What it's like to live in Wellington
Wellington is a small city in Colorado with household incomes running above the national average, a highly educated workforce, a growing population, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Wellington deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.
The good
- Higher-than-average incomes
- Highly educated workforce
- Growing population
- Average class sizes
The not so good
- Rent well above the national average
- High home prices
- Above-average commute times
- Air quality concerns
- High rent burden for renters
- Cold, harsh winters
How Wellington compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Wellington
Based on Wellington's median rent, home value and household income
To rent
$4,946
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $98,920 a year
- 52% of Wellington renters spend 30% or more of their income on rent
To buy
$92,840
a 20% down payment on the median home
- With 10% down: $46,420
- Homes cost 4.3× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 75% above US
$2,473/mo median rent
Rent is expensive here, at $2,473 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $464,200. Buyers should expect to stretch their budget here.
Median home value $464,200 · 52% of renters cost-burdened
Job market
3.9% county unemployment
Unemployment in Larimer County is 3.9%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Larimer County (county-wide)
Safety
176 violent crimes per 100k, whole jurisdiction
Wellington doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Larimer County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 732/100k · Policed by Larimer County Sheriff's Office (county-wide rate) · 2025 data
Getting around▲ 19% above US
31 min average commute
Traffic is a real factor here. The 30.9 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 19% work from home.
How workers get to work
Climate
Summers are warm, with highs around 85°F, and winters are cold and harsh, with lows dropping to 16°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Education & workforce▲ 29% above US
46% bachelor's degree or higher
The population is well-educated, with 46% holding college degrees. That points to a strong professional base and generally a healthy local economy.
Schools
3 public schools inside the boundary
There are 3 public schools inside the boundary. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Rocky Mountain National Park (43 miles away).
Bottom line
Wellington's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,473/mo) equals 28% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (19% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget, anyone who doesn't drive, and anyone who dislikes long, cold winters.
Other places near Wellington
All Colorado guides →Moving to Fort Collins →
11 mi away · pop. 170,229
Rent $1,690/mo · Income $85,070
Compare with Wellington →Moving to Windsor →
16 mi away · pop. 37,914
Rent $1,793/mo · Income $127,028
Compare with Wellington →Moving to Loveland →
20 mi away · pop. 78,410
Rent $1,730/mo · Income $84,604
Compare with Wellington →Moving to Greeley →
23 mi away · pop. 110,806
Rent $1,388/mo · Income $69,881
Compare with Wellington →Not sure Wellington is the one?
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