What it's like to live in Des Moines

Des Moines is a large city in Iowa with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Des Moines deals with household incomes below the national average, crime rates above the national average, air quality that falls short of national benchmarks, and hospital ratings below the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • Below-average hospital ratings
  • Cold, harsh winters
  • Snowy winters — 37" per year

How Des Moines compares

Median household income

Des Moines$65,932
Iowa avg$75,059
US$80,734

Median rent (per month)

Des Moines$1,090
Iowa avg$972
US$1,413

Median home value

Des Moines$194,700
Iowa avg$208,000
US$332,700

What it takes to move to Des Moines

Based on Des Moines's median rent, home value and household income

To rent

$2,180

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $43,600 a year
  • 47% of Des Moines renters spend 30% or more of their income on rent

To buy

$38,940

a 20% down payment on the median home

  • With 10% down: $19,470
  • Homes cost 3.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 23% below US

$1,090/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,090 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $194,700. That kind of affordability is rare in today's market.

Median home value $194,700 · 47% of renters cost-burdened

Job marketNear US average

4.2% unemployment

Unemployment here is 4.2%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 95% above US

642 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2838/100k · Des Moines Police Department · 2025 data

Getting around▼ 25% below US

20 min average commute

Commutes are reasonable, averaging 19.5 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 13% work from home.

How workers get to work

Drive alone
71%
Work from home
13%
Carpool
11%
Walk
2.4%
Other
1.8%
Public transit
0.8%

Climate

Summers are warm, with highs around 84°F, and winters are cold and harsh, with lows dropping to 17°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5.5"Jan: 1.08" precipitationFeb: 1.34" precipitationMar: 2.17" precipitationApr: 4.02" precipitationMay: 5.24" precipitationJun: 5.26" precipitationJul: 3.82" precipitationAug: 4.17" precipitationSep: 3.18" precipitationOct: 2.78" precipitationNov: 1.91" precipitationDec: 1.58" precipitation14°JJan: high 31°F, low 14°FFFeb: high 36°F, low 18°FMMar: high 49°F, low 30°FAApr: high 62°F, low 41°FMMay: high 72°F, low 52°FJJun: high 82°F, low 62°F86°JJul: high 86°F, low 66°FAAug: high 84°F, low 64°FSSep: high 77°F, low 55°FOOct: high 63°F, low 43°FNNov: high 48°F, low 30°FDDec: high 36°F, low 20°F

30-year averages, 1991–2020

Healthcare

4 hospitals

There are 4 Medicare-certified hospitals inside city limits. They average 2.8 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 18% below US

30% bachelor's degree or higher

College degree attainment runs below average at 30%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

59 public schools inside the boundary

There are 59 public schools inside the boundary and 12 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Bottom line

Des Moines's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,090/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.

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