Santa Barbara is the one?
Put it side by side with another city.