Silver Springs Shores is an unincorporated community in Marion County, FL. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Silver Springs Shores

Silver Springs Shores is an unincorporated community in Florida with home prices that remain within reach. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Silver Springs Shores deals with household incomes below the national average, commute times longer than most cities, college degree attainment below the national average, and larger class sizes than the national average.

The good

  • Affordable home prices

The not so good

  • Below-average household incomes
  • Above-average commute times
  • Low college degree attainment
  • High student-teacher ratio
  • High rent burden for renters
  • Hot summers

How Silver Springs Shores compares

Median household income

Silver Springs Shores$63,611
Florida avg$74,568
US$80,734

Median rent (per month)

Silver Springs Shores$1,430
Florida avg$1,669
US$1,413

Median home value

Silver Springs Shores$201,300
Florida avg$359,000
US$332,700

What it takes to move to Silver Springs Shores

Based on Silver Springs Shores's median rent, home value and household income

To rent

$2,860

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $57,200 a year
  • 51% of Silver Springs Shores renters spend 30% or more of their income on rent

To buy

$40,260

a 20% down payment on the median home

  • With 10% down: $20,130
  • Homes cost 3.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,430/mo median rent

Rent is pretty middle of the road, at $1,430 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices here are genuinely accessible, with a median around $201,300. That kind of affordability is rare in today's market.

Median home value $201,300 · 51% of renters cost-burdened

Job market

4.9% county unemployment

Unemployment in Marion County is 4.9%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Marion County (county-wide)

Safety

224 violent crimes per 100k, whole jurisdiction

Silver Springs Shores doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Marion County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 632/100k · Policed by Marion County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 19% above US

31 min average commute

Traffic is a real factor here. The 31 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 9 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
69%
Carpool
16%
Work from home
14%
Other
0.4%
Walk
0.2%
Public transit
0.1%

Climate

Summers are hot and humid, with highs regularly hitting 92°F, and winters are mild, with lows rarely dropping below 47°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
30°50°70°90°7.5"Jan: 3.38" precipitationFeb: 2.94" precipitationMar: 3.68" precipitationApr: 2.22" precipitationMay: 3.53" precipitationJun: 7.41" precipitationJul: 6.94" precipitationAug: 7.07" precipitationSep: 6.49" precipitationOct: 3.21" precipitationNov: 2.09" precipitationDec: 2.68" precipitation46°JJan: high 71°F, low 46°FFFeb: high 74°F, low 48°FMMar: high 79°F, low 52°FAApr: high 84°F, low 57°FMMay: high 89°F, low 64°FJJun: high 91°F, low 70°F92°JJul: high 92°F, low 72°FAAug: high 92°F, low 73°FSSep: high 90°F, low 70°FOOct: high 84°F, low 63°FNNov: high 77°F, low 54°FDDec: high 72°F, low 48°F

30-year averages, 1991–2020

Education & workforce▼ 54% below US

16% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary. The student-to-teacher ratio is 20:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Fort Matanzas National Monument (63 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Silver Springs Shores's strongest point is home prices that remain within reach; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($1,430/mo) equals 27% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for anyone who doesn't drive.

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