What it's like to live in Summit
Summit is a small city in Illinois with rent below the national average, home prices that remain within reach, crime rates well below the national average, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Summit deals with household incomes below the national average, commute times longer than most cities, air quality that falls short of national benchmarks, and college degree attainment below the national average.
The good
- Rent below the national average
- Affordable home prices
- Low crime rates
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Above-average commute times
- Air quality concerns
- Low college degree attainment
- Shrinking population
- High rent burden for renters
How Summit compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Summit
Based on Summit's median rent, home value and household income
To rent
$2,274
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $45,480 a year
- 55% of Summit renters spend 30% or more of their income on rent
To buy
$46,520
a 20% down payment on the median home
- With 10% down: $23,260
- Homes cost 3.8× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 20% below US
$1,137/mo median rent
Cost of living works in this city's favor. Median rent sits around $1,137 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $232,600. That kind of affordability is rare in today's market.
Median home value $232,600 · 55% of renters cost-burdened
Job market
4.8% county unemployment
Unemployment in Cook County is 4.8%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Cook County (county-wide)
Safety▼ 43% below US
187 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 974/100k · Summit Police Department · 2025 data
Getting around▲ 11% above US
29 min average commute
Commutes run about average, at 28.9 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 9% take public transit; 5% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold, with lows around 22°F and snow a regular occurrence.
Average month
30-year averages, 1991–2020
Education & workforce▼ 61% below US
14% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
5 public schools inside the boundary
There are 5 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Pullman National Historical Park (12 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Summit's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and commute times longer than most cities. A year of median rent ($1,137/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and anyone prioritizing low crime.
Other places near Summit
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