What it's like to live in Fort Oglethorpe

Fort Oglethorpe is a small city in Georgia with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Fort Oglethorpe deals with household incomes below the national average, college degree attainment below the national average, above-average rainfall, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Low crime rates
  • Short commutes
  • Growing population

The not so good

  • Below-average household incomes
  • Low college degree attainment
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Fort Oglethorpe compares

Median household income

Fort Oglethorpe$51,867
Georgia avg$77,353
US$80,734

Median rent (per month)

Fort Oglethorpe$937
Georgia avg$1,393
US$1,413

Median home value

Fort Oglethorpe$199,700
Georgia avg$303,300
US$332,700

What it takes to move to Fort Oglethorpe

Based on Fort Oglethorpe's median rent, home value and household income

To rent

$1,874

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $37,480 a year
  • 38% of Fort Oglethorpe renters spend 30% or more of their income on rent

To buy

$39,940

a 20% down payment on the median home

  • With 10% down: $19,970
  • Homes cost 3.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 34% below US

$937/mo median rent

Rent here is genuinely low, with median rent around $937 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $199,700. That kind of affordability is rare in today's market.

Median home value $199,700 · 38% of renters cost-burdened

Job market

3.1% county unemployment

Unemployment in Catoosa County is 3.1%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Catoosa County (county-wide)

Safety▼ 32% below US

225 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 2227/100k · Fort Oglethorpe Police Department · 2025 data

Getting around▼ 20% below US

21 min average commute

Commutes are reasonable, averaging 20.9 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 7% work from home.

How workers get to work

Drive alone
84%
Carpool
8.4%
Work from home
6.6%
Walk
0.4%
Other
0.3%

Climate

Summers are warm, with highs around 88°F, and winters are cold, with lows around 31°F and snow a regular occurrence. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 5.61" precipitationFeb: 5.12" precipitationMar: 5.03" precipitationApr: 4.73" precipitationMay: 4.64" precipitationJun: 4.19" precipitationJul: 5.06" precipitationAug: 4.47" precipitationSep: 4.22" precipitationOct: 3.65" precipitationNov: 4.38" precipitationDec: 5.36" precipitation29°JJan: high 51°F, low 29°FFFeb: high 56°F, low 32°FMMar: high 64°F, low 37°FAApr: high 73°F, low 45°FMMay: high 80°F, low 54°FJJun: high 86°F, low 63°F89°JJul: high 89°F, low 66°FAAug: high 89°F, low 66°FSSep: high 84°F, low 59°FOOct: high 75°F, low 47°FNNov: high 62°F, low 35°FDDec: high 53°F, low 31°F

30-year averages, 1991–2020

Education & workforce▼ 46% below US

20% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary. The student-to-teacher ratio is 12:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Chickamauga & Chattanooga National Military Park (2 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Fort Oglethorpe's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and college degree attainment below the national average. A year of median rent ($937/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime.

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