Waipio is an unincorporated community in Honolulu County, HI. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Waipio

Waipio is an unincorporated community in Hawaii with county unemployment below the national average, household incomes running above the national average, air quality that stays clean most of the year, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Waipio deals with rent well above the national average, home prices well above the national average, a rent burden that leaves many renters stretched thin, and very rainy.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Clean air
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • High home prices
  • High rent burden for renters
  • Very rainy — 64" of rain per year

How Waipio compares

Median household income

Waipio$109,877
Hawaii avg$100,389
US$80,734

Median rent (per month)

Waipio$2,219
Hawaii avg$1,971
US$1,413

Median home value

Waipio$749,500
Hawaii avg$839,100
US$332,700

What it takes to move to Waipio

Based on Waipio's median rent, home value and household income

To rent

$4,438

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $88,760 a year
  • 51% of Waipio renters spend 30% or more of their income on rent

To buy

$149,900

a 20% down payment on the median home

  • With 10% down: $74,950
  • Homes cost 6.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 57% above US

$2,219/mo median rent

Rent is expensive here, at $2,219 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $749,500. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $749,500 · 51% of renters cost-burdened

Job market

2.3% county unemployment

Unemployment in Honolulu County is 2.3%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Honolulu County (county-wide)

Safety

181 violent crimes per 100k, whole jurisdiction

Waipio doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Honolulu Police Department jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1459/100k · Policed by Honolulu Police Department (county-wide rate) · 2025 data

Getting aroundNear US average

27 min average commute

Commutes run about average, at 27.4 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 8% work from home.

How workers get to work

Drive alone
71%
Carpool
16%
Work from home
8.1%
Public transit
2.4%
Walk
1.7%
Other
1.2%

Climate

Summers are warm, with highs around 81°F, and winters are mild, with lows rarely dropping below 61°F. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
50°60°70°80°90°100°8"Jan: 5.18" precipitationFeb: 4.31" precipitationMar: 6.30" precipitationApr: 5.62" precipitationMay: 4.33" precipitationJun: 4.23" precipitationJul: 5.17" precipitationAug: 3.96" precipitationSep: 4.61" precipitationOct: 5.76" precipitationNov: 7.09" precipitationDec: 7.52" precipitationJJan: high 76°F, low 61°F60°FFeb: high 76°F, low 60°FMMar: high 77°F, low 62°FAApr: high 77°F, low 63°FMMay: high 79°F, low 65°FJJun: high 80°F, low 67°FJJul: high 82°F, low 67°FAAug: high 83°F, low 68°F83°SSep: high 83°F, low 67°FOOct: high 82°F, low 66°FNNov: high 79°F, low 65°FDDec: high 77°F, low 63°F

30-year averages, 1991–2020

Education & workforce▼ 19% below US

29% bachelor's degree or higher

College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

1 public school inside the boundary

There is 1 public school inside the boundary and 1 private school. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Honouliuli National Historic Site (4 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Waipio's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,219/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low). It may be a harder fit for renters on a tight budget.

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