What it's like to live in Lake Mary

Lake Mary is a small city in Florida with county unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and air quality that stays clean most of the year. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Lake Mary deals with rent well above the national average, home prices well above the national average, hot summers, and above-average rainfall.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Clean air
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • Hot summers
  • Above-average rainfall

How Lake Mary compares

Median household income

Lake Mary$109,173
Florida avg$74,568
US$80,734

Median rent (per month)

Lake Mary$2,120
Florida avg$1,669
US$1,413

Median home value

Lake Mary$494,900
Florida avg$359,000
US$332,700

What it takes to move to Lake Mary

Based on Lake Mary's median rent, home value and household income

To rent

$4,240

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $84,800 a year
  • 48% of Lake Mary renters spend 30% or more of their income on rent

To buy

$98,980

a 20% down payment on the median home

  • With 10% down: $49,490
  • Homes cost 4.5× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 50% above US

$2,120/mo median rent

Rent is expensive here, at $2,120 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $494,900. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $494,900 · 48% of renters cost-burdened

Job market

3.7% county unemployment

Unemployment in Seminole County is 3.7%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Seminole County (county-wide)

Safety▼ 55% below US

147 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 652/100k · Lake Mary Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 27% work from home.

How workers get to work

Drive alone
63%
Work from home
27%
Carpool
7.2%
Other
1.7%
Walk
1.2%
Public transit
0.5%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 51°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°8.5"Jan: 2.77" precipitationFeb: 2.51" precipitationMar: 3.17" precipitationApr: 2.54" precipitationMay: 3.44" precipitationJun: 8.16" precipitationJul: 8.19" precipitationAug: 8.14" precipitationSep: 6.35" precipitationOct: 4.26" precipitationNov: 2.01" precipitationDec: 2.49" precipitation49°JJan: high 70°F, low 49°FFFeb: high 73°F, low 52°FMMar: high 77°F, low 56°FAApr: high 82°F, low 61°FMMay: high 87°F, low 67°FJJun: high 90°F, low 72°F92°JJul: high 92°F, low 74°FAAug: high 92°F, low 75°FSSep: high 89°F, low 73°FOOct: high 84°F, low 67°FNNov: high 77°F, low 59°FDDec: high 72°F, low 53°F

30-year averages, 1991–2020

Education & workforce▲ 41% above US

51% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Canaveral National Seashore (35 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Lake Mary's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,120/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (27% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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