What it's like to live in Monroe

Monroe is a small city in Georgia with rent below the national average, home prices that remain within reach, county unemployment below the national average, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Monroe deals with household incomes below the national average, commute times longer than most cities, college degree attainment below the national average, and a poverty rate above the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Fast-growing population
  • Average class sizes

The not so good

  • Below-average household incomes
  • Above-average commute times
  • Low college degree attainment
  • High poverty rate
  • High rent burden for renters
  • Above-average rainfall

How Monroe compares

Median household income

Monroe$44,656
Georgia avg$77,353
US$80,734

Median rent (per month)

Monroe$1,105
Georgia avg$1,393
US$1,413

Median home value

Monroe$259,300
Georgia avg$303,300
US$332,700

What it takes to move to Monroe

Based on Monroe's median rent, home value and household income

To rent

$2,210

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $44,200 a year
  • 55% of Monroe renters spend 30% or more of their income on rent

To buy

$51,860

a 20% down payment on the median home

  • With 10% down: $25,930
  • Homes cost 5.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 22% below US

$1,105/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,105 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $259,300. Not a steal, but not intimidating either.

Median home value $259,300 · 55% of renters cost-burdened

Job market

3.2% county unemployment

Unemployment in Walton County is 3.2%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Walton County (county-wide)

Safety▼ 14% below US

283 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1753/100k · Monroe Police Department · 2025 data

Getting around▲ 23% above US

32 min average commute

Traffic is a real factor here. The 32.1 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
74%
Work from home
12%
Carpool
10%
Other
2.0%
Public transit
1.1%
Walk
1.0%

Climate

Summers are hot and humid, with highs regularly hitting 88°F, and winters are chilly but manageable, with lows around 34°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 5.04" precipitationFeb: 4.40" precipitationMar: 5.19" precipitationApr: 4.27" precipitationMay: 4.17" precipitationJun: 4.60" precipitationJul: 4.13" precipitationAug: 4.87" precipitationSep: 4.27" precipitationOct: 3.43" precipitationNov: 4.04" precipitationDec: 2.49" precipitation32°JJan: high 54°F, low 32°FFFeb: high 58°F, low 35°FMMar: high 66°F, low 40°FAApr: high 74°F, low 47°FMMay: high 81°F, low 56°FJJun: high 87°F, low 64°F89°JJul: high 89°F, low 68°FAAug: high 89°F, low 67°FSSep: high 83°F, low 62°FOOct: high 74°F, low 51°FNNov: high 64°F, low 41°FDDec: high 55°F, low 35°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 4.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 55% below US

16% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

1 public school inside the boundary

There is 1 public school inside the boundary and 4 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Chattahoochee River National Recreation Area (36 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Monroe's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($1,105/mo) equals 30% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and job seekers (county-wide unemployment is low). It may be a harder fit for people who dread long commutes and anyone who doesn't drive.

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