What it's like to live in Naperville
Naperville is a mid-size city in Illinois with household incomes running above the national average, crime rates well below the national average, a highly educated workforce, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Naperville deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and air quality that falls short of national benchmarks.
The good
- Higher-than-average incomes
- Low crime rates
- Highly educated workforce
- Low student-teacher ratio
The not so good
- Rent well above the national average
- High home prices
- Above-average commute times
- Air quality concerns
- Cold, harsh winters
How Naperville compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Naperville
Based on Naperville's median rent, home value and household income
To rent
$3,770
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $75,400 a year
- 38% of Naperville renters spend 30% or more of their income on rent
To buy
$108,040
a 20% down payment on the median home
- With 10% down: $54,020
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 33% above US
$1,885/mo median rent
Rent runs on the higher side, at $1,885 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $540,200. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $540,200 · 38% of renters cost-burdened
Job market▼ 12% below US
3.8% unemployment
Unemployment here is 3.8%, close to the national average of 4.3%.
City-level (BLS)
Safety▼ 79% below US
70 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 569/100k · Naperville Police Department · 2025 data
Getting around▲ 17% above US
31 min average commute
Traffic is a real factor here. The 30.5 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 6 in 10 workers drive to work; 5% take public transit; 31% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold and harsh, with lows dropping to 18°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 3.0 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▲ 101% above US
73% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
39 public schools inside the boundary
There are 39 public schools inside the boundary and 17 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Pullman National Historical Park (29 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Naperville's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,885/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (31% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget and anyone who dislikes long, cold winters.
Other places near Naperville
All Illinois guides →Moving to Bolingbrook →
5 mi away · pop. 74,096
Rent $1,749/mo · Income $108,400
Compare with Naperville →Moving to Warrenville →
5 mi away · pop. 14,718
Rent $1,926/mo · Income $100,321
Compare with Naperville →Not sure Naperville is the one?
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