What it's like to live in Fort Dodge

Fort Dodge is a small city in Iowa with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Fort Dodge deals with household incomes below the national average, crime rates above the national average, college degree attainment below the national average, and cold, harsh winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Low college degree attainment
  • Cold, harsh winters
  • Snowy winters — 39" per year
  • Smaller place — fewer dining and entertainment options

How Fort Dodge compares

Median household income

Fort Dodge$60,649
Iowa avg$75,059
US$80,734

Median rent (per month)

Fort Dodge$785
Iowa avg$972
US$1,413

Median home value

Fort Dodge$144,100
Iowa avg$208,000
US$332,700

What it takes to move to Fort Dodge

Based on Fort Dodge's median rent, home value and household income

To rent

$1,570

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $31,400 a year
  • 42% of Fort Dodge renters spend 30% or more of their income on rent

To buy

$28,820

a 20% down payment on the median home

  • With 10% down: $14,410
  • Homes cost 2.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 44% below US

$785/mo median rent

Rent here is genuinely low, with median rent around $785 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $144,100. That kind of affordability is rare in today's market.

Median home value $144,100 · 42% of renters cost-burdened

Job market▼ 12% below US

3.8% unemployment

Unemployment here is 3.8%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 185% above US

940 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2848/100k · Fort Dodge Police Department · 2025 data

Getting around▼ 27% below US

19 min average commute

Commutes are reasonable, averaging 19 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work.

How workers get to work

Drive alone
80%
Carpool
8.9%
Work from home
4.4%
Other
3.7%
Walk
2.4%
Public transit
0.4%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 11°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°6"Jan: 0.95" precipitationFeb: 1.23" precipitationMar: 1.96" precipitationApr: 3.72" precipitationMay: 4.57" precipitationJun: 5.53" precipitationJul: 4.20" precipitationAug: 4.26" precipitationSep: 2.81" precipitationOct: 2.55" precipitationNov: 1.85" precipitationDec: 1.46" precipitation7°JJan: high 26°F, low 7°FFFeb: high 31°F, low 12°FMMar: high 44°F, low 24°FAApr: high 59°F, low 35°FMMay: high 70°F, low 48°FJJun: high 80°F, low 58°F83°JJul: high 83°F, low 62°FAAug: high 80°F, low 60°FSSep: high 74°F, low 51°FOOct: high 61°F, low 38°FNNov: high 45°F, low 25°FDDec: high 31°F, low 14°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 40% below US

22% bachelor's degree or higher

College degree attainment runs below average at 22%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Bottom line

Fort Dodge's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($785/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.

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