What it's like to live in Melbourne

Melbourne is a smaller city in Florida with commutes that run shorter than most cities, air quality that stays clean most of the year, several well-rated hospitals, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Melbourne deals with household incomes below the national average, crime rates above the national average, a rent burden that leaves many renters stretched thin, and hot summers.

The good

  • Short commutes
  • Clean air
  • Several well-rated hospitals
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • High rent burden for renters
  • Hot summers
  • Above-average rainfall

How Melbourne compares

Median household income

Melbourne$66,991
Florida avg$74,568
US$80,734

Median rent (per month)

Melbourne$1,525
Florida avg$1,669
US$1,413

Median home value

Melbourne$306,400
Florida avg$359,000
US$332,700

What it takes to move to Melbourne

Based on Melbourne's median rent, home value and household income

To rent

$3,050

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $61,000 a year
  • 54% of Melbourne renters spend 30% or more of their income on rent

To buy

$61,280

a 20% down payment on the median home

  • With 10% down: $30,640
  • Homes cost 4.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,525/mo median rent

Rent is pretty middle of the road, at $1,525 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $306,400. Not a steal, but not intimidating either.

Median home value $306,400 · 54% of renters cost-burdened

Job marketNear US average

4.1% unemployment

Unemployment here is 4.1%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 37% above US

452 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 1830/100k · Melbourne Police Department · 2025 data

Getting around▼ 12% below US

23 min average commute

Commutes are reasonable, averaging 22.8 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
72%
Work from home
14%
Carpool
7.4%
Walk
3.0%
Other
2.4%
Public transit
1.1%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are mild, with lows rarely dropping below 52°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9"Jan: 2.77" precipitationFeb: 2.28" precipitationMar: 2.93" precipitationApr: 2.53" precipitationMay: 3.82" precipitationJun: 7.52" precipitationJul: 6.81" precipitationAug: 7.49" precipitationSep: 8.55" precipitationOct: 5.28" precipitationNov: 2.57" precipitationDec: 2.73" precipitation51°JJan: high 72°F, low 51°FFFeb: high 75°F, low 53°FMMar: high 78°F, low 56°FAApr: high 82°F, low 61°FMMay: high 86°F, low 67°FJJun: high 89°F, low 72°F91°JJul: high 91°F, low 73°FAAug: high 91°F, low 73°FSSep: high 89°F, low 73°FOOct: high 84°F, low 68°FNNov: high 79°F, low 60°FDDec: high 74°F, low 54°F

30-year averages, 1991–2020

Healthcare

3 hospitals

There are 3 Medicare-certified hospitals inside city limits. They average 3.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforceNear US average

35% bachelor's degree or higher

Education levels run about average, with 35% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

15 public schools inside the boundary

There are 15 public schools inside the boundary and 13 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Canaveral National Seashore (47 miles away).

Bottom line

Melbourne's strongest points are commutes that run shorter than most cities and air quality that stays clean most of the year; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,525/mo) equals 27% of the median household income here, more than the 21% typical nationwide. Whether it fits comes down to the specifics: the neighborhood, the job, and what matters most in the move.

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