What it's like to live in Council Bluffs
Council Bluffs is a smaller city in Iowa with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Council Bluffs deals with household incomes below the national average, crime rates above the national average, college degree attainment below the national average, and cold winters.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Average class sizes
The not so good
- Below-average household incomes
- Crime above national average
- Low college degree attainment
- Cold winters
- Car-dependent — few commuters use transit
How Council Bluffs compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Council Bluffs
Based on Council Bluffs's median rent, home value and household income
To rent
$2,060
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $41,200 a year
- 42% of Council Bluffs renters spend 30% or more of their income on rent
To buy
$34,360
a 20% down payment on the median home
- With 10% down: $17,180
- Homes cost 2.7× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 27% below US
$1,030/mo median rent
Rent here is genuinely low, with median rent around $1,030 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $171,800. That kind of affordability is rare in today's market.
Median home value $171,800 · 42% of renters cost-burdened
Job marketNear US average
4.1% unemployment
Unemployment here is 4.1%, close to the national average of 4.3%.
City-level (BLS)
Safety▲ 60% above US
525 violent crimes per 100k
Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.
Property crime 2230/100k · Council Bluffs Police Department · 2025 data
Getting around▼ 31% below US
18 min average commute
Commutes run short here, averaging 17.9 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 8% work from home.
How workers get to work
Climate
Summers are warm, with highs around 86°F, and winters are cold and harsh, with lows dropping to 18°F.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 4.0 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 40% below US
22% bachelor's degree or higher
College degree attainment runs below average at 22%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
18 public schools inside the boundary
There are 18 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Lewis & Clark National Historic Trail (4 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Council Bluffs's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,030/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Council Bluffs
All Iowa guides →Moving to Carroll →
77 mi away · pop. 10,208
Rent $722/mo · Income $69,706
Compare with Council Bluffs →Moving to Sioux City →
91 mi away · pop. 86,101
Rent $976/mo · Income $68,906
Compare with Council Bluffs →Moving to Storm Lake →
103 mi away · pop. 11,428
Rent $898/mo · Income $62,765
Compare with Council Bluffs →Moving to Waukee →
105 mi away · pop. 29,236
Rent $1,383/mo · Income $101,029
Compare with Council Bluffs →Not sure Council Bluffs is the one?
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