What it's like to live in Largo

Largo is a smaller city in Florida with home prices that remain within reach, unemployment below the national average, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Largo deals with household incomes below the national average, a rent burden that leaves many renters stretched thin, hot summers, and above-average rainfall.

The good

  • Affordable home prices
  • Low unemployment
  • Average class sizes

The not so good

  • Below-average household incomes
  • High rent burden for renters
  • Hot summers
  • Above-average rainfall
  • Car-dependent — few commuters use transit

How Largo compares

Median household income

Largo$62,096
Florida avg$74,568
US$80,734

Median rent (per month)

Largo$1,618
Florida avg$1,669
US$1,413

Median home value

Largo$229,100
Florida avg$359,000
US$332,700

What it takes to move to Largo

Based on Largo's median rent, home value and household income

To rent

$3,236

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $64,720 a year
  • 59% of Largo renters spend 30% or more of their income on rent

To buy

$45,820

a 20% down payment on the median home

  • With 10% down: $22,910
  • Homes cost 3.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 15% above US

$1,618/mo median rent

Rent is pretty middle of the road, at $1,618 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices here are genuinely accessible, with a median around $229,100. That kind of affordability is rare in today's market.

Median home value $229,100 · 59% of renters cost-burdened

Job market▼ 14% below US

3.7% unemployment

Unemployment here is 3.7%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 23% below US

254 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1656/100k · Largo Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.9 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 13% work from home.

How workers get to work

Drive alone
75%
Work from home
13%
Carpool
7.5%
Other
2.4%
Public transit
1.2%
Walk
0.9%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 55°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°10"Jan: 2.62" precipitationFeb: 2.38" precipitationMar: 2.43" precipitationApr: 2.57" precipitationMay: 2.73" precipitationJun: 8.86" precipitationJul: 9.73" precipitationAug: 8.83" precipitationSep: 6.40" precipitationOct: 2.49" precipitationNov: 1.64" precipitationDec: 2.94" precipitation53°JJan: high 71°F, low 53°FFFeb: high 73°F, low 55°FMMar: high 77°F, low 59°FAApr: high 82°F, low 64°FMMay: high 87°F, low 70°FJJun: high 90°F, low 75°FJJul: high 90°F, low 76°F91°AAug: high 91°F, low 76°FSSep: high 89°F, low 75°FOOct: high 84°F, low 70°FNNov: high 77°F, low 61°FDDec: high 73°F, low 56°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 24% below US

27% bachelor's degree or higher

College degree attainment runs below average at 27%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

14 public schools inside the boundary

There are 14 public schools inside the boundary and 6 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (28 miles away).

Bottom line

Largo's strongest points are home prices that remain within reach and unemployment below the national average; the main tradeoffs are household incomes below the national average and a rent burden that leaves many renters stretched thin. A year of median rent ($1,618/mo) equals 31% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for anyone who doesn't drive.

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