What it's like to live in Bloomington
Bloomington is a smaller city in Illinois with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Bloomington deals with air quality that falls short of national benchmarks and cold winters.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Highly educated workforce
- Low student-teacher ratio
The not so good
- Air quality concerns
- Cold winters
How Bloomington compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Bloomington
Based on Bloomington's median rent, home value and household income
To rent
$2,100
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $42,000 a year
- 35% of Bloomington renters spend 30% or more of their income on rent
To buy
$40,660
a 20% down payment on the median home
- With 10% down: $20,330
- Homes cost 2.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 26% below US
$1,050/mo median rent
Rent here is genuinely low, with median rent around $1,050 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $203,300. That kind of affordability is rare in today's market.
Median home value $203,300 · 35% of renters cost-burdened
Job marketNear US average
4.0% unemployment
Unemployment here is 4.0%, close to the national average of 4.3%.
City-level (BLS)
SafetyNear US average
318 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 1295/100k · Bloomington Police Department · 2025 data
Getting around▼ 35% below US
17 min average commute
Commutes run short here, averaging 16.8 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 21% work from home.
How workers get to work
Climate
Summers are warm, with highs around 85°F, and winters are cold and harsh, with lows dropping to 19°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 35% above US
49% bachelor's degree or higher
The population is well-educated, with 49% holding college degrees. That points to a strong professional base and generally a healthy local economy.
Schools
19 public schools inside the boundary
There are 19 public schools inside the boundary and 5 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Springfield 1908 Race Riot National Monument (58 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Bloomington's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are air quality that falls short of national benchmarks and cold winters. A year of median rent ($1,050/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, remote workers (21% of workers here already work from home), and people who want short commutes.
Other places near Bloomington
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