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Moving to
Hilo.
Hilo is an unincorporated community in Hawaii County, HI. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Hilo
Hilo is a large unincorporated community in Hawaii with county unemployment below the national average, commutes that run shorter than most cities, air quality that stays clean most of the year, and a growing population. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Hilo deals with home prices well above the national average, very rainy, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.
The good
- Low unemployment in the county
- Short commutes
- Clean air
- Growing population
- Low student-teacher ratio
The not so good
- High home prices
- Very rainy — 120" of rain per year
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Hilo compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Hilo
Based on Hilo's median rent, home value and household income
To rent
$2,854
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $57,080 a year
- 47% of Hilo renters spend 30% or more of their income on rent
To buy
$96,600
a 20% down payment on the median home
- With 10% down: $48,300
- Homes cost 5.9× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of livingNear US average
$1,427/mo median rent
Rent is pretty middle of the road, at $1,427 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are steep, with a median around $483,000. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $483,000 · 47% of renters cost-burdened
Job market
2.7% county unemployment
Unemployment in Hawaii County is 2.7%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Hawaii County (county-wide)
Safety
287 violent crimes per 100k, whole jurisdiction
Hilo doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Hawaii Police Department jurisdiction as a whole, which runs close to the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 1924/100k · Policed by Hawaii Police Department (county-wide rate) · 2025 data
Getting around▼ 22% below US
20 min average commute
Commutes are reasonable, averaging 20.3 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 9% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are mild, with lows rarely dropping below 65°F. It's a wet climate overall.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforceNear US average
35% bachelor's degree or higher
Education levels run about average, with 35% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
15 public schools inside the boundary
There are 15 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Hawaiʻi Volcanoes National Park (36 miles away). There are 6 national parks and sites within a day's drive.
Bottom line
Hilo's strongest points are county unemployment below the national average and commutes that run shorter than most cities; the main tradeoffs are home prices well above the national average and very rainy. A year of median rent ($1,427/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low) and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Hilo
All Hawaii guides →Moving to Hawaiian Paradise Park →
11 mi away · pop. 13,203
Rent $1,310/mo · Income $88,348
Compare with Hilo →Moving to Waimea CDP (Hawaii County) →
41 mi away · pop. 9,286
Rent $1,867/mo · Income $100,198
Compare with Hilo →Not sure Hilo is the one?
Put it side by side with another city.