Moving to
Ocean Pointe.

All Ocean Pointe data Compare Ocean Pointe

17,085people live here $149,767median household income▲ 86% above US $3,424median rent per month▲ 142% above US $900,200median home value▲ 171% above US

Ocean Pointe is an unincorporated community in Honolulu County, HI. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Ocean Pointe

Ocean Pointe is an unincorporated community in Hawaii with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Ocean Pointe deals with rent well above the national average, home prices well above the national average, long average commutes, and a rent burden that leaves many renters stretched thin.

The good

Low unemployment in the county
Higher-than-average incomes
Clean air
Highly educated workforce
Growing population
Average class sizes

The not so good

Rent well above the national average
High home prices
Long commutes
High rent burden for renters
Car-dependent — few commuters use transit

How Ocean Pointe compares

Median household income

Ocean Pointe$149,767

Hawaii avg$100,389

US$80,734

Median rent (per month)

Ocean Pointe$3,424

Hawaii avg$1,971

US$1,413

Median home value

Ocean Pointe$900,200

Hawaii avg$839,100

US$332,700

What it takes to move to Ocean Pointe

Based on Ocean Pointe's median rent, home value and household income

To rent

$6,848

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $136,960 a year
60% of Ocean Pointe renters spend 30% or more of their income on rent

To buy

$180,040

a 20% down payment on the median home

With 10% down: $90,020
Homes cost 6.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 142% above US

$3,424/mo median rent

Rent is expensive here, at $3,424 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $900,200. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $900,200 · 60% of renters cost-burdened

Job market

2.3% county unemployment

Unemployment in Honolulu County is 2.3%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Honolulu County (county-wide)

Safety

181 violent crimes per 100k, whole jurisdiction

Ocean Pointe doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Honolulu Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1459/100k · Policed by Honolulu Police Department (county-wide rate) · 2025 data

Getting around▲ 42% above US

37 min average commute

Traffic is a real factor here. The 36.9 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 9 in 10 workers drive to work; 7% work from home.

How workers get to work

Drive alone

76%

Carpool

14%

Work from home

6.9%

Other

1.4%

Public transit

1.2%

Walk

1.1%

Climate

Summers are warm, with highs around 87°F, and winters are mild, with lows rarely dropping below 63°F. It's a dry climate with limited rainfall.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Education & workforce▲ 41% above US

51% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Honouliuli National Historic Site (6 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Ocean Pointe's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($3,424/mo) equals 27% of the median household income here, more than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low) and college-educated professionals. It may be a harder fit for renters on a tight budget, people who dread long commutes, and anyone who doesn't drive.

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