Bel Air North is an unincorporated community in Harford County, MD. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Bel Air North

Bel Air North is an unincorporated community in Maryland with county unemployment below the national average, household incomes running above the national average, a highly educated workforce, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Bel Air North deals with home prices well above the national average, commute times longer than most cities, a rent burden that leaves many renters stretched thin, and cold winters.

The good

  • Low unemployment in the county
  • Higher-than-average incomes
  • Highly educated workforce
  • Average class sizes

The not so good

  • High home prices
  • Above-average commute times
  • High rent burden for renters
  • Cold winters
  • Car-dependent — few commuters use transit

How Bel Air North compares

Median household income

Bel Air North$137,336
Maryland avg$103,678
US$80,734

Median rent (per month)

Bel Air North$1,624
Maryland avg$1,705
US$1,413

Median home value

Bel Air North$446,500
Maryland avg$419,900
US$332,700

What it takes to move to Bel Air North

Based on Bel Air North's median rent, home value and household income

To rent

$3,248

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $64,960 a year
  • 50% of Bel Air North renters spend 30% or more of their income on rent

To buy

$89,300

a 20% down payment on the median home

  • With 10% down: $44,650
  • Homes cost 3.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 15% above US

$1,624/mo median rent

Rent is pretty middle of the road, at $1,624 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $446,500. Buyers should expect to stretch their budget here.

Median home value $446,500 · 50% of renters cost-burdened

Job market

3.6% county unemployment

Unemployment in Harford County is 3.6%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Harford County (county-wide)

Safety

153 violent crimes per 100k, whole jurisdiction

Bel Air North doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Harford County Sheriff's Office jurisdiction as a whole, which runs below the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 594/100k · Policed by Harford County Sheriff's Office (county-wide rate) · 2025 data

Getting around▲ 28% above US

33 min average commute

Traffic is a real factor here. The 33.3 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 17% work from home.

How workers get to work

Drive alone
76%
Work from home
17%
Carpool
4.3%
Other
1.4%
Walk
0.5%
Public transit
0.4%

Climate

Summers are warm, with highs around 84°F, and winters are cold, with lows around 28°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.26" precipitationFeb: 2.78" precipitationMar: 4.10" precipitationApr: 3.49" precipitationMay: 3.98" precipitationJun: 4.28" precipitationJul: 4.84" precipitationAug: 4.21" precipitationSep: 4.84" precipitationOct: 4.17" precipitationNov: 3.27" precipitationDec: 3.89" precipitation25°JJan: high 42°F, low 25°FFFeb: high 44°F, low 27°FMMar: high 53°F, low 33°FAApr: high 65°F, low 43°FMMay: high 73°F, low 53°FJJun: high 82°F, low 62°F86°JJul: high 86°F, low 68°FAAug: high 84°F, low 66°FSSep: high 78°F, low 59°FOOct: high 67°F, low 47°FNNov: high 56°F, low 37°FDDec: high 46°F, low 30°F

30-year averages, 1991–2020

Education & workforce▲ 35% above US

49% bachelor's degree or higher

The population is well-educated, with 49% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Hampton National Historic Site (14 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Bel Air North's strongest points are county unemployment below the national average and household incomes running above the national average; the main tradeoffs are home prices well above the national average and commute times longer than most cities. A year of median rent ($1,624/mo) equals 14% of the median household income here, less than the 21% typical nationwide. It tends to suit remote workers (17% of workers here already work from home) and college-educated professionals. It may be a harder fit for people who dread long commutes and anyone who doesn't drive.

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