Cheval is an unincorporated community in Hillsborough County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Cheval

Cheval is an unincorporated community in Florida with household incomes running above the national average, a highly educated workforce, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Cheval deals with home prices well above the national average, air quality that falls short of national benchmarks, and hot summers.

The good

  • Higher-than-average incomes
  • Highly educated workforce
  • Average class sizes

The not so good

  • High home prices
  • Air quality concerns
  • Hot summers

How Cheval compares

Median household income

Cheval$101,907
Florida avg$74,568
US$80,734

Median rent (per month)

Cheval$1,442
Florida avg$1,669
US$1,413

Median home value

Cheval$525,700
Florida avg$359,000
US$332,700

What it takes to move to Cheval

Based on Cheval's median rent, home value and household income

To rent

$2,884

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $57,680 a year
  • 45% of Cheval renters spend 30% or more of their income on rent

To buy

$105,140

a 20% down payment on the median home

  • With 10% down: $52,570
  • Homes cost 5.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,442/mo median rent

Rent is pretty middle of the road, at $1,442 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are steep, with a median around $525,700. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $525,700 · 45% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Hillsborough County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hillsborough County (county-wide)

Safety

126 violent crimes per 100k, whole jurisdiction

Cheval doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hillsborough County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 436/100k · Policed by Hillsborough County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 28 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 27% work from home.

How workers get to work

Drive alone
65%
Work from home
27%
Carpool
4.3%
Other
2.3%
Walk
1.7%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 55°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9.5"Jan: 2.65" precipitationFeb: 2.62" precipitationMar: 2.52" precipitationApr: 2.55" precipitationMay: 2.60" precipitationJun: 7.37" precipitationJul: 7.75" precipitationAug: 9.03" precipitationSep: 6.09" precipitationOct: 2.34" precipitationNov: 1.40" precipitationDec: 2.56" precipitation53°JJan: high 71°F, low 53°FFFeb: high 74°F, low 56°FMMar: high 78°F, low 59°FAApr: high 83°F, low 65°FMMay: high 88°F, low 71°FJJun: high 91°F, low 75°FJJul: high 91°F, low 77°F91°AAug: high 91°F, low 77°FSSep: high 90°F, low 75°FOOct: high 86°F, low 69°FNNov: high 79°F, low 61°FDDec: high 74°F, low 56°F

30-year averages, 1991–2020

Education & workforce▲ 54% above US

55% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

1 public school inside the boundary

There is 1 public school inside the boundary. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (45 miles away).

Bottom line

Cheval's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are home prices well above the national average and air quality that falls short of national benchmarks. A year of median rent ($1,442/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit remote workers (27% of workers here already work from home) and college-educated professionals.

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