What it's like to live in South Miami

South Miami is a small city in Florida with county unemployment below the national average, household incomes running above the national average, a highly educated workforce, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. South Miami deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Highly educated workforce
  • Fast-growing population
  • Average class sizes

The not so good

  • Rent well above the national average
  • High home prices
  • Above-average commute times
  • Air quality concerns
  • Below-average hospital ratings
  • High rent burden for renters

How South Miami compares

Median household income

South Miami$94,507
Florida avg$74,568
US$80,734

Median rent (per month)

South Miami$1,764
Florida avg$1,669
US$1,413

Median home value

South Miami$829,400
Florida avg$359,000
US$332,700

What it takes to move to South Miami

Based on South Miami's median rent, home value and household income

To rent

$3,528

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $70,560 a year
  • 71% of South Miami renters spend 30% or more of their income on rent

To buy

$165,880

a 20% down payment on the median home

  • With 10% down: $82,940
  • Homes cost 8.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 25% above US

$1,764/mo median rent

Rent runs on the higher side, at $1,764 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $829,400. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $829,400 · 71% of renters cost-burdened

Job market

2.7% county unemployment

Unemployment in Miami-Dade County is 2.7%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Miami-Dade County (county-wide)

SafetyNear US average

318 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1625/100k · South Miami Police Department · 2025 data

Getting around▲ 19% above US

31 min average commute

Traffic is a real factor here. The 30.9 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 6 in 10 workers drive to work; 7% take public transit; 22% work from home.

How workers get to work

Drive alone
61%
Work from home
22%
Public transit
7.2%
Walk
5.3%
Carpool
2.9%
Other
1.6%

Climate

Summers are warm, with highs around 88°F, and winters are mild, with lows rarely dropping below 65°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
50°60°70°80°90°100°9"Jan: 2.33" precipitationFeb: 2.27" precipitationMar: 2.03" precipitationApr: 2.56" precipitationMay: 4.62" precipitationJun: 8.72" precipitationJul: 4.20" precipitationAug: 5.85" precipitationSep: 7.35" precipitationOct: 5.96" precipitationNov: 2.61" precipitationDec: 2.45" precipitation64°JJan: high 75°F, low 64°FFFeb: high 77°F, low 66°FMMar: high 78°F, low 68°FAApr: high 81°F, low 72°FMMay: high 84°F, low 75°FJJun: high 87°F, low 77°FJJul: high 89°F, low 80°F89°AAug: high 89°F, low 79°FSSep: high 88°F, low 78°FOOct: high 84°F, low 76°FNNov: high 80°F, low 71°FDDec: high 77°F, low 66°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.5 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▲ 56% above US

56% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Biscayne National Park (16 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

South Miami's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,764/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), remote workers (22% of workers here already work from home), and college-educated professionals.

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