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Moving to
Lochearn.
Lochearn is an unincorporated community in Baltimore County, MD. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Lochearn
Lochearn is an unincorporated community in Maryland with home prices that remain within reach, a growing population, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Lochearn deals with commute times longer than most cities, air quality that falls short of national benchmarks, and a rent burden that leaves many renters stretched thin.
The good
- Affordable home prices
- Growing population
- Low student-teacher ratio
The not so good
- Above-average commute times
- Air quality concerns
- High rent burden for renters
How Lochearn compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Lochearn
Based on Lochearn's median rent, home value and household income
To rent
$2,920
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $58,400 a year
- 59% of Lochearn renters spend 30% or more of their income on rent
To buy
$57,200
a 20% down payment on the median home
- With 10% down: $28,600
- Homes cost 3.8× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of livingNear US average
$1,460/mo median rent
Rent is pretty middle of the road, at $1,460 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $286,000. Not a steal, but not intimidating either.
Median home value $286,000 · 59% of renters cost-burdened
Job market
4.0% county unemployment
Unemployment in Baltimore County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Baltimore County (county-wide)
Safety
401 violent crimes per 100k, whole jurisdiction
Lochearn doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Baltimore County Police Department jurisdiction as a whole, which runs above the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.
Property crime 2400/100k · Policed by Baltimore County Police Department (county-wide rate) · 2025 data
Getting around▲ 13% above US
30 min average commute
Commutes run about average, at 29.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 10% work from home.
How workers get to work
Climate
Summers are warm, with highs around 88°F, and winters are chilly but manageable, with lows around 32°F. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
34% bachelor's degree or higher
Education levels run about average, with 34% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
7 public schools inside the boundary
There are 7 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Star-Spangled Banner National Historic Trail (7 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Lochearn's strongest points are home prices that remain within reach and a growing population; the main tradeoffs are commute times longer than most cities and air quality that falls short of national benchmarks. A year of median rent ($1,460/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. Whether it fits comes down to the specifics: the neighborhood, the job, and what matters most in the move.
Other places near Lochearn
All Maryland guides →Moving to Milford Mill →
3 mi away · pop. 30,829
Rent $1,653/mo · Income $69,711
Compare with Lochearn →Moving to Woodlawn CDP (Baltimore County) →
3 mi away · pop. 40,379
Rent $1,494/mo · Income $82,466
Compare with Lochearn →Moving to Randallstown →
4 mi away · pop. 35,957
Rent $1,577/mo · Income $85,735
Compare with Lochearn →Not sure Lochearn is the one?
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