Ruskin is an unincorporated community in Hillsborough County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Ruskin

Ruskin is an unincorporated community in Florida. The numbers below lay out what daily life there actually looks like.

The tradeoffs are worth naming plainly. Ruskin deals with long average commutes, air quality that falls short of national benchmarks, larger class sizes than the national average, and a rent burden that leaves many renters stretched thin.

The not so good

  • Long commutes
  • Air quality concerns
  • High student-teacher ratio
  • High rent burden for renters
  • Hot summers
  • Above-average rainfall

How Ruskin compares

Median household income

Ruskin$79,235
Florida avg$74,568
US$80,734

Median rent (per month)

Ruskin$1,419
Florida avg$1,669
US$1,413

Median home value

Ruskin$323,000
Florida avg$359,000
US$332,700

What it takes to move to Ruskin

Based on Ruskin's median rent, home value and household income

To rent

$2,838

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $56,760 a year
  • 53% of Ruskin renters spend 30% or more of their income on rent

To buy

$64,600

a 20% down payment on the median home

  • With 10% down: $32,300
  • Homes cost 4.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,419/mo median rent

Rent is pretty middle of the road, at $1,419 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $323,000. Not a steal, but not intimidating either.

Median home value $323,000 · 53% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Hillsborough County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hillsborough County (county-wide)

Safety

126 violent crimes per 100k, whole jurisdiction

Ruskin doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hillsborough County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 436/100k · Policed by Hillsborough County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 37% above US

36 min average commute

Traffic is a real factor here. The 35.6 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 18% work from home.

How workers get to work

Drive alone
71%
Work from home
18%
Carpool
9.4%
Other
1.5%
Walk
0.4%

Climate

Summers are hot and humid, with highs regularly hitting 91°F, and winters are mild, with lows rarely dropping below 53°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9"Jan: 2.66" precipitationFeb: 2.21" precipitationMar: 2.96" precipitationApr: 2.74" precipitationMay: 3.01" precipitationJun: 7.92" precipitationJul: 8.16" precipitationAug: 8.79" precipitationSep: 7.70" precipitationOct: 2.86" precipitationNov: 2.00" precipitationDec: 2.58" precipitation51°JJan: high 72°F, low 51°FFFeb: high 75°F, low 53°FMMar: high 78°F, low 57°FAApr: high 83°F, low 62°FMMay: high 88°F, low 67°FJJun: high 90°F, low 72°FJJul: high 91°F, low 74°F91°AAug: high 91°F, low 74°FSSep: high 90°F, low 73°FOOct: high 85°F, low 67°FNNov: high 79°F, low 58°FDDec: high 74°F, low 54°F

30-year averages, 1991–2020

Education & workforce▼ 38% below US

22% bachelor's degree or higher

College degree attainment runs below average at 22%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 21:1, above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is De Soto National Memorial (19 miles away).

Bottom line

Nothing in Ruskin's numbers stands out as a clear strength, and the main tradeoffs are long average commutes and air quality that falls short of national benchmarks. A year of median rent ($1,419/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (18% of workers here already work from home). It may be a harder fit for people who dread long commutes.

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