Florida Ridge is an unincorporated community in Indian River County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Florida Ridge

Florida Ridge is an unincorporated community in Florida with home prices that remain within reach, air quality that stays clean most of the year, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Florida Ridge deals with household incomes below the national average, a population that has been shrinking, above-average rainfall, and fewer dining and entertainment options than a bigger city.

The good

  • Affordable home prices
  • Clean air
  • Average class sizes

The not so good

  • Below-average household incomes
  • Shrinking population
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Florida Ridge compares

Median household income

Florida Ridge$66,625
Florida avg$74,568
US$80,734

Median rent (per month)

Florida Ridge$1,342
Florida avg$1,669
US$1,413

Median home value

Florida Ridge$287,900
Florida avg$359,000
US$332,700

What it takes to move to Florida Ridge

Based on Florida Ridge's median rent, home value and household income

To rent

$2,684

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $53,680 a year
  • 32% of Florida Ridge renters spend 30% or more of their income on rent

To buy

$57,580

a 20% down payment on the median home

  • With 10% down: $28,790
  • Homes cost 4.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,342/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,342 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $287,900. Not a steal, but not intimidating either.

Median home value $287,900 · 32% of renters cost-burdened

Job market

4.7% county unemployment

Unemployment in Indian River County is 4.7%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Indian River County (county-wide)

Safety

195 violent crimes per 100k, whole jurisdiction

Florida Ridge doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Indian River County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 851/100k · Policed by Indian River County Sheriff's Office (county-wide rate) · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
69%
Carpool
14%
Work from home
14%
Other
3.1%
Walk
0.2%
Public transit
0.1%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 56°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°8"Jan: 2.68" precipitationFeb: 2.48" precipitationMar: 3.69" precipitationApr: 2.94" precipitationMay: 4.32" precipitationJun: 6.78" precipitationJul: 6.21" precipitationAug: 7.55" precipitationSep: 7.62" precipitationOct: 6.11" precipitationNov: 3.19" precipitationDec: 2.83" precipitation54°JJan: high 73°F, low 54°FFFeb: high 75°F, low 56°FMMar: high 78°F, low 59°FAApr: high 82°F, low 64°FMMay: high 86°F, low 69°FJJun: high 89°F, low 74°F91°JJul: high 91°F, low 75°FAAug: high 90°F, low 76°FSSep: high 89°F, low 75°FOOct: high 85°F, low 70°FNNov: high 80°F, low 63°FDDec: high 75°F, low 58°F

30-year averages, 1991–2020

Education & workforce▼ 21% below US

29% bachelor's degree or higher

College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Canaveral National Seashore (86 miles away).

Bottom line

Florida Ridge's strongest points are home prices that remain within reach and air quality that stays clean most of the year; the main tradeoffs are household incomes below the national average and a population that has been shrinking. A year of median rent ($1,342/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for anyone who doesn't drive.

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