What it's like to live in Plainfield

Plainfield is a small city in Indiana with home prices that remain within reach, unemployment below the national average, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Plainfield deals with cold winters and a car-dependent commute, with few people using transit.

The good

  • Affordable home prices
  • Low unemployment
  • Low crime rates
  • Short commutes
  • Clean air
  • Fast-growing population

The not so good

  • Cold winters
  • Car-dependent — few commuters use transit

How Plainfield compares

Median household income

Plainfield$87,272
Indiana avg$71,957
US$80,734

Median rent (per month)

Plainfield$1,499
Indiana avg$1,062
US$1,413

Median home value

Plainfield$280,600
Indiana avg$218,200
US$332,700

What it takes to move to Plainfield

Based on Plainfield's median rent, home value and household income

To rent

$2,998

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $59,960 a year
  • 41% of Plainfield renters spend 30% or more of their income on rent

To buy

$56,120

a 20% down payment on the median home

  • With 10% down: $28,060
  • Homes cost 3.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,499/mo median rent

Rent is pretty middle of the road, at $1,499 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $280,600. Not a steal, but not intimidating either.

Median home value $280,600 · 41% of renters cost-burdened

Job market▼ 23% below US

3.3% unemployment

Unemployment here is 3.3%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 48% below US

171 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1227/100k · Plainfield Police Department · 2025 data

Getting around▼ 12% below US

23 min average commute

Commutes are reasonable, averaging 22.8 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 14% work from home.

How workers get to work

Drive alone
75%
Work from home
14%
Carpool
7.1%
Other
2.6%
Walk
1.1%
Public transit
0.4%

Climate

Summers are warm, with highs around 84°F, and winters are cold, with lows around 22°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.24" precipitationFeb: 2.50" precipitationMar: 3.73" precipitationApr: 4.64" precipitationMay: 4.93" precipitationJun: 5.37" precipitationJul: 4.67" precipitationAug: 3.47" precipitationSep: 3.45" precipitationOct: 3.36" precipitationNov: 3.47" precipitationDec: 2.98" precipitation19°JJan: high 36°F, low 19°FFFeb: high 40°F, low 23°FMMar: high 51°F, low 32°FAApr: high 64°F, low 43°FMMay: high 74°F, low 54°FJJun: high 82°F, low 63°F85°JJul: high 85°F, low 67°FAAug: high 84°F, low 65°FSSep: high 78°F, low 57°FOOct: high 66°F, low 45°FNNov: high 52°F, low 34°FDDec: high 40°F, low 25°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforceNear US average

33% bachelor's degree or higher

Education levels run about average, with 33% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is George Rogers Clark National Historical Park (94 miles away).

Bottom line

Plainfield's strongest points are home prices that remain within reach and unemployment below the national average; the main tradeoffs are cold winters and a car-dependent commute, with few people using transit. A year of median rent ($1,499/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive.

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