What it's like to live in Coconut Creek

Coconut Creek is a smaller city in Florida with unemployment below the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Coconut Creek deals with rent well above the national average, commute times longer than most cities, larger class sizes than the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Low unemployment
  • Low crime rates
  • Highly educated workforce

The not so good

  • Rent well above the national average
  • Above-average commute times
  • High student-teacher ratio
  • High rent burden for renters
  • Hot summers
  • Above-average rainfall

How Coconut Creek compares

Median household income

Coconut Creek$75,014
Florida avg$74,568
US$80,734

Median rent (per month)

Coconut Creek$2,102
Florida avg$1,669
US$1,413

Median home value

Coconut Creek$309,600
Florida avg$359,000
US$332,700

What it takes to move to Coconut Creek

Based on Coconut Creek's median rent, home value and household income

To rent

$4,204

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $84,080 a year
  • 53% of Coconut Creek renters spend 30% or more of their income on rent

To buy

$61,920

a 20% down payment on the median home

  • With 10% down: $30,960
  • Homes cost 4.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 49% above US

$2,102/mo median rent

Rent is expensive here, at $2,102 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are reasonable, with a median around $309,600. Not a steal, but not intimidating either.

Median home value $309,600 · 53% of renters cost-burdened

Job market▼ 19% below US

3.5% unemployment

Unemployment here is 3.5%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 65% below US

141 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 1064/100k · Coconut Creek Police Department · 2020 data

Getting around▲ 14% above US

30 min average commute

Commutes run about average, at 29.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
73%
Work from home
14%
Carpool
9.9%
Other
1.9%
Walk
1.0%
Public transit
0.7%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 62°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
50°60°70°80°90°100°8.5"Jan: 1.93" precipitationFeb: 2.01" precipitationMar: 2.90" precipitationApr: 3.36" precipitationMay: 5.46" precipitationJun: 8.05" precipitationJul: 5.26" precipitationAug: 6.30" precipitationSep: 7.58" precipitationOct: 6.65" precipitationNov: 3.67" precipitationDec: 2.45" precipitation60°JJan: high 76°F, low 60°FFFeb: high 78°F, low 62°FMMar: high 80°F, low 65°FAApr: high 84°F, low 70°FMMay: high 86°F, low 73°FJJun: high 89°F, low 76°FJJul: high 91°F, low 78°F91°AAug: high 91°F, low 78°FSSep: high 89°F, low 77°FOOct: high 86°F, low 74°FNNov: high 81°F, low 68°FDDec: high 78°F, low 64°F

30-year averages, 1991–2020

Education & workforceNear US average

39% bachelor's degree or higher

Education levels run about average, with 39% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

10 public schools inside the boundary

There are 10 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Biscayne National Park (55 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Coconut Creek's strongest points are unemployment below the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($2,102/mo) equals 34% of the median household income here, more than the 21% typical nationwide. It tends to suit anyone prioritizing low crime. It may be a harder fit for renters on a tight budget and anyone who doesn't drive.

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