What it's like to live in North Liberty

North Liberty is a small city in Iowa with rent below the national average, county unemployment below the national average, household incomes running above the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. North Liberty deals with cold, harsh winters, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Rent below the national average
  • Low unemployment in the county
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Growing population

The not so good

  • Cold, harsh winters
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How North Liberty compares

Median household income

North Liberty$102,102
Iowa avg$75,059
US$80,734

Median rent (per month)

North Liberty$1,246
Iowa avg$972
US$1,413

Median home value

North Liberty$303,800
Iowa avg$208,000
US$332,700

What it takes to move to North Liberty

Based on North Liberty's median rent, home value and household income

To rent

$2,492

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $49,840 a year
  • 37% of North Liberty renters spend 30% or more of their income on rent

To buy

$60,760

a 20% down payment on the median home

  • With 10% down: $30,380
  • Homes cost 3.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 12% below US

$1,246/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,246 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $303,800. Not a steal, but not intimidating either.

Median home value $303,800 · 37% of renters cost-burdened

Job market

2.7% county unemployment

Unemployment in Johnson County is 2.7%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Johnson County (county-wide)

Safety▼ 70% below US

99 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 350/100k · North Liberty Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 16% work from home.

How workers get to work

Drive alone
75%
Work from home
16%
Carpool
7.3%
Walk
0.9%
Public transit
0.6%
Other
0.1%

Climate

Summers are warm, with highs around 84°F, and winters are cold and harsh, with lows dropping to 18°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5.5"Jan: 1.04" precipitationFeb: 1.21" precipitationMar: 2.21" precipitationApr: 3.76" precipitationMay: 4.48" precipitationJun: 5.29" precipitationJul: 3.91" precipitationAug: 3.94" precipitationSep: 3.24" precipitationOct: 2.98" precipitationNov: 2.17" precipitationDec: 1.45" precipitation15°JJan: high 31°F, low 15°FFFeb: high 36°F, low 19°FMMar: high 50°F, low 30°FAApr: high 63°F, low 40°FMMay: high 73°F, low 52°FJJun: high 83°F, low 62°F86°JJul: high 86°F, low 66°FAAug: high 84°F, low 63°FSSep: high 78°F, low 54°FOOct: high 64°F, low 42°FNNov: high 49°F, low 30°FDDec: high 36°F, low 20°F

30-year averages, 1991–2020

Education & workforce▲ 51% above US

55% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Herbert Hoover National Historic Site (14 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

North Liberty's strongest points are rent below the national average and county unemployment below the national average; the main tradeoffs are cold, harsh winters and fewer dining and entertainment options than a bigger city. A year of median rent ($1,246/mo) equals 15% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive and anyone who dislikes long, cold winters.

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